ACTUAL COMPLETE REAL EXAM QUESTIONS AND
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Medical Payments Coverage helps pay for medical, dental, and
funeral expenses for people riding in your covered vehicle,
regardless of who is at fault. True or false?
True
Personal Injury Protection helps pay for eligible expenses
such as medical, funeral, disability, and _.
Lost income
If you have coverage under AAA or your car is under warranty,
Towing and Labor insurance is necessary. True or false?
False
,Comprehensive and collision coverage covers _______ of the
insured vehicle.
The actual cash value.
In a collision, you should always check your vehicle for damage
before anything else. True or false?
False: You should check to see whether anyone involved in the
crash is injured before anything else.
What is something you should NOT do in the case of a collision?
You should not say "I'm sorry" after a collision, as it could be
used against you in court as an admission of guilt.
If your insurance agrees to pay your claim, they are legally
required to send a check or draft _.
Within five business days.
Male drivers under 25 are charged for insurance at a
higher rate because they are in a crash.
More likely to be involved.
,Stella has never been cited for a driving violation or gotten into a
crash. What kind of insurance discount might she be eligible for?
A Safe Driving Record discount.
Many insurance companies reward customers forby reducing their
premiums.
Staying with them.
You can likely obtain an insurance discount by taking a drivers
education course. True or false?
True: Several insurance companies offer discounts for taking a
driver education course.
What is a safe feature that insurance companies may offer reduced
rates for?
1. Airbags
2. Automatic seatbelts
3. Antilock breaks
, What is a reason your insurance may be revoked?
1. Lying on your insurance application.
2. Failing to pay your insurance bill on time.
3. Filing a false insurance claim.
If convicted of a major ______ violation, insurance companies may
deem you as too high of a risk for causing a crash.
Moving
______ is the dumping of trash and waste on _.
Littering, land and water.
What is a consequence for a first offense of throwing trash out
your car window?
A fine of up to $500.