1
STATE FARM ESTIMATICS EXAM ACTUAL 2026/2027 |
Comprehensive Certification | 100% Verified Questions &
Answers | Updated | Pass Guaranteed - A+ Graded
Section 1: Xactimate Platform Navigation & Interface (Q1-15)
Q1. In Xactimate X1, which function key opens the Macros dialog for applying pre-
built estimate templates? A. F7
B. F8
C. F9
D. F10
Correct Answer: C. F9 [CORRECT]
Rationale: In Xactimate X1, F9 opens the Macros dialog for saved templates; F7–F8
and F10 control other navigation and reporting functions.
Q2. An adjuster needs to add a line item for "Remove and replace ½-inch drywall"
without memorizing the exact code. What is the most efficient entry method?
A. Navigate Search → Category → Drywall → Browse all subcategories
B. Type "drywall remove replace 1/2" in the Description Search field and select from
results
C. Enter the exact 9-digit Xactimate code in the Item Code field
D. Use F12 to open the Price List and manually locate the item
Correct Answer: B. Type "drywall remove replace 1/2" in the Description Search field
and select from results [CORRECT]
Rationale: Xactimate Description Search allows keyword entry to rapidly locate line
items without exact codes; manual browsing or exact-code entry is inefficient.
Q3. When creating a new project, which price list selection ensures compliance with
current 2026 State Farm estimating standards?
A. Always select the most recent quarterly price list regardless of claim date
B. Select the price list edition effective on the date of loss or inspection
C. Use the archived price list from the prior year to maintain consistency
D. Allow Xactimate to auto-select based on the user's default profile settings
Correct Answer: B. Select the price list edition effective on the date of loss or
inspection [CORRECT]
,2
Rationale: State Farm standards require the price list effective on the date of loss or
inspection; archived lists require specific retroactive approval.
Q4. An estimator enters a roof replacement line item with RCV of $10,000 and sets
depreciation at 20%. What ACV will Xactimate display if the policy provides
recoverable depreciation?
A. $8,000
B. $10,000
C. $12,000
D. $2,000
Correct Answer: A. $8,000 [CORRECT]
Rationale: ACV equals RCV minus depreciation ($10,000 − $2,000 = $8,000);
recoverable depreciation means the $2,000 difference is payable upon completion,
not included in ACV.
Q5. In Xactimate X1 Sketch, which tool automatically calculates square footage and
perimeter after exterior walls are drawn?
A. Area Calculator
B. Room Properties
C. Auto-Complete
D. Dimension Tool
Correct Answer: B. Room Properties [CORRECT]
Rationale: Room Properties auto-calculates area, perimeter, and volume from drawn
walls; Area Calculator is a manual tool and Auto-Complete applies to line item entry.
Q6. A claims specialist must repeatedly apply a 15-line-item template for water-
damaged basements. Which Xactimate X1 feature allows one-click application mid-
estimate?
A. Price List Favorites
B. Saved Macros (F9)
C. Project Templates
D. Quick Entry Codes
Correct Answer: B. Saved Macros (F9) [CORRECT]
Rationale: Saved Macros (F9) store multi-line item groups for one-click application
within an estimate; Project Templates generate entire new projects, not mid-estimate
groups.
,3
Q7. Where in Xactimate X1 is depreciation toggled between "Non-Recoverable" and
"Recoverable" for a specific line item?
A. Claim Info → Policy tab
B. Estimate Items → Depreciation column dropdown
C. Report Options → Depreciation Settings
D. Price List → Material Depreciation Rates
Correct Answer: B. Estimate Items → Depreciation column dropdown [CORRECT]
Rationale: The Depreciation column dropdown controls recoverability at the line-item
level; global settings cannot override individual line item requirements per State
Farm protocols.
Q8. An adjuster sketches a two-story home and must label second-floor rooms
separately. What is the correct workflow?
A. Create a new project for each floor
B. Use the Level/Floor selector to add Floor 2 and draw rooms there
C. Draw all rooms on one level and manually note "2nd floor" in room names
D. Use Copy/Paste to duplicate the first floor and rename
Correct Answer: B. Use the Level/Floor selector to add Floor 2 and draw rooms there
[CORRECT]
Rationale: The Level/Floor selector separates floors for accurate measurements and
reports; separate projects or manual naming causes measurement and labeling
errors.
