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HLTH 315(HEALTHCARE 315) study guide QUESTIONS AND ANSWERS ALL CORRECT

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HLTH 315(HEALTHCARE 315) study guide QUESTIONS AND ANSWERS ALL CORRECT

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HLTH 315 study guide
What is coinsurance Correct Answer: a percentage of the service cost that patients pay when they
receive services or drugs

Which of the following is NOT true of the characteristics of uninsured individuals? Correct Answer:
Residents of the North and Midwest are more likely to be uninsured than residents of the South and
West.

What is a deductible? Correct Answer: the amount the insured pays out-of-pocket before the insurance
plan assists with the costs of healthcare

Which of the following best describes the social contract perspective to studying health policy and law?
Correct Answer: Sees physicians as just one of several stakeholders that lay claim to important rights
and interests in the operation of the health system.

Which of the following best describes the professional autonomy perspective to studying health policy
and law? Correct Answer: Premised on the idea that physicians' scientific knowledge in medical matters
should translate into legal authority to oversee essentially all aspects of delivering health care to
individuals

Which of the following is NOT a governmental direct services program? Correct Answer: Medicare

Which of the following descriptions is most closely associated with the public health policy and law
topical domain of health policy and law? Correct Answer: Why and how the government regulates
private parties in the name of protecting the health, safety, and welfare of the general public.

What is a co-payment? Correct Answer: a specific dollar amount that patients pay when they receive
services or drugs

What is a premium? Correct Answer: the annual cost, typically charged monthly, for enrolling in an
insurance plan

Which of the following is NOT true regarding "underinsured" individuals with respect to health care?
Correct Answer: None of the other options are corrrect; they are all true of underinsured individuals

Which of the following best describes the free market perspective to studying health policy and law?
Correct Answer: Argues that commercial competition and consumer empowerment will lead to the
most efficient health system.

Which of the following descriptions is most closely associated with the bioethics topical domain of
health policy and law? Correct Answer: The point at which public policy, law, individual morals, societal
values, and medicine intersect.

Which of the following descriptions is most closely associated with the healthcare policy and law topical
domain of health policy and law? Correct Answer: Concerned with an individual's access to care, the
quality of this care, and how this care will be financed.

, Which of the following provides Congress cost estimates of bills and federal mandates to state and local
governments? Correct Answer: Congressional Budget Office

Which of the following conducts nonpartisan, objective research on legislative issues? Correct Answer:
Congressional Research Service

Which of the following is NOT one of the main powers or tools of the U.S. President: Correct Answer:
Appropriations

According to an NPR poll, which of the following is NOT true of how Americans view health care. Correct
Answer: None of the other options are correct; they are all true of the findings of an NPR poll discussed
in the assigned content.

Under the APA, if the majority of public comments oppose proposed rules the agency must make
changes to the proposed rules before finalizing them. Correct Answer: FALSE

Which of the following is NOT one of the main powers or tools of Congress: Correct Answer: Executive
Orders

When statutory language is written broadly, what usually occurs? Correct Answer: It is up to an
executive branch agency to fill in the details by issuing policy statements, developing rules, and
ppromulgating regulations

Which of the following advises Congress and executive agencies about more efficient and effective ways
to use federal resources? Correct Answer: Government Accountability Office

Which of the following is an independent agency? Correct Answer: Postal service

According to Georges Benjamin, what explains the disconnect between why people generally like their
own care but view the health system as a whole negatively? Correct Answer: People generally like their
own doctors, but get frustrated with the administrative complexity of the health system.

Which of the following exists under the auspices of the legislative branch of the federal government
Correct Answer: Medicare Payment Advisory Commission

Which of the following is an executive department agency? Correct Answer: Homeland Security

Which of the following does Dr. Jha characterize as a bad policy that contributes to high health spending
in the U.S.? Correct Answer: A prohibition against importing generic medications manufactured in other
countries

The common law consists of essay-like opinions written by appellate courts articulating the bases for
their decisions in individual cases. Correct Answer: TRUE

"Checks" as it relates to separation of power refers to the ability and responsibility of the federal-level of
government to closely monitor the actions of state-level governments. Correct Answer: FALSE

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