2022 Certification Reference Guide United Health Care
Which of the following is true about Medicare Supplement Insurance underwriting
criteria in states where underwriting applies? Correct Answer: Underwriting is
required if the consumer is not in their Medicare Supplement Open Enrollment
period or does not meet Guaranteed issue criteria.
Can a consumer who qualifies for low Income Subsidy receive financial assistance
for their part of Medicare Part D costs? Correct Answer: Yes, through subsidies
such as lower or no monthly plan premiums and lower or no copayments
What is the amount added to the member's monthly plan..........ect Correct Answer:
Late Enrollment Penalty (LEP)
What are two options for Medicare consumers to get Part D prescription drug
coverage (Select 2) Correct Answer: Enroll in a Medicare Advantage Plan or other
Medicare health plan that incudes prescription coverage
and
Enroll in a stand-alone Medicare Prescription Drug Plan (PDP)
Which of the following is a fact about Medicare Prescription Drug Plans? Correct
Answer: To enroll, the consumers must reside in the plan's service area
What is Medicare Part D? Correct Answer: A voluntary program ............
When is Mary's Medicare Supplement Open Enrollment period is she turns 65 on
September 23,2021, and her Medicare Correct Answer: September 2021 through
February2022
Which of the following are MA Plans that focus on using Network Providers to
Maximize the benefits and reduce out-of-network expenses Correct Answer:
HMO, POS, PPO
Medications that are covered in a Plan's formulary have various levels Correct
Answer: Out of pocket expenses
Which of the following is true about Medicare Supplement Insurance underwriting
criteria in states where underwriting applies? Correct Answer: Underwriting is
required if the consumer is not in their Medicare Supplement Open Enrollment
period or does not meet Guaranteed issue criteria.
Can a consumer who qualifies for low Income Subsidy receive financial assistance
for their part of Medicare Part D costs? Correct Answer: Yes, through subsidies
such as lower or no monthly plan premiums and lower or no copayments
What is the amount added to the member's monthly plan..........ect Correct Answer:
Late Enrollment Penalty (LEP)
What are two options for Medicare consumers to get Part D prescription drug
coverage (Select 2) Correct Answer: Enroll in a Medicare Advantage Plan or other
Medicare health plan that incudes prescription coverage
and
Enroll in a stand-alone Medicare Prescription Drug Plan (PDP)
Which of the following is a fact about Medicare Prescription Drug Plans? Correct
Answer: To enroll, the consumers must reside in the plan's service area
What is Medicare Part D? Correct Answer: A voluntary program ............
When is Mary's Medicare Supplement Open Enrollment period is she turns 65 on
September 23,2021, and her Medicare Correct Answer: September 2021 through
February2022
Which of the following are MA Plans that focus on using Network Providers to
Maximize the benefits and reduce out-of-network expenses Correct Answer:
HMO, POS, PPO
Medications that are covered in a Plan's formulary have various levels Correct
Answer: Out of pocket expenses
