QUESTIONS WITH VERIFIED A+ ANSWERS 2026
EDITION.
what chapter has licensing exemptions?
Chapter 1
A licensed landscape contracting business that constructs fences, decks, arbors, patios, landscape
edging, driveways, walkways or retaining walls is exempt from licensing as a contractor. True or False
True
what is a small residential structure?
A nonresidential structure with a ground area of 10,000 square feet or less and the structure is not more
than 20 feet tall; or
A nonresidential unit in a larger structure if the unit is 12,000 square feet or less and the unit is not more
than 20 feet tall; or
Any appurtenance to the above (appurtenances are any necessary improvement to real estate
associated with a structure); or
A nonresidential structure of any size if the contract price for all construction is not more than $250,000.
A large commercial structure is any nonresidential structure that is larger than a small commercial
structure.
What isa residential structure?
A residential structure includes a site-built home; a structure that contains one or more dwelling units
and is four stories or less; a condominium or other residential unit; a modular home constructed off-site;
a floating home; a manufactured dwelling; and any appurtenance to the listed structures.
What isa residential contractor ?
A residential general contractor is a contractor whose business (including subcontracts) requires the use
of more than two unrelated business trades and who undertakes or offers to undertake work in
connection with residential or small commercial structures.
Residential General Contractor
A residential general contractor is a contractor whose business (including subcontracts) requires the use
of more than two unrelated business trades and who undertakes or offers to undertake work in
connection with residential or small commercial structures.
Notice that the residential general contractor can perform small commercial projects as well, but is not
allowed to perform work on large commercial structures.
Bond: $20,000
Insurance: $500,000 Occurrence
Experience: None
Training: 16 hours of continuing education
RMI: Must have an RMI
,Residential Specialty Contractor
A residential specialty contractor is a contractor whose business requires the use of two or fewer
unrelated business trades and who undertakes or offers to undertake work in connection with
residential or small commercial structures (generally less than 20 feet tall and less than 10,000 square
feet; see ORS 701.005 for more).
Bond: $15,000
Insurance: $300,000 Occurrence
Experience: None
Training: 16 hours of continuing education
RMI: Must have an RMI
Residential Limited Contractor
A residential limited contractor performs work on residential or small commercial structures but does
not perform work exceeding $40,000 in annual volume or enter into any one contract to perform work
that exceeds $5,000 per job site per year.
Bond: $10,000
Insurance: $100,000 Occurrence
Experience: None
Training: 8 hours of continuing education
RMI: Must have an RMI
Residential Developer
A residential developer is a developer of property that is zoned for or intended for use compatible with
a residential or small commercial structure.
Bond: $20,000
Insurance: $500,000 Occurrence
Experience: None
Training: None
RMI: No RMI is required
Commercial General Contractor Level 1
A commercial general contractor level 1 is a contractor whose business (including subcontractors)
requires the use of more than two unrelated business trades and who undertake or offers to undertake
work in connection with small or large commercial structure. (For definitions of small and large
commercial structures, see ORS 701.005.)
Here are the requirements a Commercial Contractor level 1. Remember to bookmark this information in
NASCLA Contractors Guide 1-4.
Bond: $75,000
Insurance: $2,000,000 Aggregate
Experience: 8 years experience or qualifying substitute education
Training: Up to 80 hours of continuing education for key personnel (Key personnel is defined as a CCB
applicant or an employee)
RMI: Must have an RMI
, Commercial General Contractor Level 2
Bond: $20,000
Insurance: $1,000,000 Aggregate
Experience: 4 years experience or qualifying substitute education
Training: Up to 32 hours of continuing education for key personnel
RMI: Must have an RMI
Commercial Specialty Contractor Level 2
Bond: $20,000
Insurance: $500,000 Occurrence
Experience: 4 years experience or qualifying substitute education
Training: Up to 32 hours of continuing education for key personnel
RMI: Must have an RMI
What's the difference between occurrence and aggregate? For test purposes you really only need to
know limits as they apply to the various endorsements, but when you start looking to purchase liability
insurance, you should know that per occurrence is similar to saying per incident, while aggregate limits
can apply to one or more than one occurrence or incident during the insurance policy period.
Commercial Developer
A commercial developer is a developer of property that is zoned for or intended for use compatible with
a small commercial or large commercial structure.
A developer may only act in association with licensed and properly endorsed general contractors and
may not perform any of the actual construction work on the property.
Bond: $20,000
Insurance: $500,000 Occurrence
Experience: None
Training: None
RMI: No RMI is required
Note: Where it states above that a certain class may have "Up to X number of hours," of required
continuing education, that number may vary as demonstrated in the example here (these are actual
hour requirements):
Level 2 commercial general or specialty contractors need: 32 hours of education.?
Level 1 commercial general or specialty contractors need:
5 or more key employees: 80 hours
4 key employees: 64 hours
3 key employees: 48 hours
2 key employees: 32 hours
1 key employee: 16 hours
Residential Locksmith Services Contractor
A contractor that operates a business providing the services of locksmiths. The contractor may not
provide other services.
Bond: $10,000