NOLO
® “A timely contribution to the topic of small business financing…”
Richard Field, Former Chairman of the Board, MasterCard USA
OM
AL
Business
FO
L
-R
RM D
S ON C
Loans Family & From
How to Ask, Make It Legal
& Make It Work Friends
With a foreword by Richard Branson,
ASHEESH ADVANI Founder and Chairman of the Virgin Group
Free Updates at Nolo.com
,The Story
Emma Cofod
Dear friends,
Founded in 1971, and based in an old clock factory in
Berkeley, California, Nolo has always strived to offer clear
legal information and solutions. Today we are proud to
offer a full range of plain-English law books, legal forms,
software and an award-winning website.
Everything we publish is relentlessly researched and
tested by a dedicated group of in-house legal editors,
who together have more than 150 years’ experience. And
when legal changes occur after publication, we promptly
post free updates at Nolo.com.
Tens of millions of Americans have looked to Nolo to
help solve their legal and business problems. We work
every day to be worthy of this trust.
Ralph Warner
Nolo co-founder
, Products & Services
Books & Software
Get in-depth information. Nolo publishes hundreds of great books
and software programs for consumers and business owners. They’re all
available in print or as downloads at Nolo.com.
Legal Encyclopedia
Free at Nolo.com. Here are more than 1,400 free articles and answers to
common questions about everyday legal issues including wills, bankruptcy,
small business formation, divorce, patents, employment and much more.
Plain-English Legal Dictionary
Free at Nolo.com. Stumped by jargon? Look it up in America’s most
up-to-date source for definitions of legal terms.
Online Legal Documents
Create documents at your computer. Go online to make a will or living
trust, form an LLC or corporation or obtain a trademark or provisional
patent at Nolo.com. For simpler matters, download one of our hundreds
of high-quality legal forms, including bills of sale, promissory notes,
nondisclosure agreements and many more.
Lawyer Directory
Find an attorney at Nolo.com. Nolo’s unique lawyer directory provides
in-depth profiles of lawyers all over America. From fees and experience
to legal philosophy, education and special expertise, you’ll find all the
information you need to pick a lawyer who’s a good fit.
Free Legal Updates
Keep up to date. Check for free updates at Nolo.com. Under “Products,”
find this book and click “Legal Updates.” You can also sign up for our free
e-newsletters at Nolo.com/newsletters/index.html.
, The Trusted Name
(but don’t take our word for it)
“ In Nolo you can trust.”
THE NEW YORK TIMES
“ Nolo is always there in a jam as the nation’s premier publisher
of do-it-yourself legal books.”
NEWSWEEK
“ Nolo publications…guide people simply through the how,
when, where and why of the law.”
THE WASHINGTON POST
“ [Nolo’s]…material is developed by experienced attorneys who
have a knack for making complicated material accessible.”
LIBRARY JOURNAL
“ When it comes to self-help legal stuff, nobody does a better job
than Nolo…”
USA TODAY
“ The most prominent U.S. publisher of self-help legal aids.”
TIME MAGAZINE
“ Nolo is a pioneer in both consumer and business self-help
books and software.”
LOS ANGELES TIMES
® “A timely contribution to the topic of small business financing…”
Richard Field, Former Chairman of the Board, MasterCard USA
OM
AL
Business
FO
L
-R
RM D
S ON C
Loans Family & From
How to Ask, Make It Legal
& Make It Work Friends
With a foreword by Richard Branson,
ASHEESH ADVANI Founder and Chairman of the Virgin Group
Free Updates at Nolo.com
,The Story
Emma Cofod
Dear friends,
Founded in 1971, and based in an old clock factory in
Berkeley, California, Nolo has always strived to offer clear
legal information and solutions. Today we are proud to
offer a full range of plain-English law books, legal forms,
software and an award-winning website.
Everything we publish is relentlessly researched and
tested by a dedicated group of in-house legal editors,
who together have more than 150 years’ experience. And
when legal changes occur after publication, we promptly
post free updates at Nolo.com.
Tens of millions of Americans have looked to Nolo to
help solve their legal and business problems. We work
every day to be worthy of this trust.
Ralph Warner
Nolo co-founder
, Products & Services
Books & Software
Get in-depth information. Nolo publishes hundreds of great books
and software programs for consumers and business owners. They’re all
available in print or as downloads at Nolo.com.
Legal Encyclopedia
Free at Nolo.com. Here are more than 1,400 free articles and answers to
common questions about everyday legal issues including wills, bankruptcy,
small business formation, divorce, patents, employment and much more.
Plain-English Legal Dictionary
Free at Nolo.com. Stumped by jargon? Look it up in America’s most
up-to-date source for definitions of legal terms.
Online Legal Documents
Create documents at your computer. Go online to make a will or living
trust, form an LLC or corporation or obtain a trademark or provisional
patent at Nolo.com. For simpler matters, download one of our hundreds
of high-quality legal forms, including bills of sale, promissory notes,
nondisclosure agreements and many more.
Lawyer Directory
Find an attorney at Nolo.com. Nolo’s unique lawyer directory provides
in-depth profiles of lawyers all over America. From fees and experience
to legal philosophy, education and special expertise, you’ll find all the
information you need to pick a lawyer who’s a good fit.
Free Legal Updates
Keep up to date. Check for free updates at Nolo.com. Under “Products,”
find this book and click “Legal Updates.” You can also sign up for our free
e-newsletters at Nolo.com/newsletters/index.html.
, The Trusted Name
(but don’t take our word for it)
“ In Nolo you can trust.”
THE NEW YORK TIMES
“ Nolo is always there in a jam as the nation’s premier publisher
of do-it-yourself legal books.”
NEWSWEEK
“ Nolo publications…guide people simply through the how,
when, where and why of the law.”
THE WASHINGTON POST
“ [Nolo’s]…material is developed by experienced attorneys who
have a knack for making complicated material accessible.”
LIBRARY JOURNAL
“ When it comes to self-help legal stuff, nobody does a better job
than Nolo…”
USA TODAY
“ The most prominent U.S. publisher of self-help legal aids.”
TIME MAGAZINE
“ Nolo is a pioneer in both consumer and business self-help
books and software.”
LOS ANGELES TIMES