NAB RCAL FINAL EXAM 2026 QUESTIONS AND
ANSWERS SURE A+
✔✔provides sweeping new legal protection for employees who report corporate
misconduct. Protects whistleblowers - ✔✔Sarbanes-Oxley Act of 2002
✔✔Applies to employers of 15 or more. Race, color, religion, gender, pregnancy, or
national origin. - ✔✔Civil Rights Act (1964) Title VII
✔✔Sexual harassment - unwelcome sexual advances, does not have to be the
harassed to report. Must be unwelcome, implicitly or explicitly affects an individuals
employment, work performance - ✔✔Civil Rights Act 1991
✔✔Bans age discrimination for jobs unless age is related to job performance. 40 yrs or
older. - ✔✔Age Discrimination in Employment Act of 1967
✔✔15 employees or more. Reasonably remove barriers so disabled can be
accommodated - ✔✔Americans with Disabilities Act (ADA) of 1990
✔✔continues healthcare benefits to individuals and families for limited period of time
such as job loss, reduced hours, death, divorce, etc. Qualified individuals may have to
pay entire premium - ✔✔Consolidated Omnibus Budget Reconciliation Act (COBRA)
✔✔Act that limits the amount of wages that can be garnished or withheld in any one
week by an employer to satisfy creditors. - ✔✔Consumer Credit Protection Act
✔✔Minimum wage, child labor laws, overtime - ✔✔Fair Labor Standards Act (FLSA)
✔✔Protections for coverage under group health plans, prohibit discrimination against
employees based on health status - ✔✔HIPPA (Health Insurance Portability and
Accountability Act)
, ✔✔12 weeks unpaid if an employee has worked 1250 hrs within last 12 months. Covers
-serious health condition -care for family member. -birth or adoption - ✔✔Family and
Medical Leave Act (FMLA)
✔✔Federal law requiring employers to verify and maintain records on applicants' legal
rights to work in the United States. 1-9 Form complete within 3 days of employment,
retain copy 3 years or 1 year following terminiation - ✔✔Immigration Reform and
Control Act of 1986
✔✔includes "general duty clause" that requires all employers to maintain a workplace
that is free from recognized hazards that would cause injury/death to employees -
✔✔Occupational Safety and Health Administration (OSHA)
✔✔Maintain log of certain injuries, illnesses. Report certain deaths and multiple
hospitalizations, post supplementary records on an annual basis. Employer cannot fire
employee who is uncomfy at work. - ✔✔Osha requirements
✔✔a ratio that expresses the percentage of applicants who successfully move from one
stage of the recruitment and selection process to the next - ✔✔Yield Ratio
✔✔Occurrence Based Policy - ✔✔An "X"-based policy provides coverage for injuries
arising out of incidents occurring during the period the policy was in effect, even if the
policy subsequently expires or is not renewed by the policy-holder. With an "X" policy, it
does not matter if you are covered when the suit is brought.
✔✔Claims-made policy - ✔✔An "X" based policy kicks in when you file a claim during
the policy period. As long as an insurable event happened after the policy's retroactive
date, your insurer should provide coverage. With a claims-made policy, you need to
have active insurance when you file a claim.
✔✔Administrator - ✔✔General administrative charge of the day-to-day operations of an
ALF. May be owner of hired by the organization.
✔✔articles of incorporation - ✔✔Information filed with a state official by persons wishing
to form a corporation
✔✔board of directors - ✔✔Relate to top management of an organization in a governing
or advisory capacity
✔✔By-laws - ✔✔Rules determined by internal management of a board or organization.
Adopted at time of charter and define the rights and responsibilities of the board
✔✔Consensus Building - ✔✔Conversation style of decision making where issues and
opinions are discussed- reach a shared opinion
ANSWERS SURE A+
✔✔provides sweeping new legal protection for employees who report corporate
misconduct. Protects whistleblowers - ✔✔Sarbanes-Oxley Act of 2002
✔✔Applies to employers of 15 or more. Race, color, religion, gender, pregnancy, or
national origin. - ✔✔Civil Rights Act (1964) Title VII
✔✔Sexual harassment - unwelcome sexual advances, does not have to be the
harassed to report. Must be unwelcome, implicitly or explicitly affects an individuals
employment, work performance - ✔✔Civil Rights Act 1991
✔✔Bans age discrimination for jobs unless age is related to job performance. 40 yrs or
older. - ✔✔Age Discrimination in Employment Act of 1967
✔✔15 employees or more. Reasonably remove barriers so disabled can be
accommodated - ✔✔Americans with Disabilities Act (ADA) of 1990
✔✔continues healthcare benefits to individuals and families for limited period of time
such as job loss, reduced hours, death, divorce, etc. Qualified individuals may have to
pay entire premium - ✔✔Consolidated Omnibus Budget Reconciliation Act (COBRA)
✔✔Act that limits the amount of wages that can be garnished or withheld in any one
week by an employer to satisfy creditors. - ✔✔Consumer Credit Protection Act
✔✔Minimum wage, child labor laws, overtime - ✔✔Fair Labor Standards Act (FLSA)
✔✔Protections for coverage under group health plans, prohibit discrimination against
employees based on health status - ✔✔HIPPA (Health Insurance Portability and
Accountability Act)
, ✔✔12 weeks unpaid if an employee has worked 1250 hrs within last 12 months. Covers
-serious health condition -care for family member. -birth or adoption - ✔✔Family and
Medical Leave Act (FMLA)
✔✔Federal law requiring employers to verify and maintain records on applicants' legal
rights to work in the United States. 1-9 Form complete within 3 days of employment,
retain copy 3 years or 1 year following terminiation - ✔✔Immigration Reform and
Control Act of 1986
✔✔includes "general duty clause" that requires all employers to maintain a workplace
that is free from recognized hazards that would cause injury/death to employees -
✔✔Occupational Safety and Health Administration (OSHA)
✔✔Maintain log of certain injuries, illnesses. Report certain deaths and multiple
hospitalizations, post supplementary records on an annual basis. Employer cannot fire
employee who is uncomfy at work. - ✔✔Osha requirements
✔✔a ratio that expresses the percentage of applicants who successfully move from one
stage of the recruitment and selection process to the next - ✔✔Yield Ratio
✔✔Occurrence Based Policy - ✔✔An "X"-based policy provides coverage for injuries
arising out of incidents occurring during the period the policy was in effect, even if the
policy subsequently expires or is not renewed by the policy-holder. With an "X" policy, it
does not matter if you are covered when the suit is brought.
✔✔Claims-made policy - ✔✔An "X" based policy kicks in when you file a claim during
the policy period. As long as an insurable event happened after the policy's retroactive
date, your insurer should provide coverage. With a claims-made policy, you need to
have active insurance when you file a claim.
✔✔Administrator - ✔✔General administrative charge of the day-to-day operations of an
ALF. May be owner of hired by the organization.
✔✔articles of incorporation - ✔✔Information filed with a state official by persons wishing
to form a corporation
✔✔board of directors - ✔✔Relate to top management of an organization in a governing
or advisory capacity
✔✔By-laws - ✔✔Rules determined by internal management of a board or organization.
Adopted at time of charter and define the rights and responsibilities of the board
✔✔Consensus Building - ✔✔Conversation style of decision making where issues and
opinions are discussed- reach a shared opinion
