Pearson vue Texas life and health
Quiz_________________?
$25 -
ANSWER✅
What is the maximum allowed value of a gift that an agent can give to an insured without
violating the regulation on rebating?
A. $10
B. $15
C. $25
D. $100
Quiz_________________?
$100,000 -
ANSWER✅
An individual purchased a $100,000 Joint life policy on himself and his wife. Eight years later,
he died in an automobile accident. How much will his wife receive from the policy?
A. nothing
B. $50,000
C. $100,000
D. $200,000
1
, Quiz_________________?
$200,000 -
ANSWER✅
An insured purchase a 15-year level term life insurance policy with a face amount of
$100,000. The policy contained an accidental death rider, offering a double indemnity
benefits. The insured was severely injured in an auto accident, and after 10 weeks of
hospitalization, died from the injuries. What amount would his beneficiary receives as a
settlement?
A. 0
B. $100,000
C. $200,000
D. $100,000 plus the total of paid premiums
Quiz_________________?
$900 (deductible + 20% of the bill after the deductible [ 20% of 2,000] -
ANSWER✅
L has a major medical policy with a $500 deductible and 80/20 coinsurance. L is hospitalized
and sustains a $2,500 loss. What is the maximum amount that L will have to pay?
A. $900 (deductible + 20% of the bill after the deductible [ 20% of 2,000]
B. $500 (amount of deductible)
C.$1,000 (deductible + 20% of the entire bill)
D. $2,500 ( the entire bill)
Quiz_________________?
0-
ANSWER✅
2
, How many hours of continuing education can be carried over from one licensing period to
the next?
A. 2
B.5
C. Any excess hours
D. 0
Quiz_________________?
4 years -
ANSWER✅
How long most producer maintain records of continuing education course completion?
A. 1 year
B. 3 years
C. 4 years
D. 5 years
Quiz_________________?
5 years -
ANSWER✅
The insurance Commissioner may examine the affairs of any insurer as often as necessary,
but not less frequently than once every
A. Year
B. 2 years
C. 3 years
D. 5 years
3
, Quiz_________________?
20% of covered charges above the deductible -
ANSWER✅
Following an injury, a policyowner covered under Medicare Parts A&B was treated by her
physician on an outpatient basis. How much of her doctor's bill will she be required to pay-
out-of-pocket?
A. 20% of covered charges above the deductible
B. 80% of covered charges above the deductible
C. All reasonable charges above the deductible according to Medicare standards
D. A per office visit deductible
Quiz_________________?
26 -
ANSWER✅
The patient protection and affordable care act mandates that insurers provide coverage for
dependent children up to age of
A. 18
B. 19
C. 21
D. 26
Quiz_________________?
30 -
ANSWER✅
The commissioner of Insurance issues a Cease and Desist Order and immediately receives a
request for the charges to be reviewed in a hearing. Within how many days must the
hearing be held?
A. 10
4
Quiz_________________?
$25 -
ANSWER✅
What is the maximum allowed value of a gift that an agent can give to an insured without
violating the regulation on rebating?
A. $10
B. $15
C. $25
D. $100
Quiz_________________?
$100,000 -
ANSWER✅
An individual purchased a $100,000 Joint life policy on himself and his wife. Eight years later,
he died in an automobile accident. How much will his wife receive from the policy?
A. nothing
B. $50,000
C. $100,000
D. $200,000
1
, Quiz_________________?
$200,000 -
ANSWER✅
An insured purchase a 15-year level term life insurance policy with a face amount of
$100,000. The policy contained an accidental death rider, offering a double indemnity
benefits. The insured was severely injured in an auto accident, and after 10 weeks of
hospitalization, died from the injuries. What amount would his beneficiary receives as a
settlement?
A. 0
B. $100,000
C. $200,000
D. $100,000 plus the total of paid premiums
Quiz_________________?
$900 (deductible + 20% of the bill after the deductible [ 20% of 2,000] -
ANSWER✅
L has a major medical policy with a $500 deductible and 80/20 coinsurance. L is hospitalized
and sustains a $2,500 loss. What is the maximum amount that L will have to pay?
A. $900 (deductible + 20% of the bill after the deductible [ 20% of 2,000]
B. $500 (amount of deductible)
C.$1,000 (deductible + 20% of the entire bill)
D. $2,500 ( the entire bill)
Quiz_________________?
0-
ANSWER✅
2
, How many hours of continuing education can be carried over from one licensing period to
the next?
A. 2
B.5
C. Any excess hours
D. 0
Quiz_________________?
4 years -
ANSWER✅
How long most producer maintain records of continuing education course completion?
A. 1 year
B. 3 years
C. 4 years
D. 5 years
Quiz_________________?
5 years -
ANSWER✅
The insurance Commissioner may examine the affairs of any insurer as often as necessary,
but not less frequently than once every
A. Year
B. 2 years
C. 3 years
D. 5 years
3
, Quiz_________________?
20% of covered charges above the deductible -
ANSWER✅
Following an injury, a policyowner covered under Medicare Parts A&B was treated by her
physician on an outpatient basis. How much of her doctor's bill will she be required to pay-
out-of-pocket?
A. 20% of covered charges above the deductible
B. 80% of covered charges above the deductible
C. All reasonable charges above the deductible according to Medicare standards
D. A per office visit deductible
Quiz_________________?
26 -
ANSWER✅
The patient protection and affordable care act mandates that insurers provide coverage for
dependent children up to age of
A. 18
B. 19
C. 21
D. 26
Quiz_________________?
30 -
ANSWER✅
The commissioner of Insurance issues a Cease and Desist Order and immediately receives a
request for the charges to be reviewed in a hearing. Within how many days must the
hearing be held?
A. 10
4
