Questions and CORRECT Answers
Total Loss A vehicle that is damaged so badly that repair costs exceed the value of the
vehicle
Rebuilders A segment of the collision repair industry that buys, repairs, and sells total loss
vehicles
Liability Insurance Insurance that covers the damage to the other person's vehicle in case of an
accident
Comprehensive/Full Coverage Insurance Insurance that covers the damage to both vehicle in case of an accident
Deductible The part of the repair cost the vehicle's owner is responsible for paying
Claim When an insured person suffers a loss and reports this loss to the insurance
company
Adjusters Insurance company employees who handle claims
Body Shop Estimates A body shop's statement of work to be done and the approximate cost of
repair
Claim Center A location where an insurance adjuster examines the vehicle and writes an
estimate
Direct Repair Agreement Arrangement between a repair shop and an insurance company where the
customer brings their claim directly to that shop
OEM Parts Made by the vehicle manufacturer or by the same company that supplied the
part to the factory vehicle
Aftermarket Parts Made by a company other than the one that supplied that parts when the
vehicle was manufactured
Used Parts Taken off total loss vehicles in a salvage yard
Remanufactured Part A used part that has been restored to like-new condition
Tear Down Dismantling a damaged vehicle to replace parts and access hidden damage
Splicing Replacing only a portion of a damaged panel
Straightened Repairing lightly damaged panels
Roughing Out Tapping out body damage with a hammer and dolly