2022/2023 AHIP MODULE 1 - QUESTIONS AND ANSWERS (100%
CORRECT)
Mrs. Chen will be 65 soon, has been a citizen for twelve years, has been
employed full time, and paid taxes during that entire period. She is
concerned that she will not qualify for coverage under part A because
she was not born in the United States. What should you tell her?
Choose one answer.
a. Most individuals who are citizens and over age 65 are covered under
Part A by virtue of having paid Medicare taxes while working, though
some may be covered as a result of paying monthly premiums.
b. Most individuals who are citizens and over age 65 and wish to be
covered under Part A must enroll in a Medicare Health Plan.
c. Most individuals who are citizens and over age 65 and are covered
under Part A must pay a monthly premium for that coverage.
d. All individuals who are citizens and over age 65 will be covered
under Part A. Correct Ans - a. Most individuals who are citizens and
over age 65 are covered under Part A by virtue of having paid Medicare
taxes while working, though some may be covered as a result of paying
monthly premiums.
Mr. Bauer is 49 years old, but eighteen months ago he was declared
disabled by the Social Security Administration and has been receiving
disability payments. He is wondering whether he can obtain coverage
under Medicare. What should you tell him? Correct Ans - d. After
receiving such disability payments for 24 months, he will be
automatically enrolled in Medicare, regardless of age.
Mr. Denton is 52 years old and has recently been diagnosed with end-
stage renal disease (ESRD) and will soon begin dialysis. He is wondering
if he can obtain coverage under Medicare. What should you tell him?
, Correct Ans - a. He may sign-up for Medicare at any time however
coverage usually begins on the fourth month after dialysis treatments
start. Correct
Ms. Henderson believes that she will qualify for Medicare coverage
when she turns 65, without paying any premiums, because she has
been working for 40 years and paying Medicare taxes. What should you
tell her? Correct Ans - a. In order to obtain Part B coverage, she
must pay a standard monthly premium, though it is higher for
individuals with higher incomes. Correct
Mr. Diaz continued working with his company and was insured under
his employer's group plan until he reached age 68. He has heard that
there is a premium penalty for those who did not sign up for Part B
when first eligible and wants to know how much he will have to pay.
What should you tell him? Correct Ans - b. Mr. Diaz will not pay any
penalty because he had continuous coverage under his employer's
plan. Correct
Mrs. Peňa is 66 years old, has coverage under an employer plan and will
retire next year. She heard she must enroll in Part B at the beginning of
the year to ensure no gap in coverage. What can you tell her? Correct
Ans - d. She may enroll at any time while she is covered under her
employer plan, but she will have a special eight-month enrollment
period that differs from the standard general enrollment period, during
which she may enroll in Medicare Part B. Correct
Mrs. Kelly, age 65, is entitled to Part A, but has not yet enrolled in Part
B. She is considering enrollment in a Medicare health plan (Part C).
What should you advise her to do before she will be able to enroll into
a Medicare health plan? Correct Ans - Mrs. Kelly, age 65, is entitled
to Part A, but has not yet enrolled in Part B. She is considering
CORRECT)
Mrs. Chen will be 65 soon, has been a citizen for twelve years, has been
employed full time, and paid taxes during that entire period. She is
concerned that she will not qualify for coverage under part A because
she was not born in the United States. What should you tell her?
Choose one answer.
a. Most individuals who are citizens and over age 65 are covered under
Part A by virtue of having paid Medicare taxes while working, though
some may be covered as a result of paying monthly premiums.
b. Most individuals who are citizens and over age 65 and wish to be
covered under Part A must enroll in a Medicare Health Plan.
c. Most individuals who are citizens and over age 65 and are covered
under Part A must pay a monthly premium for that coverage.
d. All individuals who are citizens and over age 65 will be covered
under Part A. Correct Ans - a. Most individuals who are citizens and
over age 65 are covered under Part A by virtue of having paid Medicare
taxes while working, though some may be covered as a result of paying
monthly premiums.
Mr. Bauer is 49 years old, but eighteen months ago he was declared
disabled by the Social Security Administration and has been receiving
disability payments. He is wondering whether he can obtain coverage
under Medicare. What should you tell him? Correct Ans - d. After
receiving such disability payments for 24 months, he will be
automatically enrolled in Medicare, regardless of age.
Mr. Denton is 52 years old and has recently been diagnosed with end-
stage renal disease (ESRD) and will soon begin dialysis. He is wondering
if he can obtain coverage under Medicare. What should you tell him?
, Correct Ans - a. He may sign-up for Medicare at any time however
coverage usually begins on the fourth month after dialysis treatments
start. Correct
Ms. Henderson believes that she will qualify for Medicare coverage
when she turns 65, without paying any premiums, because she has
been working for 40 years and paying Medicare taxes. What should you
tell her? Correct Ans - a. In order to obtain Part B coverage, she
must pay a standard monthly premium, though it is higher for
individuals with higher incomes. Correct
Mr. Diaz continued working with his company and was insured under
his employer's group plan until he reached age 68. He has heard that
there is a premium penalty for those who did not sign up for Part B
when first eligible and wants to know how much he will have to pay.
What should you tell him? Correct Ans - b. Mr. Diaz will not pay any
penalty because he had continuous coverage under his employer's
plan. Correct
Mrs. Peňa is 66 years old, has coverage under an employer plan and will
retire next year. She heard she must enroll in Part B at the beginning of
the year to ensure no gap in coverage. What can you tell her? Correct
Ans - d. She may enroll at any time while she is covered under her
employer plan, but she will have a special eight-month enrollment
period that differs from the standard general enrollment period, during
which she may enroll in Medicare Part B. Correct
Mrs. Kelly, age 65, is entitled to Part A, but has not yet enrolled in Part
B. She is considering enrollment in a Medicare health plan (Part C).
What should you advise her to do before she will be able to enroll into
a Medicare health plan? Correct Ans - Mrs. Kelly, age 65, is entitled
to Part A, but has not yet enrolled in Part B. She is considering
