Nevada Life, Accident, Health Insurance Exam
Questions and Guide Answers
100% Verified Graded A+
1. Health care accounts and Dependent care accounts
Answer: What are the 2 types of Flexible Spending Accounts?
2. Cash value is guaranteed
Answer: Concerning a Whole Life Policy, which of the following statements is correct?
3. Unearned premiums are retained by the insurance company
Answer: According to the rights of renewability rider for cancellable policies, all of the following are correct
about the cancellation of an individual insurance policy EXCEPT
4. Assets
Answer: In a replacement situation, all of the following must be considered EXCEPT
5. Be licensed as a life insurance producer
Answer: For an agent to sell continuous care coverage, the agent must meet all of the following
requirements EXCEPT
, 6. Insurance consultant
Answer: Which of the following licensees are not compensated directly related to the amount of
insurance sold?
7. 3 Hours
Answer: Producers must complete how many hours of continuing education on the subject of ethics every
licensing period?
8. The more liberal "own occupation"
Answer: Which of the following definitions would make it easier to qualify for total disability benefits?
9. Plan A
Answer: Which of the following must be present in all Medicare supplement plans?
10. Premium receipt
Answer: Most agents try to collect the initial premium for submission with the application. When an agent
collects the initial premium from the applicant, the agent should issue the applicant a
11. Renewal provision
Answer: Which health insurance provision describes the insured's right to cancel coverage?
12. Increasing Term
Answer: What type of insurance would be used for a Return of Premium rider?
13. Recurrent disability
Answer: When an insurer combines two periods of disability into one, the insured must have suttered a
Questions and Guide Answers
100% Verified Graded A+
1. Health care accounts and Dependent care accounts
Answer: What are the 2 types of Flexible Spending Accounts?
2. Cash value is guaranteed
Answer: Concerning a Whole Life Policy, which of the following statements is correct?
3. Unearned premiums are retained by the insurance company
Answer: According to the rights of renewability rider for cancellable policies, all of the following are correct
about the cancellation of an individual insurance policy EXCEPT
4. Assets
Answer: In a replacement situation, all of the following must be considered EXCEPT
5. Be licensed as a life insurance producer
Answer: For an agent to sell continuous care coverage, the agent must meet all of the following
requirements EXCEPT
, 6. Insurance consultant
Answer: Which of the following licensees are not compensated directly related to the amount of
insurance sold?
7. 3 Hours
Answer: Producers must complete how many hours of continuing education on the subject of ethics every
licensing period?
8. The more liberal "own occupation"
Answer: Which of the following definitions would make it easier to qualify for total disability benefits?
9. Plan A
Answer: Which of the following must be present in all Medicare supplement plans?
10. Premium receipt
Answer: Most agents try to collect the initial premium for submission with the application. When an agent
collects the initial premium from the applicant, the agent should issue the applicant a
11. Renewal provision
Answer: Which health insurance provision describes the insured's right to cancel coverage?
12. Increasing Term
Answer: What type of insurance would be used for a Return of Premium rider?
13. Recurrent disability
Answer: When an insurer combines two periods of disability into one, the insured must have suttered a
