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Community Association Management Florida Laws (CAM) 2026 | 150+ Exam Questions & Answers | Florida HOA Act, Condominium Act, CAM Licensing, SIRS & Milestone Inspections | Florida CAM Certification Exam Review

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This comprehensive Community Association Management Florida Laws study guide contains more than 150 exam-style questions and answers covering Florida community association governance, homeowner associations (HOAs), condominium associations, cooperative associations, timeshare communities, CAM licensing requirements, board governance, financial management, reserve funding, election procedures, records management, Fair Housing compliance, and structural inspection requirements. The material is designed to provide an in-depth review of the laws, regulations, and operational practices most frequently tested on Florida Community Association Manager (CAM) licensing and certification examinations. The guide explores the legal framework governing Florida community associations, including Chapter 617 (Florida Not-for-Profit Corporation Act), Chapter 718 (Condominium Act), Chapter 719 (Cooperative Act), Chapter 720 (Homeowners’ Association Act), and Chapter 721 (Florida Vacation and Timesharing Act). Students gain a clear understanding of how community associations are formed, governed, regulated, and managed within Florida's statutory environment. Major topics covered include: • Florida Community Association Law • Homeowners' Association Act (Chapter 720) • Florida Condominium Act (Chapter 718) • Cooperative Act (Chapter 719) • Florida Vacation and Timesharing Act (Chapter 721) • Florida Not-for-Profit Corporation Act (Chapter 617) • Community Association Governance • HOA Governing Documents and CC&Rs • Board of Directors Authority and Responsibilities • Fiduciary Duties of Board Members • Officer Roles and Responsibilities • CAM Licensing Requirements • Community Association Manager Certification • Fair Housing Act Compliance • HOPA (Housing for Older Persons Act) Requirements • Reasonable Accommodations and Modifications • Election Procedures and Voting Requirements • Proxy Voting and Voting Certificates • Condominium Election Timelines • Meeting Notice Requirements • Quorum Requirements • Association Records and Record Retention • Official Records Requests • Community Association Websites • Developer Turnover Procedures • Transition of Association Control • Community Association Budgeting • Reserve Studies and Reserve Funding • Structural Integrity Reserve Studies (SIRS) • Milestone Inspection Requirements • Assessment Liens and Foreclosure Procedures • Construction Liens and Contractor Claims • Financial Reporting Requirements • Bulk Cable Agreements • Satellite Dish Regulations (FCC OTARD Rules) • Electric Vehicle Charging Station Rights • Towing Regulations and Compliance • Community Association Financial Management • Florida CAM Examination Preparation The study material provides extensive coverage of community association governance, including governing documents, board authority, fiduciary obligations, owner rights, election administration, committee structures, and meeting procedures. Particular emphasis is placed on the hierarchy of governing documents, association operational authority, and compliance with Florida statutory requirements governing community associations. Students will gain a detailed understanding of assessment collection procedures, lien enforcement, foreclosure timelines, financial reporting standards, reserve account administration, and budgeting principles. The guide also examines annual reporting obligations, reserve funding methodologies, assessment calculations, and financial disclosure requirements applicable to Florida community associations. Special attention is devoted to Florida's post-Surfside condominium safety legislation, including Structural Integrity Reserve Studies (SIRS), milestone inspection requirements, mandatory reserve funding categories, inspection deadlines, reserve study reporting requirements, and condominium building safety compliance measures. These topics represent some of the most important recent developments in Florida community association law and governance. The document further explores Fair Housing Act protections, reasonable accommodation requests, accessibility modifications, age-restricted housing requirements under HOPA, discrimination compliance, and owner rights within community associations. It also addresses emerging issues including electric vehicle charging station rights, satellite dish installation protections, and modern association governance challenges. This resource is especially valuable for: • Florida Community Association Manager (CAM) license candidates • Florida CAM certification examination candidates • Community Association Managers • HOA Managers and Administrators • Condominium Association Managers • Property Management professionals • Community Association Board Members • HOA Board Directors and Officers • Condominium Board Members • Florida Real Estate professionals • Association Governance Specialists • Property Owners Association Administrators • Community Association Institute (CAI) students • Continuing Education participants in community association management The comprehensive question-and-answer format reinforces statutory knowledge, strengthens examination readiness, improves understanding of association governance, and provides practical insight into Florida community association operations. It serves as an excellent resource for licensing preparation, continuing education, board member training, and professional development within the community association industry. References: Florida Statutes Chapter 617 – Florida Not For Profit Corporation Act. Florida Statutes Chapter 718 – Condominium Act. Florida Statutes Chapter 719 – Cooperative Act. Florida Statutes Chapter 720 – Homeowners' Association Act. Florida Statutes Chapter 721 – Florida Vacation and Timesharing Act. Florida Department of Business and Professional Regulation (DBPR). Community Association Manager Licensing Program. Community Associations Institute (CAI). Community Association Governance and Best Practices. U.S. Department of Housing and Urban Development (HUD). Fair Housing Act Compliance Guidance. Federal Communications Commission (FCC). Over-the-Air Reception Devices (OTARD) Rule. Keywords: Community Association Management, Florida CAM Exam, CAM License Florida, Community Association Manager, HOA Act Florida, Florida HOA Law, Condominium Act Florida, Chapter 718, Chapter 720, Chapter 719, Chapter 721, Chapter 617, HOA Governance, Condominium Governance, Community Association Law, Florida Community Associations, CAM Certification, CAM Licensing Requirements, Board of Directors Duties, Fiduciary Duty, HOA Governing Documents, CC&R, Association Elections, Voting Certificates, Proxy Voting, Meeting Notices, Quorum Requirements, Fair Housing Act, HOPA Compliance, Reasonable Accommodation, Reasonable Modification, Assessment Liens, Foreclosure Procedures, Construction Liens, Reserve Funding, Community Association Budgeting, Structural Integrity Reserve Study, SIRS Florida, Milestone Inspections, Condominium Safety Law, Developer Turnover, Official Records, Financial Reporting, Bulk Cable Agreements, EV Charging Stations, Satellite Dish Regulations, Florida Property Management, Community Governance, Florida Licensing Exam Preparation

