NURSING AND HEALTHCARE II GUIDE| QUESTIONS &
ANSWERS
A method of financing health care costs in which physicians are paid a fee by the
patient for each service they provide is known as
fee for service
Diagnosis related groups (DRG's) and prospective payment systems are most
clearly the reason for
critical pathways and managed care
The yearly amount an insured person must spend out-of-pocket for health care
services before a health insurance policy will begin to pay its share is known as
the
deductible
Which program offers and incentive to hospitals to dischargepatients as quickly as
possible?
prospective payment system
, NU180/ NU 180 EXAM 3: (NEW 2025/ 2026 UPDATE)
NURSING AND HEALTHCARE II GUIDE| QUESTIONS &
ANSWERS
Once a deductible has been met, the percentage of the total bill paid by the
insured person is known as the
coinsurance
Which of the following constitutes a problem that affects data collected by the
nurse interviewing a chronically ill older patient ? Many older adults who are
covered only by Medicaid Parts A and B find it difficult to pay the cost of what?
prescription drugs while living at home
A 70-year-old patient tells the nurse " I cant go to the hospital for treatment
because I have no hospital insurance. My social security and my pension pay my
living expenses, but I dont have any savings." The nurse's response should be
focused on?
providing information regarding medicare
Which response by the nurse best explains the advantage of health insurance
when a patient states " I didn't sign up for the health care insurance at my job
because i am young and healthy and can use the money in other ways"
with insurance you are spreading the risk in case you have a serious health event,
such as cancer or major trauma
, NU180/ NU 180 EXAM 3: (NEW 2025/ 2026 UPDATE)
NURSING AND HEALTHCARE II GUIDE| QUESTIONS &
ANSWERS
A mother and her three children often seek medical services at the emergency
room. The nurse realizes that they have no insurance and are unable to pay for
services. The action the nurse should take that would provide the greatest
assistance to the family would be to
contact a social worker to discuss Medicaid with the mother
World Health Organization (WHO) is an agency of the
United Nations (UN)
Proprietary hospitals are primarily supported by
private owners or corporations
The rapid development of a variety of ambulatory services is directly related to
the rising cost of inpatient care
Improving the status of communities or groups of people through public
education is a focus on
Community health nursing