HSM 410 Final Exam (top rated) Questions and Answers | 100% Correct solutions.

HSM 410 Final Exam Score for this quiz: 150 out of 200 This attempt took 44 minutes. Question 1 10 / 10 pts (CO 1) Which statement most accurately describes the relationship between health i nsurance and health? Correct! Compared with the insured person, the uninsured tend to be diagnosed at later stages of life-threatening illnesses. Having health insurance has no impact on a person's overall health. Genetics and lifestyle choices are the only factors proven to impact health. In an effort to avoid high-cost hospitalizations, the uninsured are more likely to practice health- maintenance behaviors than those with insurance. People who have health insurance display a 25% increased risk of dying when compared to the uninsured. Question 2 10 / 10 pts (CO 1) What do the health systems of Japan, Germany, Canada, and the United Kingdom have in common? All provide health insurance though an employment-based, private insurance system. All provide government-financed healthcare systems. Correct! All provide universal healthcare coverage to their citizens. All provide sickness finds for their citizens. Question 3 10 / 10 pts (CO 3) Progressive payments are . the ratio of payment to income that is the same for all classes. payments that take a falling percentage of income as income increases. Correct! payments that take a rising percentage of income as income increases. a set fee regardless of income. Question 4 10 / 10 pts (CO 2) Fee-for-service reimbursement is different than the other units of payment for healthcare. This statement is: Correct! true because all other forms of reimbursement group together several services into one payment. true because it is the oldest and simplest form of reimbursement for care provided. false because the Medicare/Medicaid systems reimburse healthcare providers in the same method as fee for service. false because the per diem payment to hospitals method pays for services on an "as-needed" basis. Question 5 10 / 10 pts (CO 4) What are non-financial barriers to healthcare? Language, lack of insurance coverage, availability of services Correct! Literacy, culture, factors of gender and race Transportation, language, employment Inability to access care, culture, insurance coverage Question 6 10 / 10 pts (CO 2) In the 1990s, the push for cost containment changed how physicians and hospitals are paid. The changes: replaced fee-for-service payments with prospective payment methods. bundled services into one payment to shift risk away from payers. had payment be negotiated between providers and payers. Correct! All of the above Question 7 10 / 10 pts (CO 3) Proportional payments are: Correct! the ratio of payment to income that is the same for all classes. payments that take a falling percentage of income as income increases. payments that take a rising percentage of income as income increases. a set fee regardless of income. Question 8 10 / 10 pts (CO 4) The uninsured are less likely to: obtain needed healthcare. have low incomes. afford medications. Correct! A and C Question 9 10 / 10 pts (CO 3) Which of the following is an effective cost control mechanism? Raising physician fees Correct! Capitation payments Patient cost sharing Risk transfer Question 10 0 / 10 pts (CO 2) The 1990s introduced to healthcare the concept of cost containment. Which statement best outlines the goal of healthcare cost reform? Correct Answer One of the challenges in designing an optimal payment system is striking the right balance between economic incentives for "overtreatment" and "undertreatment" of patients. Simply limiting the amount of money paid for expenses related to the diagnosis and treatment of illness has been working for the past 20 years. If the outpouring of funds can be slowed, the quality of care will increase. The bundling of services into one payment tends to shift financial risk away from physicians and hospitals toward payers. You Answered All of the above Chapter 4, pg. 40 Question 11 10 / 10 pts (CO 5) Nursing home care is typically paid for by: Correct! Medicare part A Medicare part B Medicare part D All of the above Question 12 0 / 10 pts (CO 7) Which of the following is not a category of national health insurance plans? Government-financed health insurance Employer-mandated private health insurance Correct Answer Individual-mandated public health insurance plans You Answered Hybrid plans Chapter 15, pg. 184 Question 13 0 / 10 pts (CO 6) Which of the following is not a strategy of prevention? You Answered Improvement in the standard of living and social equity Public health interventions Correct Answer Promotion of diagnostic testing Preventative medical care Chapter 11, pg. 129 Question 14 10 / 10 pts (CO 6) Nonmaleficence means: obligation of healthcare providers to help people in need. Correct! duty of healthcare providers to do no harm. rights of patients to make choices about their healthcare. treat everyone in a fair manner. Question 15 10 / 10 pts (CO 6) Which of the following terms means trating everyone in a fair manner? autonomy Correct! justice beneficence nonmaleficence Question 16 10 / 10 pts (CO 1) Which of the followings best explains the paradox of excess and deprivation too much technology but not much healthcare people in the United States are always able to access healthcare Correct! some people receive too little care and some others receive too much healthcare although people have health insurance, they receive too little healthcare Question 17 10 / 10 pts (CO 4) What is a category of underinsurance? Limits to insurance coverage Gaps in Medicare coverage Lack of coverage for long-term care services Correct! All of the above Question 18 0 / 10 pts (CO 2) The 1990s introduced to healthcare the concept of cost containment. Which statement best outlines the goal of healthcare cost reform? Correct Answer One of the challenges in designing an optimal payment system is striking the right balance between economic incentives for "overtreatment" and "undertreatment" of patients. Simply limiting the amount of money paid for expenses related to the diagnosis and treatment of illness has been working for the past 20 years. If the outpouring of funds can be slowed, the quality of care will increase. The bundling of services into one payment tends to shift financial risk away from physicians and hospitals toward payers. You Answered All of the above Chapter 4, pg. 40 Question 19 10 / 10 pts (CO 3) Which of the following are modes of paying for healthcare? Capitation, fee-for-service, and salary Correct! Out-of-pocket payments, individual private insurance, employment-based private insurance, and government financing Private insurance and government financing Medicare, Medicaid, private insurance Question 20 0 / 10 pts (CO 7) Which of the following is a main component of the Affordable Care Act of 2010? Correct Answer Individual manadate Medicare mandate You Answered Medicad mandate All of the above Chapter 15 Quiz Score: 150 out of 200 Previous Submission Details: Time: 44 minutes Current Score: 150 out of 200 Kept Score: 150 out of 200 Show Less