Q9. Which Xactimate X1 report displays RCV and ACV totals side-by-side with
depreciation broken down by line item?
A. Summary Report
B. Estimate Report
C. Complete Report (F9)
D. Depreciation Detail Report
Correct Answer: D. Depreciation Detail Report [CORRECT]
Rationale: The Depreciation Detail Report shows RCV, depreciation, and ACV per line
item; Summary Reports show totals only without line-item depreciation breakdowns.
Q10. An estimator enters "Paint interior wall" and sees a unit price of $0.45/SF. The
room is 12' × 10' with 9' ceilings. What must be verified before accepting the total?
A. That wall height is included in the square footage calculation, not just floor area
, 4
B. That the price list is set to the correct state
C. That overhead and profit are already included
D. That the paint color matches the existing walls
Correct Answer: A. That wall height is included in the square footage calculation, not
just floor area [CORRECT]
Rationale: Interior painting is priced by wall surface area (perimeter × height); using
floor area alone underreports the actual wall surface square footage.
Q11. Hail damages asphalt shingles. Which Xactimate code applies to removal and
replacement of architectural laminate shingles?
A. RFG SHG
B. RFG LAM
C. RFG TAB
D. RFG SBS
Correct Answer: B. RFG LAM [CORRECT]
Rationale: RFG LAM designates laminate/architectural shingles; RFG TAB is 3-tab, RFG
SHG is generic shingle, and RFG SBS is self-adhering bitumen.
Q12. During a fire loss, an estimator must code removal of damaged drywall from a
living room ceiling. Which Xactimate code applies?
A. DRY RRR
B. DRY PCH
C. DRY DEM
D. DRY RCE
Correct Answer: C. DRY DEM [CORRECT]
Rationale: DRY DEM is the demolition/removal code for drywall; DRY RRR is remove
and replace, DRY PCH is patch, and DRY RCE is not a standard code.
Q13. An adjuster needs to add overhead and profit to a residential repair estimate.
Which Xactimate code entry triggers O&P calculation?
A. O&P 001
B. O&P RES
C. O&P COM
D. O&P 10
STATE FARM ESTIMATICS EXAM ACTUAL 2026/2027 |
Comprehensive Certification | 100% Verified Questions &
Answers | Updated | Pass Guaranteed - A+ Graded
Section 1: Xactimate Platform Navigation & Interface (Q1-15)
Q1. In Xactimate X1, which function key opens the Macros dialog for applying pre-
built estimate templates? A. F7
B. F8
C. F9
D. F10
Correct Answer: C. F9 [CORRECT]
Rationale: In Xactimate X1, F9 opens the Macros dialog for saved templates; F7–F8
and F10 control other navigation and reporting functions.
Q2. An adjuster needs to add a line item for "Remove and replace ½-inch drywall"
without memorizing the exact code. What is the most efficient entry method?
A. Navigate Search → Category → Drywall → Browse all subcategories
B. Type "drywall remove replace 1/2" in the Description Search field and select from
results
C. Enter the exact 9-digit Xactimate code in the Item Code field
D. Use F12 to open the Price List and manually locate the item
Correct Answer: B. Type "drywall remove replace 1/2" in the Description Search field
and select from results [CORRECT]
Rationale: Xactimate Description Search allows keyword entry to rapidly locate line
items without exact codes; manual browsing or exact-code entry is inefficient.
Q3. When creating a new project, which price list selection ensures compliance with
current 2026 State Farm estimating standards?
A. Always select the most recent quarterly price list regardless of claim date
B. Select the price list edition effective on the date of loss or inspection
C. Use the archived price list from the prior year to maintain consistency
D. Allow Xactimate to auto-select based on the user's default profile settings
Correct Answer: B. Select the price list edition effective on the date of loss or
inspection [CORRECT]
,2
Rationale: State Farm standards require the price list effective on the date of loss or
inspection; archived lists require specific retroactive approval.
Q4. An estimator enters a roof replacement line item with RCV of $10,000 and sets
depreciation at 20%. What ACV will Xactimate display if the policy provides
recoverable depreciation?
