Final Exam - Attempt 1
Question1
Marks: 1
Mrs. Roberts has Original Medicare and would like to enroll in a Private Fee-for-
Service (PFFS) plan. All types of PFFS plans are available in her area. Which options
could Mrs. Roberts consider before selecting a PFFS plan?
Choose one answer.
a. A Medicare Advantage Prescription Drug (MA-PD) PFFS plan that combin benefits and Part D
b. A stand-alone prescription drug plan in combination with a PF
Medigap Supplemental Insurance plan.
c. A PFFS plan offering only medical benefits or a PFFS Medigap
Insurance plan.
d. A Medicare Advantage Prescription Drug (MA-PD) PFFS plan th
benefits and Part D prescription drug coverage, a PFFS plan offering only m
benefits, or PFFS Medigap Supplemental Insurance plan.
Question2
Marks: 1
Mr. Wong is a single individual. He has had a successful business career and is now
able to retire with a comfortable income. Mr. Wong's taxable income is in excess of
$100,000. Mr. Wong
,has health coverage through his employer but will sign-up Medicare Part A, Part B
and Part D when he leaves the workforce. How would you advise him as he budgets
for Medicare premiums?
Choose one answer.
a. Due to his participation in the workforce he will not have to pay premiu A and he will pay th
b. Due to his participation in the workforce he will not have to
A and will pay reduced premiums for Part B and Part D.
c. Due to the provisions of MACRA, his Part B and D coverage
covered through a low-cost Medigap policy to supplement his Part A cove
d. Due to his participation in the workforce he will not have to
A but he will pay higher premiums for Part B and Part D due to the amou
income.
Question3
Marks: 1
Daniel is a middle-income Medicare beneficiary. He has chronic bronchitis, putting
him at severe risk for pneumonia. Otherwise, he has no problems functioning.
Which type of SNP is likely to be most appropriate for him?
Choose one answer.
a. D-SNP
b. C-SNP
c. FIDE-SNP
d. I-SNP
Question4
Marks: 1
You are doing a sales presentation for Ms. Duarte and her son. Ms. Duarte has
some cognitive impairment and her son informs you that he has power of attorney
to make financial decisions for her. Can he execute the enrollment for her?
Choose one answer.
a. No, he cannot execute the enrollment for her. Only Ms. Duarte can sign t regardless of her m
b. Yes, he can execute the enrollment for her. He can do so because he is a
immediate family member. No power of attorney is necessary.
c. Yes, he can execute the enrollment for her. A financial power of attorney i
, d. No, he cannot execute the enrollment for her. He must have a legal autho under state law th
Question5
Marks: 1
Mr. Jacob understands that there is a standard Medicare Part D prescription drug
benefit, but when he looks at information on various plans available in his area,
he sees a wide range in what they charge for deductibles, premiums, and cost
sharing. How can you explain this to him?
Choose one answer.
a. The Part D standard model’s importance is that it is the only type of plan low-income benefi
b. The government allows Part D plans to adopt any benefit stru
of covered drugs meets their approval.
c. The government bases its payments to Part D plans on the st
For Part D plans to receive the full government payment, they must offer th
model, however, they can take a risk and revise their benefit structure to att beneficiaries.
d. Medicare Part D drug plans may have different benefit struct
they must all be at least as good as the standard model established by the
Question6
Marks: 1
Mrs. Geisler's neighbor told her she should look at her Part D options during the
annual Medicare enrollment period because features of Part D might have changed.
Mrs. Geisler can't remember what Part D is so she called you to ask what her
neighbor was talking about. What could you tell her?
Choose one answer.
a. Part D covers prescription drugs and she should look at her premium and cost-sharing amon
b. Part D covers long-term care services and she shouldn’t w
been no change in coverage.
c. Part D covers hospital and home health services and the c
changed this year.
d. Part D covers physician and non-physician practitioner ser
deductible has not changed this year, but the physician charges may go
Question7
Marks: 1
Question1
Marks: 1
Mrs. Roberts has Original Medicare and would like to enroll in a Private Fee-for-
Service (PFFS) plan. All types of PFFS plans are available in her area. Which options
could Mrs. Roberts consider before selecting a PFFS plan?
