UHC 2022 Complete Test Questions And
Answers
Jennifer is enrolling into a Medicare Advantage (MA) plan and wants
To know what counts toward the Out-of-Pocket Maximum. Which of
The following is accurate?
A. All Out-of-Pocket costs she pays toward her health care and prescription drug expenses would
count toward
The Out-of-Pocket Maximum.
B. Jennifer's costs for prescription drugs and any benefits not covered by Original Medicare will count
toward the
Out-of-Pocket Maximum.
C. The Out-of-Pocket Maximum includes any costs she pays toward the plan, such as plan premiums
and health
Care expenses.
D. The Out-of-Pocket Maximum will include her costs toward any Medicare-covered Part A or B
services. Correct Answer: a
Which statement is true about a member of a Medicare Advantage
(MA) Plan who wants to enroll in a Medicare Supplement Insurance
Plan?
A. When a consumer enrolls in a Medicare Supplement Insurance Plan, they are not automatically
disenrolled
From their MA plan.
B. The consumer will be automatically disenrolled from the MA plan when the Medicare Supplement
plan takes
Effect.
C. The member who is leaving the MA Plan does not need a valid election period to disenroll from the
MA Plan.
D. An MA Plan and a Medicare Supplement Insurance Plan work together. Correct Answer: a
Being 65 or older, being under 65 years of age with certain
Disabilities for more than 24 months, and being any age with ESRD or
ALS are each eligibility requirements for which program?
A. Medicaid
B. Low Income Subsidy
C. Original Medicare Correct Answer: c
Which of the following defines a Medicare Advantage (MA) Plan?
(Select 3)
A. An MA Plan is part of Medicare and is also called Part C.
B. An MA Plan does not have to provide benefits equivalent to Original Medicare.
C. An MA Plan provides Medicare hospital and medical insurance (Medicare Part A and Part B) and
often includes
Medicare prescription drug coverage (Part D).
D. An MA Plan is a health Plan option approved by Medicare and offered by private insurance
companies. Correct Answer: a, c, d
, Which of the following is NOT an eligibility requirement for enrollment in a Medicare Advantage Plan?
A. Does not have any pre-existing conditions such as diabetes or End Stage Renal Disease (ESRD)
B. IS enrolled in Medicare part B
C. Is entitled to Medicare Part A
D. Resides in the plan's service area Correct Answer: a
When is Mary's Medicare Supplement Open Enrollment period if she
Turns 65 on September 23, 2021, and her Medicare Part B effective
Date is September 1, 2021?
A. The month of September 2021
B. October 15, 2021, through December 7, 2021
C. June 2021 through December 2021
D. September 2021 through February 2022 Correct Answer: d
Which of the following statements is correct about HMO MA Plans?
A Most benefits are covered out-of-network but at a higher cost.
B There are no exceptions to the provider neuork requirement for obtaining certain services from out-
of-network
Providers.
C Members that use out-of-network providers for routine office visits must pay a penalty in addition to
any
Copayment.
D Members must receive covered services from contracted network providers. Correct Answer: d
Which of the following is a fact about Medicare Prescription Drug
Plans?
A Medicare Part D is part of Medicare Supplement Insurance Plans
B To enroll, the consumer must reside in the plan's service area
C All drugs are covered
D Benefits never vary by plan Correct Answer: b
Which of the following statements is NOT true about the Coverage
Gap?
A Some plans offer additional coverage through the coverage gap, usually at a higher monthly plan
premium
The use of lower cost generic medications may prevent the member from reaching the coverage gap
B For 2022, the coverage gap begins when the member has incurred $4,430 in medication spending
for the year
C If a member reaches the coverage gap, they will have access to the Plan's negotiated pharmacy
discount rate
For Medicare Part D medications
D All members reach the Coverage Gap Correct Answer: d
Which of these statements is NOT true about the drug utilization
Management (UM) rules?
A If a member or the prescriber believes that one of the coverage rules should be waived, they can
ask the plan
For an exception.
B Prior authorization, quantity limit, and step therapy are some examples of UM rules.
C If a medication has a UM rule, the member will not be able to get that medication.