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Institution
Community Association Management
Course
Community association management

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Community Association
Management Florida Laws,
Governance, and Inspections
2026 Exam All Answers and
Illustrations Given



What are the 4 types of community associations and their percentages?

- ANSWER ✔✔HOAs (60%), Condo Associations (37%), Co-ops

(2%), Timesharing (<1%). Total: ~48,500 CAs in Florida.

,What is Chapter 617? - ANSWER ✔✔The Not-For-Profit Corporation

Act — governs the creation, governance, and operation of community

associations.


What is the Ultra Vires Doctrine? - ANSWER ✔✔Actions that go

beyond an organization's legal authority or stated purpose are

considered invalid and may result in legal consequences.


What does the HOA Act (Chapter 720) govern? - ANSWER ✔✔The

formation, management, and operation of homeowners associations,

including ownership rights, common elements, governing documents,

and owner responsibilities.


What are the 5 HOA governing documents? - ANSWER ✔✔(1)

Declaration of CC&Rs, (2) Articles of Incorporation, (3) Bylaws, (4) Rules

& Regulations, (5) Amendments.


What is a Declaration of CC&Rs? - ANSWER ✔✔Declaration of

Covenants, Conditions, and Restrictions — establishes the foundation of

the HOA, defines property boundaries, common elements, and owner

rights/restrictions.

, What are 3 obligations of HOA unit owners? - ANSWER ✔✔(1) Pay

assessments, (2) Adhere to CC&Rs and bylaws, (3) Maintain their

individual property to HOA standards.

What does the Florida Administrative Code (FAC) do for HOAs? -

ANSWER ✔✔It implements and interprets state statutes, ensuring

HOA laws are applied consistently and fairly across all communities.


What does the Condominium Act (Chapter 718) govern? - ANSWER

✔✔Management and operation of condo associations, including

common element ownership, alterations, governing documents, access

rights, and disclosures.


What are limited common elements? Give examples. - ANSWER

✔✔Areas part of common property but reserved for exclusive use by one

or a few units. Examples: assigned parking, balconies, patios, storage

units.

What notice is required before a condo association enters a unit for

maintenance? - ANSWER ✔✔48 hours written notice, except in

emergencies (fire, flood, gas leak, structural failure), where immediate

access is allowed without notice.




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