Choose one answer.
a. A Medicare Advantage Prescription Drug (MA-PD) PFFS plan that combin benefits and Part D
b. A stand-alone prescription drug plan in combination with a PF
Medigap Supplemental Insurance plan.
c. A PFFS plan offering only medical benefits or a PFFS Medigap
Insurance plan.
d. A Medicare Advantage Prescription Drug (MA-PD) PFFS plan th
benefits and Part D prescription drug coverage, a PFFS plan offering only m
benefits, or PFFS Medigap Supplemental Insurance plan.
Question2
Marks: 1
Mr. Wong is a single individual. He has had a successful business career and is now
able to retire with a comfortable income. Mr. Wong's taxable income is in excess of
$100,000. Mr. Wong
,has health coverage through his employer but will sign-up Medicare Part A, Part B
and Part D when he leaves the workforce. How would you advise him as he budgets
for Medicare premiums?
Choose one answer.
a. Due to his participation in the workforce he will not have to pay premiu A and he will pay th
b. Due to his participation in the workforce he will not have to
A and will pay reduced premiums for Part B and Part D.
c. Due to the provisions of MACRA, his Part B and D coverage
covered through a low-cost Medigap policy to supplement his Part A cove
d. Due to his participation in the workforce he will not have to
A but he will pay higher premiums for Part B and Part D due to the amou
income.
Question3
Marks: 1
Daniel is a middle-income Medicare beneficiary. He has chronic bronchitis, putting
him at severe risk for pneumonia. Otherwise, he has no problems functioning.
Which type of SNP is likely to be most appropriate for him?
Choose one answer.
a. D-SNP
b. C-SNP
c. FIDE-SNP
d. I-SNP
Question4
Marks: 1
You are doing a sales presentation for Ms. Duarte and her son. Ms. Duarte has
some cognitive impairment and her son informs you that he has power of attorney
to make financial decisions for her. Can he execute the enrollment for her?
Choose one answer.
a. No, he cannot execute the enrollment for her. Only Ms. Duarte can sign t regardless of her m
b. Yes, he can execute the enrollment for her. He can do so because he is a
immediate family member. No power of attorney is necessary.
c. Yes, he can execute the enrollment for her. A financial power of attorney i
, d. No, he cannot execute the enrollment for her. He must have a legal autho under state law th
Question5
Marks: 1
Mr. Jacob understands that there is a standard Medicare Part D prescription drug
benefit, but when he looks at information on various plans available in his area,
he sees a wide range in what they charge for deductibles, premiums, and cost
sharing. How can you explain this to him?
Choose one answer.
a. The Part D standard model’s importance is that it is the only type of plan low-income benefi
b. The government allows Part D plans to adopt any benefit stru
of covered drugs meets their approval.
c. The government bases its payments to Part D plans on the st
For Part D plans to receive the full government payment, they must offer th
model, however, they can take a risk and revise their benefit structure to att beneficiaries.
d. Medicare Part D drug plans may have different benefit struct
they must all be at least as good as the standard model established by the
Question6
Marks: 1
Mrs. Geisler's neighbor told her she should look at her Part D options during the
annual Medicare enrollment period because features of Part D might have changed.
Mrs. Geisler can't remember what Part D is so she called you to ask what her
neighbor was talking about. What could you tell her?
Choose one answer.
a. Part D covers prescription drugs and she should look at her premium and cost-sharing amon
b. Part D covers long-term care services and she shouldn’t w
been no change in coverage.
c. Part D covers hospital and home health services and the c
changed this year.
d. Part D covers physician and non-physician practitioner ser
deductible has not changed this year, but the physician charges may go
Question7
Marks: 1
