PROPERTY & CASUALTY QUESTIONS GA EXAM COMPREHENSIVE QUESTION
WITH MULTIPLE CHOICES |VERIFIED & REVISED ANSWERS (NEW) 2026
Study online at https://quizlet.com/_jb2nl9
1. The arbitration clause in a personal auto policy would B. The insured and an
be used in which of the following circumstances? injured 3rd party cannot
reach an agreement re-
A. The ins company and a pedestrian struck by the garding the settlement of
insured's auto cannot reach an agreement regarding a claim.
the settlement of a claim.
B. The insured and an injured 3rd party cannot reach
an agreement regarding the settlement of a claim.
C. The court have ruled against an injured 3th party.
2. Which of the following bonds protects an employer fro B.Fidelity
the actions of dishonest employees?
A. Surety
B. Fidelity
3. A dwelling has been vacant for more than 60 consec- A. Vandalism
utive days. Which of the following would most likely
NOT be covered?
A. Vandalism
B. Smoke
C. Fire
D. Falling Objects
4. While in her backyard, Susan injuries her foot on a A. Operations exposure
rake left by her landscapers. What part of the CGL
policy will protect the owner of the landscaping com-
pany?
A. Operations exposure
B. Products Liability
, PROPERTY & CASUALTY QUESTIONS GA EXAM COMPREHENSIVE QUESTION
WITH MULTIPLE CHOICES |VERIFIED & REVISED ANSWERS (NEW) 2026
Study online at https://quizlet.com/_jb2nl9
C. Completed operations liability
D. Premises exposure
5. Premium computation is found in which section of the B. Part 5
workers' compensation policy?
A. Part 3
B. Part 5
C. Part 1
D. Part 2
6. Once an injured employee has received benefits pro- D. executive remedy
vided under workers' compensation, that employee
may not file a suit against her employer to gain addi-
tional benefits. This is the def. of
A. Contributory negligence
B. the fellow servant rule
C. Assumption of risk
D. Exclusive remedy
7. The purpose of the basic extended reporting period D. Coverage for events that
in a commercial general liability (CGL) " claims-made" have happened after the
policy is to provide retroactive date, but which
were not within 60days of
A. additional time for the insured to make monthly policy expiration
reports of information for rating purposes
B. coverage for events that have happened before the
policy became effective
C. coverage for events that happened up to 5yrs after
a claims-made policy has expired
D Coverage for events that have happened after the
, PROPERTY & CASUALTY QUESTIONS GA EXAM COMPREHENSIVE QUESTION
WITH MULTIPLE CHOICES |VERIFIED & REVISED ANSWERS (NEW) 2026
Study online at https://quizlet.com/_jb2nl9
retroactive date, but which were not within 60days of
policy expiration
8. What is the purpose of the employer's liability section B. Pay for benefits that are
of a workers' comp plicy ( part 2) ? normally required by state
workers' comp laws
A. pay for lawsuits filed by an employer
B. Pay for benefits that are normally required by state
workers' comp laws
C. Pa for 3rd-party claims filed against a negligent
employer
9. Truckers who transport hazardous materials are re- A. Form MCS-90
quired to have an endorsement called
A. Form MCS-90
B. Form W-2
C. Form MCS-70
D. Form 1099
10. Which of the following is NOT a use of auto symbols B. To determine which rat-
in the commercial auto policy? ing territory applies to the
covered autos
A. To determine how coverage will apply to vehicles
acquired after the policy effective date
B. To determine which rating territory applies to the
covered autos
C. To custom the policy to the insured's needs by se-
lective the appropriate coverage
11. Coverage for fungi, wet rot, and bacteria on a busi- B. 15k per policy limit
ness-owner policy is limited to
, PROPERTY & CASUALTY QUESTIONS GA EXAM COMPREHENSIVE QUESTION
WITH MULTIPLE CHOICES |VERIFIED & REVISED ANSWERS (NEW) 2026
Study online at https://quizlet.com/_jb2nl9
A. 12k per policy limit
B. 15k per policy limit
C. 15k per occurrence
D. 25K per policy period
12. The insured's property ins policy has a deductible C. The insured must pay a
clause. This Means that certain amt for each loss
incurred under the policy
A. the insured deducts any claim payment recieed
from the next ins
B. any losses paid a third party are deducted from the
policy limit
C. The insured must pay a certain amt for each loss
incurred under the policy
13. All of the following are insured contract under the A. lease of business
commercial general Liability (CGL) policy EXCEPT equipment
A. lease of business equipment
B. elevator maintenance agreement
C. agreement to indemnify a municipality
D railroad sidetrack agreement
14. Which is a characteristic of the businessowners policy A. It is an alternative to a
(BOP? commercial package poli-
cy
A. It is an alternative to a commercial package policy
B It may be written monoline only.
