CEBS - GBA 1 & 2 PRACTICE FINAL
TEST 2026 QUESTIONS WITH CORRECT
ANSWERS GRADED A+
◍ Means 'uncertainty' when thinking in terms of 'loss'.
Answer: RiskExamples include:
-Illness-Death-Disability-Unemployment-Cost of medical care
◍ What do we want reduced and improve with pragmatic informativeness?.
Answer: reduce communicative breakdown and improve intelligibility
◍ What is pragmatic informativeness?.
Answer: communicative breakdown and the child's desire to be understood
◍ Under ACA, tax credits are available to what groups?.
Answer: People with income between 100% - 400% of the poverty line.
They must not be eligible for other affordable coverage. -Tax credit may be
advanced to allow for lower premiums on a monthly basis› The tax credit is
refundable, allowing moderate-income families to receive the full benefit of
the credit› It allows for some individuals and their families to qualify for
reduced cost-sharing for: ▪ Copayments▪ Coinsurance▪ Deductibles
◍ Regarding employee benefit planning, the functional approach is:.
Answer: Compatible with both the compensation/service oriented benefit
philosophy and the needs-oriented benefit philosophy
◍ multiple oppositions: does this approach take a long time?.
Answer: yes, 30+ sessions to master
◍ Total Rewards package.
Answer: Total rewards are comprised of: • Compensation (base salary)•
Variable/performance-based pay (i.e., bonus)• Retirement (i.e., pension,
, 401(k), etc.)• Development opportunities (i.e., training, mentoring, etc.)•
Benefits
◍ The relationship between ROI and a business case assessment includes:
I. ROI as a sub-factor of the business case assessment.I
I. The business case assessment includes a statement about the fit of the
investment with the mission and its contribution to strategic objectives
whereas ROI merely provides the financial savings.II
I. ROI sets the expected results.
A. None
B. I only
C. III only
D. I and II only
E. II and III only.
Answer: D. I and II onlyROI is truly a subset of the business case
assessment. If the business case is a large endeavor, it factors in many
specifications and relies on the ROI to determine whether those
specifications will provide a return or lead to flat or negative returns
◍ Section 125 prohibits the deferral of compensation using a cafeteria plan
EXCEPT?.
Answer: For 401k contributions and HSA contributions (HSA can be used to
pay for long term care insurance or services)
◍ stimulability: what are considered "stimulable" sounds (percentages, etc.)?.
Answer: Stimulable sounds are those produced accurately >10% of the time
or >2x
◍ A cost containment practice that requires pre- authorization to access
treatment.
Answer: Preauthorization for care access
◍ minimal pairs: what should be incorporated in the goal of intervention?.
Answer: phonological awareness and letter sound knowledge
◍ What is an example phrase for semantic confusion?.
, Answer: "did you mean sigh or shy?"
◍ They may be paid using traditional payment methods such as by capitation
or episode, but under performance standards..
Answer: Medical homes
◍ Cost containment that uses a manager to coordinate members' care in
collaboration with treating providers, facilities, community resources, +
family members to ensure patients receive the right level of care.
Answer: Case management
◍ All of the following are characteristics of typical dental plan designs
except:1. Most plans have a calendar-year maximum for non-orthodontic
expenses, and sometimes a separate lifetime maximum2. Orthodontic and
implantology expenses generally are subject to separate lifetime
maximums3. Restorations, and in some cases replacements, often are fully
reimbursed4. Most plans are being designed either through construction of a
schedule or the use of coinsurance so that the patient pays a portion of the
cost for all but preventative and diagnostic services5. Preventative and
diagnostic expenses generally are reimbursed at 80% to 100% of the usual
and customary charges, and full reimbursement is quite common.
Answer: 3. Restorations, and in some cases replacements, often are fully
reimbursed
◍ minimal pairs primary population.
