LTC Exam 2026 Questions With Correct Answers |
Latest Updated 2026/2027 | Graded A+ | Guaranteed
Pass.
Which |of |the |following |most |precisely |defines |the |fundamentals |of |self-care |and |the |basic |tasks |of
|everyday |life? |- |VERIFIED |ANSWER✔✔-Activities |of |Daily |Living
What |is |a |primary |goal |of |long-term |care? |- |VERIFIED |ANSWER✔✔-to |maintain |functionality
On |what |basis |are |benefits |payable |under |a |long-term |care |insurance |policy |typically |triggered? |-
VERIFIED |ANSWER✔✔-c. |the |inability |to |perform |defined |ADLs
|
That's |correct! |Benefits |payable |under |a |long-term |care |policy |are |typically |based |on |(or |"triggered"
|by) |the |inability |to |perform |a |certain |number |of |activities |of |daily |living |(ADLs) |as |specified |in |the
|policy. |Another |common |benefit |trigger |is |cognitive |impairment.
A |long-term |care |ombudsman |represents |people |in |a |given |geographical |area |who |live |in |assisted
living |residences |or |skilled |nursing |facilities. |- |VERIFIED |ANSWER✔✔-a. |True
|
That's |correct! |A |long-term |care |ombudsman, |as |a |local |representative |for |those |in |assisted |living
|facilities |or |SNFs, |can |be |a |valuable |source |of |information |about |various |local |facilities |for |those
|seeking |housing |for |the |elderly.
All |of |the |following |are |services |commonly |offered |by |assisted |living |residences |EXCEPT: |- |VERIFIED
ANSWER✔✔-d. |continuous |post-operative |monitoring
|
That's |correct! |Assisted |living |residences |generally |provide |most |personal |and |health |care |services
|except |for |skilled |nursing |care, |such |as |continuous |post-operative |monitoring, |which |can |only |be
|offered |by |a |skilled |nursing |facility.
Which |of |the |following |is |not |an |example |of |home |or |community-based |long-term |care? |- |VERIFIED
ANSWER✔✔-b. |CCRCs
|
, That's |correct! |Continuing |care |retirement |communities, |or |CCRCs, |are |large, |campus-like |facilities |that
|house |residents |and |provide |a |complete |range |of |long-term |care.
Which |level |of |care |has |as |its |chief |characteristic |assistance |with |ADLs? |- |VERIFIED |ANSWER✔✔-a.
|custodial
That's |correct! |Custodial |care, |the |primary |characteristic |of |which |is |to |provide |assistance |with |the
|activities |of |daily |living, |helps |meet |personal |rather |than |medical |needs.
Long-term |care |occurs |only |in |nursing |facilities. |- |VERIFIED |ANSWER✔✔-b. |False
That's |correct! |Long-term |care |can |occur |in |a |variety |of |places, |including |in |an |individual's |home, |at
|community |sites |and |centers, |and |in |care |facilities.
All |of |the |following |are |examples |of |formal |caregiving |EXCEPT: |- |VERIFIED |ANSWER✔✔-d. |daily
|transportation |to |a |senior |center |provided |by |a |neighbor
That's |correct! |Formal |caregiving |is |paid |or |volunteer |care |provided |through |a |service |system.
|Informal |care |is |delivered |by |family |or |friends.
With |regard |to |Medicare |and |long-term |care, |which |of |the |following |statements |is |true? |- |VERIFIED
|ANSWER✔✔-c. |Medicare |covers |care |in |a |skilled |nursing |facility |for |a |limited |time, |but |only |if |the
|care |follows |an |admitted |hospital |stay |and |is |ordered |by |a |physician.
That's |correct! |Medicare |covers |care |in |a |skilled |nursing |facility |if |it |is |preceded |by |a |hospital |stay |of
|at |least |three |days |and |if |the |care |is |ordered |by |a |physician. |This |benefit |extends |for |only |100 |days.
Which |of |the |following |only |covers |inpatient |hospital |care |and |hospice? |- |VERIFIED |ANSWER✔✔-.
|Medicare |Part |A
That's |correct! |Part |A |helps |pay |for |inpatient |care |in |a |hospital |or |skilled |nursing |facility |(following |a
|hospital |stay), |some |home |health |care, |and |hospice |care.
Which |of |the |following |is |a |correct |statement |about |Medicare |- |VERIFIED |ANSWER✔✔-Medicare |does
|not |cover |long-term |care.
