SCRIPT 2026 QUESTIONS WITH
SOLUTIONS GRADED A+
◍ SSDI (Social Security Disability Insurance).
Answer: Section 404 of 20 CFR specifically outlines the regulations
regarding Social Security Disability Insurance aka Title II aka Disability
Insurance Benefits - all of these are synonymous and are used
interchangeably to describe this program. It's a good idea to read the table of
contents to 20 CFR 404 so you can get a better understanding of which
subparts discuss which topic regarding Social Security Disability
Insurance.Unlike SSI eligibility, SSDI eligibility is based on the work
history of the applicant, not resource based. After an applicant applies, SSA
must make sure they meet the following technical requirements:1. Is the
applicant under full retirement age (66)?2. Is the applicant fully insured?3.
Is the applicant insured for disability?Also, unlike SSI, SSDI benefits can be
paid to the disabled worker's family in some cases. This is called auxiliary
benefits and can be paid to dependent children under the age of 18 or spouse
(or divorced spouse if married for 10 years) under the age of 62 who has
joint care of the children.
◍ According to the Social Security Administration, what is the definition of
disability?
A. The inability to engage in substantial gainful activity due to a physical or
mental impairment
B. Any medically diagnosable condition
C. The inability to work at the same job for more than a year
D. A temporary injury that affects a person's ability to work.
Answer: AThe Social Security Administration (SSA) defines disability as
, the inability to engage in substantial gainful activity (SGA) due to a
medically determinable physical or mental impairment. This impairment
must be expected to result in death or last for at least 12 months.
◍ SSI.
Answer: The medical definition of disability for adults is exactly the same
for both SSDI and SSI. You'll see mirror images of many of these provisions
under 20 CFR 404 for SSDI 20 CFR 416 for SSI. In many places the
regulations read word for word, exactly the same.One major difference is
that under SSI, there is no work requirement; therefore, children can qualify
as disabled. This is described in 20 CFR 416.906. Also, there's no
retroactivity for an SSI claimant, meaning the claimant cannot be eligible
for benefits any earlier than the date the claim is filed. Another difference
between the two programs is that for SSI there are very strict income and
resource provision, whereas under SSDI there are insured status provisions.
◍ How long must a medically determinable impairment last to meet the SSA's
definition of disability?
A. At least 12 months
B. At least 6 months
C. Indefinitely
D. At least 3 months.
Answer: ATo meet the SSA's definition of disability, a medically
determinable impairment must last or be expected to last for at least 12
months. This duration is a key factor in determining whether a claimant is
eligible for disability benefits.
◍ The definition of disability is exactly the same under Title II and Title XV
I. .
Answer: The law defines disability as the inability to do any substantial
gainful activity (SGA) by reason of any medically determinable physical or
mental impairment(s) which can be expected to result in death, or which has
lasted or can be expected to last for a continuous period of not less than 12
months.
,◍ What does "substantial gainful activity" (SGA) refer to in the context of
Social Security disability evaluations?
A. Work that involves significant physical or mental effort and results in
earnings above a certain threshold
B. Work that requires a high level of education or training
C. Work that is performed on a part-time basis
D. Work that is considered meaningful but does not generate income.
Answer: A"Substantial gainful activity" (SGA) refers to work that involves
significant physical or mental effort and results in earnings above a certain
threshold set by the SSA. If a claimant is capable of engaging in SGA, they
are generally not considered disabled under SSA guidelines.
◍ Which of the following is true about the SSA's definition of disability?
A. It requires a medically determinable physical or mental impairment
B. It is based solely on a person's inability to perform their past work
C. It applies only to those who are permanently disabled
D. It does not consider the claimant's age or education level.
Answer: AThe SSA's definition of disability requires a medically
determinable physical or mental impairment that prevents the claimant from
engaging in substantial gainful activity. This impairment must be expected
to last at least 12 months or result in death.
◍ What role does the claimant's past work play in the SSA's disability
evaluation process?
A. It helps determine if the claimant can perform any work in the national
economy
B. It is used to assess the claimant's residual functional capacity
C. It is not considered in the disability evaluation process
D. It determines the claimant's level of exertion.
Answer: AThe claimant's past work helps the SSA determine if the claimant
can perform any work in the national economy. This assessment is part of
the five-step sequential evaluation process, where the SSA examines the
claimant's past relevant work and other factors to determine if they can
, adjust to other work despite their impairment.
◍ What does "medically determinable impairment" (MDI) mean in the context
of Social Security disability evaluations?
A. An impairment supported by medical evidence through clinical and
laboratory diagnostic techniques
B. An impairment that requires ongoing medication
C. An impairment that is self-diagnosed
D. An impairment that only requires a medical professional's opinion.
Answer: AA medically determinable impairment (MDI) in the context of
Social Security disability evaluations is an impairment supported by medical
evidence through clinically acceptable clinical and laboratory diagnostic
techniques. It is a key requirement for determining disability status.
◍ Which of the following is a necessary requirement for an impairment to be
considered medically determinable?
A. It must be documented by medical evidence
B. It must require surgery
C. It must be irreversible
D. It must be caused by a work-related injury.
Answer: AFor an impairment to be considered medically determinable, it
must be documented by medical evidence. This evidence can come from
various sources, including clinical evaluations, laboratory results, and
imaging studies. It provides objective support for the impairment.
◍ What role does a medically determinable impairment (MDI) play in Social
Security disability evaluations?
A. It establishes the existence of an impairment for disability claims
B. It determines the claimant's residual functional capacity
C. It indicates the level of exertion required in the claimant's previous work
D. It determines the claimant's eligibility for healthcare benefits.
Answer: AA medically determinable impairment (MDI) establishes the
existence of an impairment for disability claims. The SSA requires this
evidence to confirm that a claimant has a condition that impacts their ability