Answer: -mild to moderate phonological disorder-4-6 years old
◍ All of the following are characteristics of managed care models that arose in
the 1980s, EXCEPT:
A. They were the inception of the Health Maintenance Organization model.
B. They led to alternative models of medical insurance.
C. They placed their focus on catastrophic losses.
D. They mostly replaced traditional indemnity plans.
E. The gave insurance providers a more significant role in routing health
care services..
Answer: C. The focus on covering catastrophic losses was a key
, characteristic of traditional or fee-for-service plans.
◍ stimulability: target selection.
Answer: targeting all consonant sounds, both stimulable and nonstimulable
◍ Which of the following statements regarding managed behavioral health
organizations (MBHOs) and administrative services only (ASO)
arrangements is correct?- ASOs are especially effective for small
employers- ASOs are sometimes referred to as "fully insured" plans- An
ASO transfers the financial risk of health care costs to an insurance
company- A key advantage of ASOs is that employers can offer the same
benefit to employees working in different states because ERISA exempts
ASO plans from compliance with state laws and regulations.- Employers
who purchase an ASO contract agree to assume the financial risk for claims
payments up to a certain (rather large) amount but claims in excess of the
stipulated amount are paid by the MBHO.
Answer: A key advantage of ASOs is that employers can offer the same
benefit to employees working in different states because ERISA exempts
ASO plans from compliance with state laws and regulations.
◍ t/f: according to storkel (2022), the conventional minimal pairs approach is
recommended for children with moderate-severe phono disorders who
present with multiple errors across multiple sound classes.
Answer: false, children with mild-moderate
◍ minimal pairs: intervention steps for perception-production.
Answer: 1. familiarization2. perception training3. imitation4. spontaneous
naming5. contrasting6. increase linguistic complexity
◍ stimulability: joint attention.
Answer: 2 people sharing focus on 1 thing
◍ What are the two disclosure requirements under MHPAEA?.
Answer: 1. Criteria for medical necessity determinations must be made
available. 2. The reason for claim denials
◍ Give an example of a mood disorder.
TEST 2026 QUESTIONS WITH CORRECT
ANSWERS GRADED A+
◍ Means 'uncertainty' when thinking in terms of 'loss'.
Answer: RiskExamples include:
-Illness-Death-Disability-Unemployment-Cost of medical care
◍ What do we want reduced and improve with pragmatic informativeness?.
Answer: reduce communicative breakdown and improve intelligibility
◍ What is pragmatic informativeness?.
Answer: communicative breakdown and the child's desire to be understood
◍ Under ACA, tax credits are available to what groups?.
Answer: People with income between 100% - 400% of the poverty line.
They must not be eligible for other affordable coverage. -Tax credit may be
advanced to allow for lower premiums on a monthly basis› The tax credit is
refundable, allowing moderate-income families to receive the full benefit of
the credit› It allows for some individuals and their families to qualify for
reduced cost-sharing for: ▪ Copayments▪ Coinsurance▪ Deductibles
◍ Regarding employee benefit planning, the functional approach is:.
Answer: Compatible with both the compensation/service oriented benefit
philosophy and the needs-oriented benefit philosophy
◍ multiple oppositions: does this approach take a long time?.
Answer: yes, 30+ sessions to master
◍ Total Rewards package.
Answer: Total rewards are comprised of: • Compensation (base salary)•
Variable/performance-based pay (i.e., bonus)• Retirement (i.e., pension,
, 401(k), etc.)• Development opportunities (i.e., training, mentoring, etc.)•
Benefits
◍ The relationship between ROI and a business case assessment includes:
I. ROI as a sub-factor of the business case assessment.I
I. The business case assessment includes a statement about the fit of the
investment with the mission and its contribution to strategic objectives
whereas ROI merely provides the financial savings.II
I. ROI sets the expected results.
A. None
B. I only
C. III only
D. I and II only
E. II and III only.
Answer: D. I and II onlyROI is truly a subset of the business case
assessment. If the business case is a large endeavor, it factors in many
specifications and relies on the ROI to determine whether those
specifications will provide a return or lead to flat or negative returns
◍ Section 125 prohibits the deferral of compensation using a cafeteria plan
EXCEPT?.
