HS 330 Exam 1 Questions With Correct
Answers
Disproportionate Share Hospital - CORRECT ANSWER✔✔-Hospital with | | | | | | |
a disproportionate rate of low-income patients who are often very sick
| | | | | | | | | | |
and can't pay, often subsidized by government (their clientele is
| | | | | | | | | |
disproportionately poor- they receive larger reimbursement) | | | | |
Charge Master - CORRECT ANSWER✔✔-Hospital list of what the
| | | | | | | | |
services cost, often negotiated down with insurance companies, but
| | | | | | | | |
very expensive for out of pocket
| | | | |
Prevalence - CORRECT ANSWER✔✔-Total number of cases of specified
| | | | | | | | |
disease in a given population at a given time divided by population.
| | | | | | | | | | | |
(NOW, regardless of onset)
| | |
Incidence - CORRECT ANSWER✔✔-Total number of new cases since
| | | | | | | | |
given time divided by population at risk for specified disease.
| | | | | | | | |
Insurance - CORRECT ANSWER✔✔-Created to protect yourself from
| | | | | | | |
unforeseen circumstances. |
, Risk Pool - CORRECT ANSWER✔✔-When people pay into insurance so
| | | | | | | | | |
that if either member gets sick, they will be covered by the others.
| | | | | | | | | | | |
Premium - CORRECT ANSWER✔✔-Payment the insurance consumer
| | | | | | |
pays every month| |
Deductible - CORRECT ANSWER✔✔-A specified amount of money that
| | | | | | | | |
the insured must pay before an insurance company will pay a claim.
| | | | | | | | | | |
Co-payment - CORRECT ANSWER✔✔-Payment the insurance consumer
| | | | | | |
pays at the time of service (i.e. doctor's appointment)
| | | | | | | |
Capitation - CORRECT ANSWER✔✔-Doctor is paid a fixed price and
| | | | | | | | | |
discontinues service after the patient has used up as much service as
| | | | | | | | | | | |
they paid for | |
Fee-for-service - CORRECT ANSWER✔✔-Doctor or hospital is paid | | | | | | | |
directly for the service provided
| | | |
Moral Hazard - CORRECT ANSWER✔✔-Once insured the individual faces
| | | | | | | |
a lower price constraint for health care and may take excessive risks
| | | | | | | | | | | | |
with his/her health or consume excess services.
| | | | | |
Answers
Disproportionate Share Hospital - CORRECT ANSWER✔✔-Hospital with | | | | | | |
a disproportionate rate of low-income patients who are often very sick
| | | | | | | | | | |
and can't pay, often subsidized by government (their clientele is
| | | | | | | | | |
disproportionately poor- they receive larger reimbursement) | | | | |
Charge Master - CORRECT ANSWER✔✔-Hospital list of what the
| | | | | | | | |
services cost, often negotiated down with insurance companies, but
| | | | | | | | |
very expensive for out of pocket
| | | | |
Prevalence - CORRECT ANSWER✔✔-Total number of cases of specified
| | | | | | | | |
disease in a given population at a given time divided by population.
| | | | | | | | | | | |
(NOW, regardless of onset)
| | |
Incidence - CORRECT ANSWER✔✔-Total number of new cases since
| | | | | | | | |
given time divided by population at risk for specified disease.
| | | | | | | | |
Insurance - CORRECT ANSWER✔✔-Created to protect yourself from
| | | | | | | |
unforeseen circumstances. |
, Risk Pool - CORRECT ANSWER✔✔-When people pay into insurance so
| | | | | | | | | |
that if either member gets sick, they will be covered by the others.
| | | | | | | | | | | |
Premium - CORRECT ANSWER✔✔-Payment the insurance consumer
| | | | | | |
pays every month| |
Deductible - CORRECT ANSWER✔✔-A specified amount of money that
| | | | | | | | |
the insured must pay before an insurance company will pay a claim.
| | | | | | | | | | |
Co-payment - CORRECT ANSWER✔✔-Payment the insurance consumer
| | | | | | |
pays at the time of service (i.e. doctor's appointment)
| | | | | | | |
Capitation - CORRECT ANSWER✔✔-Doctor is paid a fixed price and
| | | | | | | | | |
discontinues service after the patient has used up as much service as
| | | | | | | | | | | |
they paid for | |
Fee-for-service - CORRECT ANSWER✔✔-Doctor or hospital is paid | | | | | | | |
directly for the service provided
| | | |
Moral Hazard - CORRECT ANSWER✔✔-Once insured the individual faces
| | | | | | | |
a lower price constraint for health care and may take excessive risks
| | | | | | | | | | | | |
with his/her health or consume excess services.
| | | | | |
