Module-XXXVIII-Assessing Institutional Prepare dness of MFIs
Table 1: Personal details
Role Name Affiliation
Co-Principal Investigators Dr. Debabrata Lahiri Retired, Faculty Member,
IIT, Kharagpur
Sri Kali Sankar Chattopadhyay Agro-Economic Research
Centre, Visva Bharati,
Santinekatan
Paper Coordinator (if any) Dr. Debabrata Lahiri Co-P.I & Retired Faculty
Member, IIT, , Kharagpur
Content Writer/Author Dr. Debabrata Lahiri Co-P.I & Retired Faculty
(CW) Member, IIT , Kharagpur
Content Reviewer (CR) Dr. B.K. Swain Professor, Rural Banking,
NIRD & PR, Hyderabad
Language Editor (LE) Ms Tapapriya Lahiri Independent Journalist
Table 2: Description of modules
Items Description of Module
Subject name Risk/Disaster Management
Paper name Microfinance in disaster
management
Module name/title Assessing Institutional
Preparedness of MFIs
Module ID MFDM-XXXVIII
Pre-requisites Knowledge of microfinance
Objective To study assessment of MFIs
preparedness in the wake of
disaster
Key words Disaster Fund Facilities,
client contingency accounts,
Portfolio at Risk (PAR),
delinquent loans,
Provision Expense Ratio
Table of contents
1. Introduction
2. Learning outcome
3. Preparing the institute
4. Steps taken by MFI to for these eventualities
I. Access to information
II. Preparation infrastructure and equipment
III. Staff security
IV. Communications
V. Access to clients
, VI. Market shocks
5. Assessing the preparedness of Management Information Systems
5.1.General diagnostic
5..2. Context of natural disaster
5.3. Ensuring the safety of data
5.4. Ensure adequate capacity to offer preparation, response and recovery services to clients
6. Training of human resources
6.1. Ensuring adequate support resources
7. Assessing the preparedness of liquidity management systems
7.1. General diagnostic
7.2. Context of natural disaster
8. Assess the preparedness of portfolio management systems
8.1. General diagnostic
8.2. Context of natural disaster
9. Summary
10. Reference
1. Introduction
To assess the preparedness it has been essential to look inside MFIs. Most likely
main motivation in preparing for a natural disaster is mitigating its impact on clients.
Institution, however, will only be able to assist them if it survives the impact of the natural
disaster itself. To ensure its survival, therefore, your institution will need to undertake certain
preparatory steps.
This module presents activities that would help you to assess the preparedness of
MFIs in the following areas:
(a) Infrastructure,
(b) Management information systems,
(c) Liquidity management,
(d) Portfolio quality management, and
(e) Human resource capacity.
For example, if MFI has been located on a flood plain, it may or may not
require earthquake resistant offices, but would need to ensure that its equipment and
infrastructure is protected from potential flood damage.
2. Learning outcome
To make understand the students how to assess an MFIs preparedness in the
wake of disaster
3. Preparing the institute
Table 1: Personal details
Role Name Affiliation
Co-Principal Investigators Dr. Debabrata Lahiri Retired, Faculty Member,
IIT, Kharagpur
Sri Kali Sankar Chattopadhyay Agro-Economic Research
Centre, Visva Bharati,
Santinekatan
Paper Coordinator (if any) Dr. Debabrata Lahiri Co-P.I & Retired Faculty
Member, IIT, , Kharagpur
Content Writer/Author Dr. Debabrata Lahiri Co-P.I & Retired Faculty
(CW) Member, IIT , Kharagpur
Content Reviewer (CR) Dr. B.K. Swain Professor, Rural Banking,
NIRD & PR, Hyderabad
Language Editor (LE) Ms Tapapriya Lahiri Independent Journalist
Table 2: Description of modules
Items Description of Module
Subject name Risk/Disaster Management
Paper name Microfinance in disaster
management
Module name/title Assessing Institutional
Preparedness of MFIs
Module ID MFDM-XXXVIII
Pre-requisites Knowledge of microfinance
Objective To study assessment of MFIs
preparedness in the wake of
disaster
Key words Disaster Fund Facilities,
client contingency accounts,
Portfolio at Risk (PAR),
delinquent loans,
Provision Expense Ratio
Table of contents
1. Introduction
2. Learning outcome
3. Preparing the institute
4. Steps taken by MFI to for these eventualities
I. Access to information
II. Preparation infrastructure and equipment
III. Staff security
IV. Communications
V. Access to clients
, VI. Market shocks
5. Assessing the preparedness of Management Information Systems
5.1.General diagnostic
5..2. Context of natural disaster
5.3. Ensuring the safety of data
5.4. Ensure adequate capacity to offer preparation, response and recovery services to clients
6. Training of human resources
6.1. Ensuring adequate support resources
7. Assessing the preparedness of liquidity management systems
7.1. General diagnostic
7.2. Context of natural disaster
8. Assess the preparedness of portfolio management systems
8.1. General diagnostic
8.2. Context of natural disaster
9. Summary
10. Reference
1. Introduction
To assess the preparedness it has been essential to look inside MFIs. Most likely
main motivation in preparing for a natural disaster is mitigating its impact on clients.
Institution, however, will only be able to assist them if it survives the impact of the natural
disaster itself. To ensure its survival, therefore, your institution will need to undertake certain
preparatory steps.
This module presents activities that would help you to assess the preparedness of
MFIs in the following areas:
(a) Infrastructure,
(b) Management information systems,
(c) Liquidity management,
(d) Portfolio quality management, and
(e) Human resource capacity.
For example, if MFI has been located on a flood plain, it may or may not
require earthquake resistant offices, but would need to ensure that its equipment and
infrastructure is protected from potential flood damage.
2. Learning outcome
To make understand the students how to assess an MFIs preparedness in the
wake of disaster
3. Preparing the institute
