Question I
JUNe.to
o o
0--0
m f - l
Vx :×+Tl=f+r ) A ✗ + e
: A- Bfa"×+f : m- £7
t
A) -
the Apr of premium p before modification must be
modified premiums
actuarially equivalent to the Apv of the
-
must based on Max CFPT , 3 To silver ) reserve
-
use ☐ I a- 1996 table
-
use 4° / up .
a interest
, Type :
whole life
b) SA =
120000 ↳ 3=5823-83
✗ = 43 / Female Dyz= 1735469.3
if m IS
-
-
1 to la
4]
-
fund s.A-s.B.io
.
:
Modified Net premium reserve
;)
PF -1=2 ! CI =
CI =
0.003355766651
Dx Dt}
BF -
m -
i
P ✗ +1
F table
-
My /
Nyc
=
=
550223.87
34784780-2
=
14944 fergokkf
=
A;÷ =
M=7,=o -015817948
N -1-1
,
Myo = 555374 -94
NYO =
36754306.6
D. 40=1969526-4
tengok Kt table
B'
Pyz
t.gl?-yg-.M43-lw-,-gy,=M40-
2- Inner =
+
0-03
N¥yo
Ny } V40
=
0.015110472-1 0.001607588266
2
✗
↳ 2-0.03
=
= 0-01671806
= -
o -
013281939
}
0.003355766651 ✗
8A
dF= 0.015817948
=
✓ ( lowest
BF
B. 2=0-01671806
42=-0-013281939
, statutory reserve at duration Is years .
Is V43 = A 43+15
-
BFÑ4 > +15
=
Asz -
Bf cisz
(0-015817948) Nsz
447734.82
=
M 58 -
Mgs =
Nsb DJs Ngs e 14 550 113.1
1007 878.9
DSJZ
tensok Kt table -
M 155
55-(0.015817-948)
=
Nbs Dss Dss
= Éɧ - 0.228353756
= 0.215820982
= 120 (0-215880982)
= 25905.71795 #
f- 3.5%
II )
""
is V4 } = (11-0-035) (0-444234730) -
o
-
228353756
= ( 1.618694522) ( 0.4423-17387-0.228353756
= 0.719080337 -
o -
228353756
= O'
490726581
= 12000010-490726561 )
= 58887.18973
*
, '
p
E
vi.
p
Fo
Fi =
Revenue account
186510 claim C
7197
Fundatljan / Fo
Gross premium received 48234 commission } expenses 4769
pi É
less 21004 Fund at 3 / Dec 243782
¥x
interest ,
FI
2551748 255,748
1=0.04
V0 __
74084
V1 86376 =
D= 36075
JUNe.to
o o
0--0
m f - l
Vx :×+Tl=f+r ) A ✗ + e
: A- Bfa"×+f : m- £7
t
A) -
the Apr of premium p before modification must be
modified premiums
actuarially equivalent to the Apv of the
-
must based on Max CFPT , 3 To silver ) reserve
-
use ☐ I a- 1996 table
-
use 4° / up .
a interest
, Type :
whole life
b) SA =
120000 ↳ 3=5823-83
✗ = 43 / Female Dyz= 1735469.3
if m IS
-
-
1 to la
4]
-
fund s.A-s.B.io
.
:
Modified Net premium reserve
;)
PF -1=2 ! CI =
CI =
0.003355766651
Dx Dt}
BF -
m -
i
P ✗ +1
F table
-
My /
Nyc
=
=
550223.87
34784780-2
=
14944 fergokkf
=
A;÷ =
M=7,=o -015817948
N -1-1
,
Myo = 555374 -94
NYO =
36754306.6
D. 40=1969526-4
tengok Kt table
B'
Pyz
t.gl?-yg-.M43-lw-,-gy,=M40-
2- Inner =
+
0-03
N¥yo
Ny } V40
=
0.015110472-1 0.001607588266
2
✗
↳ 2-0.03
=
= 0-01671806
= -
o -
013281939
}
0.003355766651 ✗
8A
dF= 0.015817948
=
✓ ( lowest
BF
B. 2=0-01671806
42=-0-013281939
, statutory reserve at duration Is years .
Is V43 = A 43+15
-
BFÑ4 > +15
=
Asz -
Bf cisz
(0-015817948) Nsz
447734.82
=
M 58 -
Mgs =
Nsb DJs Ngs e 14 550 113.1
1007 878.9
DSJZ
tensok Kt table -
M 155
55-(0.015817-948)
=
Nbs Dss Dss
= Éɧ - 0.228353756
= 0.215820982
= 120 (0-215880982)
= 25905.71795 #
f- 3.5%
II )
""
is V4 } = (11-0-035) (0-444234730) -
o
-
228353756
= ( 1.618694522) ( 0.4423-17387-0.228353756
= 0.719080337 -
o -
228353756
= O'
490726581
= 12000010-490726561 )
= 58887.18973
*
, '
p
E
vi.
p
Fo
Fi =
Revenue account
186510 claim C
7197
Fundatljan / Fo
Gross premium received 48234 commission } expenses 4769
pi É
less 21004 Fund at 3 / Dec 243782
¥x
interest ,
FI
2551748 255,748
1=0.04
V0 __
74084
V1 86376 =
D= 36075