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What is the term for private organizations that administer Medicare Part B benefits?
A. Carriers
B. Medical Providers
C. Intermediaries
D. Peer review organizations - ANSWERS-A. Carriers
All of the following are requirements for long-term care and medigap policy except:
A. The agent must provide the applicant with a notice regarding replacement
B. The notice regarding replacement must contain the free look period
C. The notice regarding replacement explains the replacing coverage in comparison to
the existing coverage
D. A 60-day free look period must be provided - ANSWERS-D. A 60-day free look
period must be provided.
Which of the following is not an optional benefit provided by long-term care policies?
A. Inflation protection
B. Guaranteed insurability
C. Nonforfeiture options
D. Guaranteed renewable or noncancelable - ANSWERS-D. Guaranteed renewable or
noncancelable
, All of the following are required to qualify for Medicare's nursing facility benefit except:
A. The patient must spend at least three days in a hospital within 30 past days
B. The patient must meet stated income limits
C. The patient's physician must certify that skilled care is required
D. The patient must enter a Medicare-certified skilled nursing facility - ANSWERS-B.
The patient must meet stated income limits
Medical coverage is provided by:
A. Medicare Part A
B. Medicare Part B
C. Medicare Part C
D. Medicare Part D - ANSWERS-B. Medicare Part B
An individual who is not eligible for premium-free Medicare Part A coverage may apply
for coverage during which of the following enrollment periods?
A. All of the above
B. Initial enrollment period
C. General enrollment period
D. Special enrollment period - ANSWERS-A. All of the above
Medicare makes what payment for services in which another payer may be responsible:
A. Conditional payment
B. Interim payment
C. Transitional payment