Answers
Jennifer is enrolling into a Medicare Advantage (MA) plan and wants
To know what counts toward the Out-of-Pocket Maximum. Which of
The following is accurate?
A. All Out-of-Pocket costs she pays toward her health care and prescription drug expenses would
count toward
The Out-of-Pocket Maximum.
B. Jennifer's costs for prescription drugs and any benefits not covered by Original Medicare will count
toward the
Out-of-Pocket Maximum.
C. The Out-of-Pocket Maximum includes any costs she pays toward the plan, such as plan premiums
and health
Care expenses.
D. The Out-of-Pocket Maximum will include her costs toward any Medicare-covered Part A or B
services. Correct Answer: a
Which statement is true about a member of a Medicare Advantage
(MA) Plan who wants to enroll in a Medicare Supplement Insurance
Plan?
A. When a consumer enrolls in a Medicare Supplement Insurance Plan, they are not automatically
disenrolled
From their MA plan.
B. The consumer will be automatically disenrolled from the MA plan when the Medicare Supplement
plan takes
Effect.
C. The member who is leaving the MA Plan does not need a valid election period to disenroll from the
MA Plan.
D. An MA Plan and a Medicare Supplement Insurance Plan work together. Correct Answer: a
Being 65 or older, being under 65 years of age with certain
Disabilities for more than 24 months, and being any age with ESRD or
ALS are each eligibility requirements for which program?
A. Medicaid
B. Low Income Subsidy
C. Original Medicare Correct Answer: c
Which of the following defines a Medicare Advantage (MA) Plan?
(Select 3)
A. An MA Plan is part of Medicare and is also called Part C.
B. An MA Plan does not have to provide benefits equivalent to Original Medicare.
C. An MA Plan provides Medicare hospital and medical insurance (Medicare Part A and Part B) and
often includes
Medicare prescription drug coverage (Part D).
D. An MA Plan is a health Plan option approved by Medicare and offered by private insurance
companies. Correct Answer: a, c, d
, Which of the following is NOT an eligibility requirement for enrollment in a Medicare Advantage Plan?
A. Does not have any pre-existing conditions such as diabetes or End Stage Renal Disease (ESRD)
B. IS enrolled in Medicare part B
C. Is entitled to Medicare Part A
D. Resides in the plan's service area Correct Answer: a
When is Mary's Medicare Supplement Open Enrollment period if she
Turns 65 on September 23, 2021, and her Medicare Part B effective
Date is September 1, 2021?
A. The month of September 2021
B. October 15, 2021, through December 7, 2021
C. June 2021 through December 2021
D. September 2021 through February 2022 Correct Answer: d
Which of the following statements is correct about HMO MA Plans?
A Most benefits are covered out-of-network but at a higher cost.
B There are no exceptions to the provider neuork requirement for obtaining certain services from out-
of-network
Providers.
C Members that use out-of-network providers for routine office visits must pay a penalty in addition to
any
Copayment.
D Members must receive covered services from contracted network providers. Correct Answer: d
Which of the following is a fact about Medicare Prescription Drug
Plans?
A Medicare Part D is part of Medicare Supplement Insurance Plans
B To enroll, the consumer must reside in the plan's service area
C All drugs are covered
D Benefits never vary by plan Correct Answer: b
Which of the following statements is NOT true about the Coverage
Gap?
A Some plans offer additional coverage through the coverage gap, usually at a higher monthly plan
premium
The use of lower cost generic medications may prevent the member from reaching the coverage gap
B For 2022, the coverage gap begins when the member has incurred $4,430 in medication spending
for the year
C If a member reaches the coverage gap, they will have access to the Plan's negotiated pharmacy
discount rate
For Medicare Part D medications
D All members reach the Coverage Gap Correct Answer: d
Which of these statements is NOT true about the drug utilization
Management (UM) rules?
A If a member or the prescriber believes that one of the coverage rules should be waived, they can
ask the plan
For an exception.
B Prior authorization, quantity limit, and step therapy are some examples of UM rules.
C If a medication has a UM rule, the member will not be able to get that medication.
