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PEARSON VUE CASUALTY
INSURANCE FINAL PRACTICE EXAM AND
UPDATED STUDY GUIDE TEST QUESTIONS
COMPLETE ACCURATE EXAM ACTUAL
QUESTIONS AND CORRECT VERIFIED
ANSWERS (A NEW UPDATED VERSION)
ASSURED SUCCESS A+
Question 1
An insured leaves their car running in a busy parking lot while
running into a store. The car rolls forward and hits another
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vehicle. Under what legal theory could the owner be held
liable?
A) Strict liability
B) Res ipsa loquitur
C) Negligence per se
D) Vicarious liability
Answer: C - Negligence per se. Leaving a vehicle unattended
with the engine running violates most traffic safety statutes.
Violation of a law designed to protect others creates
negligence per se.
Question 2
Which of the following is NOT an element required to prove
negligence?
A) Duty owed
B) Breach of duty
C) Proximate cause
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D) Strict liability
Answer: D - Strict liability is a separate legal theory that
does not require proving negligence. The four elements of
negligence are duty, breach, causation (actual and
proximate), and damages.
Question 3
Scenario: A homeowner invites a babysitter into their home.
The homeowner knows the front step is rotted but forgets to
warn the babysitter. The babysitter falls and breaks her leg.
What duty does the homeowner owe?
A) No duty because the babysitter is a trespasser
B) Duty to warn of hidden dangers the homeowner knows
about
C) Duty only to licensees, not invitees
D) No duty because the homeowner didn't cause the rot
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Answer: B - The babysitter is an invitee (business visitor). The
homeowner owes invitees a duty to inspect for hidden dangers
and either repair them or provide adequate warning.
Question 4
Under the concept of "res ipsa loquitur," which of the
following is true?
A) The plaintiff must prove every element of negligence
B) The accident itself implies negligence occurred
C) The defendant is automatically liable regardless of fault
D) Only applies to medical malpractice cases
Answer: B - Res ipsa loquitur means "the thing speaks for
itself." When an accident would not normally occur without
negligence and the defendant controlled the instrumentality,
negligence is presumed.
Question 5
In a state with pure comparative negligence, a plaintiff who is
PEARSON VUE CASUALTY
INSURANCE FINAL PRACTICE EXAM AND
UPDATED STUDY GUIDE TEST QUESTIONS
COMPLETE ACCURATE EXAM ACTUAL
QUESTIONS AND CORRECT VERIFIED
ANSWERS (A NEW UPDATED VERSION)
ASSURED SUCCESS A+
Question 1
An insured leaves their car running in a busy parking lot while
running into a store. The car rolls forward and hits another
,Page 2 of 224
vehicle. Under what legal theory could the owner be held
liable?
A) Strict liability
B) Res ipsa loquitur
C) Negligence per se
D) Vicarious liability
Answer: C - Negligence per se. Leaving a vehicle unattended
with the engine running violates most traffic safety statutes.
Violation of a law designed to protect others creates
negligence per se.
Question 2
Which of the following is NOT an element required to prove
negligence?
A) Duty owed
B) Breach of duty
C) Proximate cause
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D) Strict liability
Answer: D - Strict liability is a separate legal theory that
does not require proving negligence. The four elements of
negligence are duty, breach, causation (actual and
proximate), and damages.
Question 3
Scenario: A homeowner invites a babysitter into their home.
The homeowner knows the front step is rotted but forgets to
warn the babysitter. The babysitter falls and breaks her leg.
What duty does the homeowner owe?
A) No duty because the babysitter is a trespasser
B) Duty to warn of hidden dangers the homeowner knows
about
C) Duty only to licensees, not invitees
D) No duty because the homeowner didn't cause the rot
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Answer: B - The babysitter is an invitee (business visitor). The
homeowner owes invitees a duty to inspect for hidden dangers
and either repair them or provide adequate warning.
Question 4
Under the concept of "res ipsa loquitur," which of the
following is true?
A) The plaintiff must prove every element of negligence
B) The accident itself implies negligence occurred
C) The defendant is automatically liable regardless of fault
D) Only applies to medical malpractice cases
Answer: B - Res ipsa loquitur means "the thing speaks for
itself." When an accident would not normally occur without
negligence and the defendant controlled the instrumentality,
negligence is presumed.
Question 5
In a state with pure comparative negligence, a plaintiff who is
