2022 OVERVIEW of MEDICARE PROGRAM BASICS: CHOICE, ELIGIBILTY, AND BENEFITS
MODULE 1
1. Ms. Moore plans to retire when she turns 65 in a few months. She is in excellent health and
will have considerable income when she retires. She is concerned that her income will make it
impossible for her to qualify for Medicare. What could you tell her to address her concern?
a. Medicare is a program for people of all ages with specific mental health disabilities. Since she is in
excellent health, she would not qualify, but should instead look into her state’s Medicaid program if she
wants further coverage. Incorrect
b. Eligibility for Medicare is based on whether or not a person has ever been employed by the federal
government. If she or her husband were ever employed by the federal government, she can enroll in
Medicare. Incorrect
c. Medicare is a program for people age 65 or older and those under age 65 with certain disabilities, end-
stage renal disease, and Lou Gehrig’s disease so she will be eligible for Medicare. Correct
d. Medicare is a program for people who have incomes and assets below specific limits, so you will have
to find out her exact financial situation before telling her whether she can obtain Medicare coverage.
Incorrect
2. Mrs. Park is an elderly retiree. She has a low, fixed income. What could you tell Mrs. Park that
might be of assistance?
a. She should not sign up for a Medigap or Medicare Advantage plan. Incorrect
b. She should only seek help from private organizations to cover her Medicare costs. Incorrect
c. She can apply to the Medicare agency for lower premiums and cost-sharing. Incorrect
d. She should contact her state Medicaid agency to see if she qualifies for one of several programs that
can help with Medicare costs for which she is responsible. Correct
3. Mr. Wu is eligible for Medicare. He has limited financial resources but failed to qualify for the
Part D low-income subsidy. Where might he turn for help with his prescription drug costs?
a. Mr. Wu may still qualify for help in paying for Part D costs through the local Office of the Aging.
Incorrect
b. Mr. Wu has no alternative but to liquidate his remaining assets and apply for coverage through his
state’s Medicaid program. Incorrect
c. Mr. Wu may still qualify for help in paying Part D costs through his State Pharmaceutical Assistance
Program. Correct
d. Mr. Wu may still qualify for help in paying for Part D costs through the Federal Pharmaceutical
Assistance Program. Incorrect
MODULE 1
1. Ms. Moore plans to retire when she turns 65 in a few months. She is in excellent health and
will have considerable income when she retires. She is concerned that her income will make it
impossible for her to qualify for Medicare. What could you tell her to address her concern?
a. Medicare is a program for people of all ages with specific mental health disabilities. Since she is in
excellent health, she would not qualify, but should instead look into her state’s Medicaid program if she
wants further coverage. Incorrect
b. Eligibility for Medicare is based on whether or not a person has ever been employed by the federal
government. If she or her husband were ever employed by the federal government, she can enroll in
Medicare. Incorrect
c. Medicare is a program for people age 65 or older and those under age 65 with certain disabilities, end-
stage renal disease, and Lou Gehrig’s disease so she will be eligible for Medicare. Correct
d. Medicare is a program for people who have incomes and assets below specific limits, so you will have
to find out her exact financial situation before telling her whether she can obtain Medicare coverage.
Incorrect
2. Mrs. Park is an elderly retiree. She has a low, fixed income. What could you tell Mrs. Park that
might be of assistance?
a. She should not sign up for a Medigap or Medicare Advantage plan. Incorrect
b. She should only seek help from private organizations to cover her Medicare costs. Incorrect
c. She can apply to the Medicare agency for lower premiums and cost-sharing. Incorrect
d. She should contact her state Medicaid agency to see if she qualifies for one of several programs that
can help with Medicare costs for which she is responsible. Correct
3. Mr. Wu is eligible for Medicare. He has limited financial resources but failed to qualify for the
Part D low-income subsidy. Where might he turn for help with his prescription drug costs?
a. Mr. Wu may still qualify for help in paying for Part D costs through the local Office of the Aging.
Incorrect
b. Mr. Wu has no alternative but to liquidate his remaining assets and apply for coverage through his
state’s Medicaid program. Incorrect
c. Mr. Wu may still qualify for help in paying Part D costs through his State Pharmaceutical Assistance
Program. Correct
d. Mr. Wu may still qualify for help in paying for Part D costs through the Federal Pharmaceutical
Assistance Program. Incorrect
