AFLAC ACADEMY INSURANCE ACTUAL
EXAM PAPER 2026 QUESTIONS WITH
SOLUTIONS GRADED A+
◉ Aflac Trust is a dedicated team of professionals who educate field
force members and employees to _____________.
Answer: Identify Fraud Indicators
◉ SIU is a team of Aflac employees who ____________________ and
inappropriate activities, both in the field and within Aflac WWHQ.
Answer: Investigate Allegations of fraud
◉ Any written communication or documentation from a
policyholder or dependent is considered initial notice of a claim and
must be submitted to Aflac Worldwide Headquarters __________ .
Answer: Immediately or next business day
◉ Aflac agents may only use _____________ for agent-submitted claims.
Answer: Aflac Agent Hub or my Aflac
, ◉ To help prevent HIPAA violations, always verify _____ pieces of
information for each claim, filing or upload to ensure correct policy
information.
Answer: Three
◉ Disability Insurance Fraud is defined as any claim for disability
benefits where a person, alone or in cooperation with another
person, _______________ or withholds facts for the purpose of collecting
disability benefits.
Answer: Both of the above, False statement and wrong information
◉ Filing a claim for disability benefit for an injury or illness that
does not exist or claiming a total disability while still performing job
duties is _____________
Answer: Insurance fraud
◉ When it comes to Short-Term Disability, if a producer received
advanced payment for a period that ends early, they must contact
______________ to have their claim reviewed for potential payback of
unearned benefit payments.
Answer: Aflac claims
◉ HIPAA established health care fraud as a ________________.
Answer: Federal criminal offense
EXAM PAPER 2026 QUESTIONS WITH
SOLUTIONS GRADED A+
◉ Aflac Trust is a dedicated team of professionals who educate field
force members and employees to _____________.
Answer: Identify Fraud Indicators
◉ SIU is a team of Aflac employees who ____________________ and
inappropriate activities, both in the field and within Aflac WWHQ.
Answer: Investigate Allegations of fraud
◉ Any written communication or documentation from a
policyholder or dependent is considered initial notice of a claim and
must be submitted to Aflac Worldwide Headquarters __________ .
Answer: Immediately or next business day
◉ Aflac agents may only use _____________ for agent-submitted claims.
Answer: Aflac Agent Hub or my Aflac
, ◉ To help prevent HIPAA violations, always verify _____ pieces of
information for each claim, filing or upload to ensure correct policy
information.
Answer: Three
◉ Disability Insurance Fraud is defined as any claim for disability
benefits where a person, alone or in cooperation with another
person, _______________ or withholds facts for the purpose of collecting
disability benefits.
Answer: Both of the above, False statement and wrong information
◉ Filing a claim for disability benefit for an injury or illness that
does not exist or claiming a total disability while still performing job
duties is _____________
Answer: Insurance fraud
◉ When it comes to Short-Term Disability, if a producer received
advanced payment for a period that ends early, they must contact
______________ to have their claim reviewed for potential payback of
unearned benefit payments.
Answer: Aflac claims
◉ HIPAA established health care fraud as a ________________.
Answer: Federal criminal offense
