ARIZONA LIFE AND HEALTH INSURANCE EXAM
2026 ACTUAL TEST PAPER COMPLETE
SOLUTIONS VERIFIED
◉ An insurer markets its products by soliciting customers by mass
media advertising and mail WITHOUT using the services of a producer.
Which of these marketing systems does the insurer utilize?
1) Focus based
2) Primary
3) Vertical
4) Direct Response. Answer: Direct Response
◉ Replacement regulations exist in order to
1) generate revenues for the state
2)Protect policy owners from misrepresentations and loss of benefits
3)ensure that the original producer is paid renewal commissions
4)ensure that all insurers equal exposure. Answer: Protect policy owners
from misrepresentations and loss of benefits
◉ What is the actuarial size of a bronze health plan
, 1) 60
2) 70
3) 80
4) 90. Answer: 60
◉ What is considered interstate travel under the federal fraud and false
statements act
1) Canada
2)Jamaica
3)Mexico
4)Puerto Rico. Answer: Puerto Rico
◉ Which of the following is not a valid reason for an insurer to refuse
renewal of an individual accident and health ins. policy
1) Insured is currently in poor health
2)Nonpayment of premium
3) fraudulent pretenses
4) insurer is discontinuing coverage. Answer: insured is currently in poor
health
◉ in AZ a temporary license may be issued for
2026 ACTUAL TEST PAPER COMPLETE
SOLUTIONS VERIFIED
◉ An insurer markets its products by soliciting customers by mass
media advertising and mail WITHOUT using the services of a producer.
Which of these marketing systems does the insurer utilize?
1) Focus based
2) Primary
3) Vertical
4) Direct Response. Answer: Direct Response
◉ Replacement regulations exist in order to
1) generate revenues for the state
2)Protect policy owners from misrepresentations and loss of benefits
3)ensure that the original producer is paid renewal commissions
4)ensure that all insurers equal exposure. Answer: Protect policy owners
from misrepresentations and loss of benefits
◉ What is the actuarial size of a bronze health plan
, 1) 60
2) 70
3) 80
4) 90. Answer: 60
◉ What is considered interstate travel under the federal fraud and false
statements act
1) Canada
2)Jamaica
3)Mexico
4)Puerto Rico. Answer: Puerto Rico
◉ Which of the following is not a valid reason for an insurer to refuse
renewal of an individual accident and health ins. policy
1) Insured is currently in poor health
2)Nonpayment of premium
3) fraudulent pretenses
4) insurer is discontinuing coverage. Answer: insured is currently in poor
health
◉ in AZ a temporary license may be issued for