A. $8,000
B. $10,000
C. $12,000
D. $2,000
Correct Answer: A. $8,000 [CORRECT]
Rationale: ACV equals RCV minus depreciation ($10,000 − $2,000 = $8,000);
recoverable depreciation means the $2,000 difference is payable upon completion,
not included in ACV.
Q5. In Xactimate X1 Sketch, which tool automatically calculates square footage and
perimeter after exterior walls are drawn?
A. Area Calculator
B. Room Properties
C. Auto-Complete
D. Dimension Tool
Correct Answer: B. Room Properties [CORRECT]
Rationale: Room Properties auto-calculates area, perimeter, and volume from drawn
walls; Area Calculator is a manual tool and Auto-Complete applies to line item entry.
Q6. A claims specialist must repeatedly apply a 15-line-item template for water-
damaged basements. Which Xactimate X1 feature allows one-click application mid-
estimate?
A. Price List Favorites
B. Saved Macros (F9)
C. Project Templates
D. Quick Entry Codes
Correct Answer: B. Saved Macros (F9) [CORRECT]
Rationale: Saved Macros (F9) store multi-line item groups for one-click application
within an estimate; Project Templates generate entire new projects, not mid-estimate
groups.
,3
Q7. Where in Xactimate X1 is depreciation toggled between "Non-Recoverable" and
"Recoverable" for a specific line item?
A. Claim Info → Policy tab
B. Estimate Items → Depreciation column dropdown
C. Report Options → Depreciation Settings
D. Price List → Material Depreciation Rates
Correct Answer: B. Estimate Items → Depreciation column dropdown [CORRECT]
Rationale: The Depreciation column dropdown controls recoverability at the line-item
level; global settings cannot override individual line item requirements per State
Farm protocols.
Q8. An adjuster sketches a two-story home and must label second-floor rooms
separately. What is the correct workflow?
A. Create a new project for each floor
B. Use the Level/Floor selector to add Floor 2 and draw rooms there
C. Draw all rooms on one level and manually note "2nd floor" in room names
D. Use Copy/Paste to duplicate the first floor and rename
Correct Answer: B. Use the Level/Floor selector to add Floor 2 and draw rooms there
[CORRECT]
Rationale: The Level/Floor selector separates floors for accurate measurements and
reports; separate projects or manual naming causes measurement and labeling
errors.
Q9. Which Xactimate X1 report displays RCV and ACV totals side-by-side with
depreciation broken down by line item?
A. Summary Report
B. Estimate Report
C. Complete Report (F9)
D. Depreciation Detail Report
Correct Answer: D. Depreciation Detail Report [CORRECT]
Rationale: The Depreciation Detail Report shows RCV, depreciation, and ACV per line
item; Summary Reports show totals only without line-item depreciation breakdowns.
Q10. An estimator enters "Paint interior wall" and sees a unit price of $0.45/SF. The
room is 12' × 10' with 9' ceilings. What must be verified before accepting the total?
A. That wall height is included in the square footage calculation, not just floor area
, 4
B. That the price list is set to the correct state
C. That overhead and profit are already included
D. That the paint color matches the existing walls
Correct Answer: A. That wall height is included in the square footage calculation, not
just floor area [CORRECT]
Rationale: Interior painting is priced by wall surface area (perimeter × height); using
floor area alone underreports the actual wall surface square footage.
Q11. Hail damages asphalt shingles. Which Xactimate code applies to removal and
replacement of architectural laminate shingles?
A. RFG SHG
B. RFG LAM
C. RFG TAB
D. RFG SBS
Correct Answer: B. RFG LAM [CORRECT]
Rationale: RFG LAM designates laminate/architectural shingles; RFG TAB is 3-tab, RFG
SHG is generic shingle, and RFG SBS is self-adhering bitumen.
Q12. During a fire loss, an estimator must code removal of damaged drywall from a
living room ceiling. Which Xactimate code applies?
A. DRY RRR
B. DRY PCH
C. DRY DEM
D. DRY RCE
Correct Answer: C. DRY DEM [CORRECT]
Rationale: DRY DEM is the demolition/removal code for drywall; DRY RRR is remove
and replace, DRY PCH is patch, and DRY RCE is not a standard code.
Q13. An adjuster needs to add overhead and profit to a residential repair estimate.
Which Xactimate code entry triggers O&P calculation?
A. O&P 001
B. O&P RES
C. O&P COM
D. O&P 10