Latest Updated 2026/2027 | Graded A+ | Guaranteed
Pass.
Which |of |the |following |most |precisely |defines |the |fundamentals |of |self-care |and |the |basic |tasks |of
|everyday |life? |- |VERIFIED |ANSWER✔✔-Activities |of |Daily |Living
What |is |a |primary |goal |of |long-term |care? |- |VERIFIED |ANSWER✔✔-to |maintain |functionality
On |what |basis |are |benefits |payable |under |a |long-term |care |insurance |policy |typically |triggered? |-
VERIFIED |ANSWER✔✔-c. |the |inability |to |perform |defined |ADLs
|
That's |correct! |Benefits |payable |under |a |long-term |care |policy |are |typically |based |on |(or |"triggered"
|by) |the |inability |to |perform |a |certain |number |of |activities |of |daily |living |(ADLs) |as |specified |in |the
|policy. |Another |common |benefit |trigger |is |cognitive |impairment.
A |long-term |care |ombudsman |represents |people |in |a |given |geographical |area |who |live |in |assisted
living |residences |or |skilled |nursing |facilities. |- |VERIFIED |ANSWER✔✔-a. |True
|
That's |correct! |A |long-term |care |ombudsman, |as |a |local |representative |for |those |in |assisted |living
|facilities |or |SNFs, |can |be |a |valuable |source |of |information |about |various |local |facilities |for |those
|seeking |housing |for |the |elderly.
All |of |the |following |are |services |commonly |offered |by |assisted |living |residences |EXCEPT: |- |VERIFIED
ANSWER✔✔-d. |continuous |post-operative |monitoring
|
That's |correct! |Assisted |living |residences |generally |provide |most |personal |and |health |care |services
|except |for |skilled |nursing |care, |such |as |continuous |post-operative |monitoring, |which |can |only |be
|offered |by |a |skilled |nursing |facility.
Which |of |the |following |is |not |an |example |of |home |or |community-based |long-term |care? |- |VERIFIED
ANSWER✔✔-b. |CCRCs
|
, That's |correct! |Continuing |care |retirement |communities, |or |CCRCs, |are |large, |campus-like |facilities |that
|house |residents |and |provide |a |complete |range |of |long-term |care.
Which |level |of |care |has |as |its |chief |characteristic |assistance |with |ADLs? |- |VERIFIED |ANSWER✔✔-a.
|custodial
That's |correct! |Custodial |care, |the |primary |characteristic |of |which |is |to |provide |assistance |with |the
|activities |of |daily |living, |helps |meet |personal |rather |than |medical |needs.
Long-term |care |occurs |only |in |nursing |facilities. |- |VERIFIED |ANSWER✔✔-b. |False
That's |correct! |Long-term |care |can |occur |in |a |variety |of |places, |including |in |an |individual's |home, |at
|community |sites |and |centers, |and |in |care |facilities.
All |of |the |following |are |examples |of |formal |caregiving |EXCEPT: |- |VERIFIED |ANSWER✔✔-d. |daily
|transportation |to |a |senior |center |provided |by |a |neighbor
That's |correct! |Formal |caregiving |is |paid |or |volunteer |care |provided |through |a |service |system.
|Informal |care |is |delivered |by |family |or |friends.
With |regard |to |Medicare |and |long-term |care, |which |of |the |following |statements |is |true? |- |VERIFIED
|ANSWER✔✔-c. |Medicare |covers |care |in |a |skilled |nursing |facility |for |a |limited |time, |but |only |if |the
|care |follows |an |admitted |hospital |stay |and |is |ordered |by |a |physician.
That's |correct! |Medicare |covers |care |in |a |skilled |nursing |facility |if |it |is |preceded |by |a |hospital |stay |of
|at |least |three |days |and |if |the |care |is |ordered |by |a |physician. |This |benefit |extends |for |only |100 |days.
Which |of |the |following |only |covers |inpatient |hospital |care |and |hospice? |- |VERIFIED |ANSWER✔✔-.
|Medicare |Part |A
That's |correct! |Part |A |helps |pay |for |inpatient |care |in |a |hospital |or |skilled |nursing |facility |(following |a
|hospital |stay), |some |home |health |care, |and |hospice |care.
Which |of |the |following |is |a |correct |statement |about |Medicare |- |VERIFIED |ANSWER✔✔-Medicare |does
|not |cover |long-term |care.
