AFLAC ACADEMY INSURANCE EXAMINATION SCRIPT 2026 COMPLETE QUESTIONS WITH FULL SOLUTIONS

AFLAC ACADEMY INSURANCE
EXAMINATION SCRIPT 2026 COMPLETE
QUESTIONS WITH FULL SOLUTIONS

◉ *An Aflac Short-Term Disability policyholder will no longer
receive total disability benefits when:*


(A) He/she is released by his/her physician to perform the material
and substantial duties of their current full-time job
(B) He/she begin to work at any job
(C) After six months
(D) Both A and B.
Answer: (D) Both A and B


◉ *Disability due to normal pregnancy or childbirth is paid
_______________.*


A. As an injury
B. Only with a rider
C. As a sickness
D. As a health screening/wellness benefit.
Answer: *C. As a sickness*

,◉ *Disability benefits are paid for multiple disabilities at a time.*


A. True
B. False.
Answer: *B. False*


◉ *Aflac Short-Term Disability coverage is not coordinated with
other benefits and pays __________ other insurance you may have. This
includes federal and state employer-sponsored plans.*


A. Only if you do not receive a benefit from
B. Regardless of any
C. Twice the benefit amount paid by
D. No more than the benefit amount paid by.
Answer: *B. Regardless of any*


◉ *Pregnancy benefits are typically payable after _____ months.*


A. 6
B. 10
C. 12

, D. 24.
Answer: *B. 10*


◉ *Short-Term Disability (STD) insurance, which is most often
applied for as part of a voluntary benefit plan at work, can be paid
by either the employer or the employee.*


A. True
B. False.
Answer: *A. True*


◉ *A policyholder's spouse and dependents are eligible for disability
on the base policy.*


A. True
B. False.
Answer: *B. False*


◉ *Short-Term Disability coverage from Aflac offers:*


A. Basic hospital coverage
B. Some protection against lost wages