EXAM NEWEST 2026 TEST BANK| COMPLETE REAL
EXAM QUESTIONS AND CORRECT VERIFIED
ANSWERS/ ALREADY GRADED A+| WELLCARE ACT
MASTERY EXAM PREP (MOST RECENT!!)
A member contacts customer service because he recently moved to
another county and wants to know whether he can remain enrolled in his
current Medicare Advantage plan. Which factor is MOST important?
A. Member's age
B. PCP preference
C. Service area eligibility
D. Prescription history - Correct Answer - C
Medicare Advantage plans operate within approved service areas.
Relocation may affect plan eligibility.
A pharmacy informs a member that a prescribed medication is not
covered under the plan formulary. The physician believes the medication
is medically necessary. What should occur next?
A. Automatic approval
B. Coverage determination request
C. PCP reassignment
D. Enrollment verification - Correct Answer - B
A coverage determination allows review of medical necessity for non-
formulary medications.
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,A member with multiple chronic conditions frequently visits emergency
departments for preventable issues. Which program would MOST likely
help improve outcomes?
A. Care management
B. Marketing outreach
C. Provider credentialing
D. Claims auditing - Correct Answer - A
Care management helps coordinate treatment, improve adherence, and
reduce avoidable utilization.
A member enrolled in a Medicare Advantage plan receives a notice
stating that a previously approved service will no longer be covered
because it is no longer considered medically necessary. The member
disagrees and wants the decision reviewed before services stop. Which
action is most appropriate?
A. Request an appeal
B. Change providers
C. Submit a grievance only
D. Wait until services end - Correct Answer - A
Appeals are used when members disagree with coverage or payment
decisions, including termination of approved services.
A member states that a provider billed her for a covered service and
believes she was charged incorrectly. Which department or process
would most likely investigate?
A. Claims review
B. Marketing compliance
pg. 2
,C. Credentialing only
D. Network recruitment - Correct Answer - A
Claims review evaluates payment, billing, and processing concerns.
During a quality review, a representative discovers documentation was
altered after a member complaint was received. Which compliance
concern is MOST significant?
A. Record integrity violation
B. Appointment scheduling issue
C. Formulary concern
D. Enrollment delay - Correct Answer - A
Altering records compromises compliance, audit readiness, and
organizational integrity.
A member qualifies for both Medicare and Medicaid benefits. Which
type of plan is specifically designed to coordinate benefits for many of
these individuals?
A. Dual Eligible Special Needs Plan (D-SNP)
B. Stand-alone dental plan
C. Medigap Plan A only
D. Provider-sponsored network - Correct Answer - A
D-SNPs are designed to coordinate care and benefits for eligible dual
beneficiaries.
Grievance requests, or any evidence concerning a grievance, must be
filed orally or in writing no later than ___ calendar days from the date of
the event or the date the member is made aware of the issue.
pg. 3
, A. 60
B. 90
C. 120
D. 180 - Correct Answer - A. 60
All Medicare grievances will be resolved within ___ days from the date
the plan is made aware of the issue.
A. 30
B. 60
C. 90
D. 120 - Correct Answer - A. 30
Once a member has reached the $2,100 out-of-pocket maximum for
covered medications, they will pay $0 for their covered prescriptions for
the rest of the calendar year. This is the ___ stage.
A. Annual Deductible
B. Initial Coverage
C. Catastrophic Coverage
D. None of these - Correct Answer - C. Catastrophic Coverage
Marketing/sales events are prohibited from taking place within ___ of an
educational event in the same location.
A. 12 hours
B. 48 hours
C. 18 hours
D. 72 hours - Correct Answer - A. 12 hours
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