Answer: For 401k contributions and HSA contributions (HSA can be used to
pay for long term care insurance or services)
◍ stimulability: what are considered "stimulable" sounds (percentages, etc.)?.
Answer: Stimulable sounds are those produced accurately >10% of the time
or >2x
◍ A cost containment practice that requires pre- authorization to access
treatment.
Answer: Preauthorization for care access
◍ minimal pairs: what should be incorporated in the goal of intervention?.
Answer: phonological awareness and letter sound knowledge
◍ What is an example phrase for semantic confusion?.
, Answer: "did you mean sigh or shy?"
◍ They may be paid using traditional payment methods such as by capitation
or episode, but under performance standards..
Answer: Medical homes
◍ Cost containment that uses a manager to coordinate members' care in
collaboration with treating providers, facilities, community resources, +
family members to ensure patients receive the right level of care.
Answer: Case management
◍ All of the following are characteristics of typical dental plan designs
except:1. Most plans have a calendar-year maximum for non-orthodontic
expenses, and sometimes a separate lifetime maximum2. Orthodontic and
implantology expenses generally are subject to separate lifetime
maximums3. Restorations, and in some cases replacements, often are fully
reimbursed4. Most plans are being designed either through construction of a
schedule or the use of coinsurance so that the patient pays a portion of the
cost for all but preventative and diagnostic services5. Preventative and
diagnostic expenses generally are reimbursed at 80% to 100% of the usual
and customary charges, and full reimbursement is quite common.
Answer: 3. Restorations, and in some cases replacements, often are fully
reimbursed
◍ minimal pairs primary population.
Answer: -mild to moderate phonological disorder-4-6 years old
◍ All of the following are characteristics of managed care models that arose in
the 1980s, EXCEPT:
A. They were the inception of the Health Maintenance Organization model.
B. They led to alternative models of medical insurance.
C. They placed their focus on catastrophic losses.
D. They mostly replaced traditional indemnity plans.
E. The gave insurance providers a more significant role in routing health
care services..
Answer: C. The focus on covering catastrophic losses was a key
, characteristic of traditional or fee-for-service plans.
◍ stimulability: target selection.
Answer: targeting all consonant sounds, both stimulable and nonstimulable
◍ Which of the following statements regarding managed behavioral health
organizations (MBHOs) and administrative services only (ASO)
arrangements is correct?- ASOs are especially effective for small
employers- ASOs are sometimes referred to as "fully insured" plans- An
ASO transfers the financial risk of health care costs to an insurance
company- A key advantage of ASOs is that employers can offer the same
benefit to employees working in different states because ERISA exempts
ASO plans from compliance with state laws and regulations.- Employers
who purchase an ASO contract agree to assume the financial risk for claims
payments up to a certain (rather large) amount but claims in excess of the
stipulated amount are paid by the MBHO.
Answer: A key advantage of ASOs is that employers can offer the same
benefit to employees working in different states because ERISA exempts
ASO plans from compliance with state laws and regulations.
◍ t/f: according to storkel (2022), the conventional minimal pairs approach is
recommended for children with moderate-severe phono disorders who
present with multiple errors across multiple sound classes.
Answer: false, children with mild-moderate
◍ minimal pairs: intervention steps for perception-production.
Answer: 1. familiarization2. perception training3. imitation4. spontaneous
naming5. contrasting6. increase linguistic complexity
◍ stimulability: joint attention.
Answer: 2 people sharing focus on 1 thing
◍ What are the two disclosure requirements under MHPAEA?.
Answer: 1. Criteria for medical necessity determinations must be made
available. 2. The reason for claim denials
◍ Give an example of a mood disorder.
