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Hsa3430 Test Bank Update 2022

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Question 1 1 / 1 pts Direct consumer spending on healthcare is a very large market. is a very small proportion of total healthcare spending. is often called “out­of­pocket spending.” all of the above. IncorrectQuestion 2 0 / 1 pts A policy change that would reflect the input view of healthcare would be subsidizing health insurance for low­income children. subsidizing construction of neighborhood walking trails. eliminating payments by consumers for annual of the above. Question 3 1 / 1 pts The health insurance industry appears to be changing as its revenues are forecast to increase. more and more of its customers are likely to be individuals. it is increasingly using data to measure cost and quality. all of the above Question 4 1 / 1 pts A surgeon charges $5,000 for a procedure. His contract with your insurer sets an allowed fee of 80 percent of charges. You are responsible for 25 percent of the allowed fee. You pay $1,000. You pay $1,250. You pay $2,250.You pay $3,000. IncorrectQuestion 5 0 / 1 pts Direct consumer payments for healthcare have risen sharply as a share of total spending during the last five years. fell from 47 percent of total spending in 1960 to 11.4 percent in 2011. fell from 47 percent of total spending in 1980 to 34 percent in 2011. rose from 25 percent of total spending in 1960 to 46 percent in 2011. Question 6 1 / 1 pts It costs $500 to screen one child and $10 to screen each additional child. The incremental cost of screening is $10. $50. $ of the above. IncorrectQuestion 7 0 / 1 pts Experience with capitation suggests that few providers have the administrative skills demanded by it. few providers have the data systems demanded by it. its financial risks for providers can be substantial. all of the above

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Score for this attempt: 6 out of 10
Submitted Aug 26 at 11:12pm
This attempt took 11 minutes.

Question 1
pts
Direct consumer spending on healthcare



is a very large market.




is a very small proportion of total healthcare spending.



is often called “out­of­pocket spending.”




all of the above.



IncorrectQuestion 2
pts
A policy change that would reflect the input view of healthcare would be



subsidizing health insurance for low­income children.



subsidizing construction of neighborhood walking trails.



eliminating payments by consumers for annual checkups.

,all of the above.



Question 3
pts
The health insurance industry appears to be changing as



its revenues are forecast to increase.




more and more of its customers are likely to be individuals.



it is increasingly using data to measure cost and quality.



all of the above



Question 4
pts
A surgeon charges $5,000 for a procedure. His contract with your insurer sets an
allowed fee of 80 percent of charges. You are responsible for 25 percent of the allowed
fee.



You pay $1,000.




You pay $1,250.




You pay $2,250.

,You pay $3,000.



IncorrectQuestion 5
pts
Direct consumer payments for healthcare



have risen sharply as a share of total spending during the last five years.



fell from 47 percent of total spending in 1960 to 11.4 percent in 2011.



fell from 47 percent of total spending in 1980 to 34 percent in 2011.



rose from 25 percent of total spending in 1960 to 46 percent in 2011.


Question 6
pts
It costs $500 to screen one child and $10 to screen each additional child. The
incremental cost of screening is



$10.




$50.




$500.

, none of the above.



IncorrectQuestion 7
pts
Experience with capitation suggests that



few providers have the administrative skills demanded by it.



few providers have the data systems demanded by it.



its financial risks for providers can be substantial.




all of the above.



Question 8
pts
An example of a case­based payment would be



four­tier pharmacy formularies.




co­payment waivers for primary care services.




Medicare diagnosis­related groups (DRGs).

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