C It may only be written as part of a commercial pack-
age policy.
WITH MULTIPLE CHOICES |VERIFIED & REVISED ANSWERS (NEW) 2026
Study online at https://quizlet.com/_jb2nl9
1. The arbitration clause in a personal auto policy would B. The insured and an
be used in which of the following circumstances? injured 3rd party cannot
reach an agreement re-
A. The ins company and a pedestrian struck by the garding the settlement of
insured's auto cannot reach an agreement regarding a claim.
the settlement of a claim.
B. The insured and an injured 3rd party cannot reach
an agreement regarding the settlement of a claim.
C. The court have ruled against an injured 3th party.
2. Which of the following bonds protects an employer fro B.Fidelity
the actions of dishonest employees?
A. Surety
B. Fidelity
3. A dwelling has been vacant for more than 60 consec- A. Vandalism
utive days. Which of the following would most likely
NOT be covered?
A. Vandalism
B. Smoke
C. Fire
D. Falling Objects
4. While in her backyard, Susan injuries her foot on a A. Operations exposure
rake left by her landscapers. What part of the CGL
policy will protect the owner of the landscaping com-
pany?
A. Operations exposure
B. Products Liability
, PROPERTY & CASUALTY QUESTIONS GA EXAM COMPREHENSIVE QUESTION
WITH MULTIPLE CHOICES |VERIFIED & REVISED ANSWERS (NEW) 2026
Study online at https://quizlet.com/_jb2nl9
C. Completed operations liability
D. Premises exposure
5. Premium computation is found in which section of the B. Part 5
workers' compensation policy?
A. Part 3
B. Part 5
C. Part 1
D. Part 2
6. Once an injured employee has received benefits pro- D. executive remedy
vided under workers' compensation, that employee
may not file a suit against her employer to gain addi-
tional benefits. This is the def. of
A. Contributory negligence
B. the fellow servant rule
C. Assumption of risk
D. Exclusive remedy
7. The purpose of the basic extended reporting period D. Coverage for events that
in a commercial general liability (CGL) " claims-made" have happened after the
policy is to provide retroactive date, but which
were not within 60days of
A. additional time for the insured to make monthly policy expiration
reports of information for rating purposes
B. coverage for events that have happened before the
policy became effective
C. coverage for events that happened up to 5yrs after
a claims-made policy has expired
D Coverage for events that have happened after the
, PROPERTY & CASUALTY QUESTIONS GA EXAM COMPREHENSIVE QUESTION
WITH MULTIPLE CHOICES |VERIFIED & REVISED ANSWERS (NEW) 2026
Study online at https://quizlet.com/_jb2nl9
retroactive date, but which were not within 60days of
policy expiration
8. What is the purpose of the employer's liability section B. Pay for benefits that are
of a workers' comp plicy ( part 2) ? normally required by state
workers' comp laws
A. pay for lawsuits filed by an employer
B. Pay for benefits that are normally required by state
workers' comp laws
C. Pa for 3rd-party claims filed against a negligent
employer
9. Truckers who transport hazardous materials are re- A. Form MCS-90
quired to have an endorsement called
A. Form MCS-90
B. Form W-2
C. Form MCS-70
D. Form 1099
10. Which of the following is NOT a use of auto symbols B. To determine which rat-
in the commercial auto policy? ing territory applies to the
covered autos
A. To determine how coverage will apply to vehicles
acquired after the policy effective date
B. To determine which rating territory applies to the
covered autos
C. To custom the policy to the insured's needs by se-
lective the appropriate coverage
11. Coverage for fungi, wet rot, and bacteria on a busi- B. 15k per policy limit
ness-owner policy is limited to
, PROPERTY & CASUALTY QUESTIONS GA EXAM COMPREHENSIVE QUESTION
WITH MULTIPLE CHOICES |VERIFIED & REVISED ANSWERS (NEW) 2026
Study online at https://quizlet.com/_jb2nl9
A. 12k per policy limit
B. 15k per policy limit
C. 15k per occurrence
D. 25K per policy period
12. The insured's property ins policy has a deductible C. The insured must pay a
clause. This Means that certain amt for each loss
incurred under the policy
A. the insured deducts any claim payment recieed
from the next ins
B. any losses paid a third party are deducted from the
policy limit
C. The insured must pay a certain amt for each loss
incurred under the policy
13. All of the following are insured contract under the A. lease of business
commercial general Liability (CGL) policy EXCEPT equipment
A. lease of business equipment
B. elevator maintenance agreement
C. agreement to indemnify a municipality
D railroad sidetrack agreement
14. Which is a characteristic of the businessowners policy A. It is an alternative to a
(BOP? commercial package poli-
cy
A. It is an alternative to a commercial package policy
B It may be written monoline only.
C It may only be written as part of a commercial pack-
age policy.
