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AHIP Final Exam Test Questions & Answers 2026/2027

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Mrs. West wears glasses and dentures and has enjoyed considerable pain relief from arthritis through acupuncture. She is concerned about whether or not Medicare will cover these items and services. What should you tell her? Medicare does not cover acupuncture, or, in general, glasses or dentures. Mr. Bickford did not quite qualify for the extra help low-income subsidy under the Medicare Part D Prescription Drug program and he is wondering if there is any other option he has for obtaining help with his considerable drug costs. What should you tell him? He could check with the manufacturers of his medications to see if they offer an assistance program to help people with limited means obtain the medications they need. Alternatively, he could check to see whether his state has a pharmacy assistance program to help him with his expenses. Mr. Lombardi is interested in a Medicare Advantage (MA) PPO plan that you represent. It is one of three plans operated by the same organization in Mr. Lombardi's area. The MA PPO plan does not include drug coverage, but the other two plans do. Mr. Lombardi likes the PPO plan that does not include drug coverage and intends to obtain his drug coverage through a stand-alone Medicare prescription drug plan. What should you tell him about this situation? He could enroll in one of the MA plans that include prescription drug coverage or a Medigap plan and a stand-alone prescription drug plan, but he cannot enroll in the MA-only PPO plan and a stand-alone prescription drug plan.

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Institution
AHIP
Course
AHIP

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AHIP Final Exam Test Questions &
Answers
2026/2027

,Mrs. West wears glasses and dentures and has enjoyed Medicare does not cover acupuncture, or, in general, glasses or dentures.
considerable pain relief from arthritis through
acupuncture. She is concerned about whether or not
Medicare will cover these items and services. What
should you tell her?


Mr. Bickford did not quite qualify for the extra help low- He could check with the manufacturers of his medications to see if they offer an
income subsidy under the Medicare Part D Prescription assistance program to help people with limited means obtain the medications they
Drug program and he is wondering if there is any other need. Alternatively, he could check to see whether his state has a pharmacy
option he has for obtaining help with his assistance program to help him with his expenses.
considerable drug costs. What should you tell him?


Mr. Lombardi is interested in a Medicare Advantage (MA) He could enroll in one of the MA plans that include prescription drug
PPO plan that you represent. It is one of three plans coverage or a Medigap plan and a stand-alone prescription drug plan, but he
operated by the same organization in Mr. Lombardi's cannot enroll in the MA-only PPO plan and a stand-alone prescription drug
area. The MA PPO plan does not include drug plan.
coverage, but the other two plans do. Mr. Lombardi
likes the PPO plan
that does not include drug coverage and intends to
obtain his drug coverage through a stand-alone Medicare
prescription drug plan. What should you tell him about
this situation?


Mr. Torres has a small savings account. He would like automatic monthly withdrawal from his savings account until it is
to pay for his monthly Part D premiums with an exhausted, and then have his premiums withheld from his

, Social Security check. What should you tell him?

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Uploaded on
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Written in
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Type
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