State Farm Training Questions and Answers all correct

Liability correct Answer : Protects you if you are presumed by someone else because you hurt them No Fault/One way/PLPD correct Answer : Liability coverage only (no collision or comprehensive) Standard Collision correct Answer : Regardless of fault insured has to pay a deductible Broad collision correct Answer : Insured doesn't have to pay deductible if not at fault P300 correct Answer : Primary medical expenses, prImary wage loss with a $300 deductible P4 correct Answer : Coordinated medical expenses, Primary wage loss P2 correct Answer : Coordinated medical expenses, coordinated wage loss Solid P correct Answer : Primary medical expenses, primary wage loss, no deductible Aaaa Medicaid correct Answer : Low income health insurance Medicare correct Answer : Health insurance for people 65 and older Collision correct Answer : Collision with another vehicle, object, person or rollover Comprehensive correct Answer : Fire, wind, hail, flood, vandalism, theft, hitting animal or bird Death, dismemberment and loss of sight (S) correct Answer : Pays specific amount if the covered person dies, sustains dismemberment, or loses sight as a result of injuries sustained in a car accident Loss of Earnings (Z) correct Answer : Pays a percentage up to the policy limits of a covered person's lost earnings as a result of injuries sustained in a car accident Medical Payments (C) correct Answer : Pays medical and funeral expenses sustained by the insured and all passengers in an insured vehicle resulting from an auto accident (per person limit for each accident) Personal Injury Protection correct Answer : Pays medical expenses and a percentage of lost wages due to injuries resulting from an auto accident Underinsured motorist coverage correct Answer : Pays damages when a covered person is injured in a car accident caused by a driver who is insured but doesn't have liability insurance to cover the damages Uninsured Motorist Coverage correct Answer : Pays damages for injury to an insured when the insured is in a car accident caused by someone who does not have liability coverage Coverage A - Dwelling Coverage correct Answer : Insured the Home, structures attached to it (porch or garage), and unattached structures on the property not used for business or rented to others (unless used exclusively as a private garage) Coverage B - Personal Property correct Answer : Protects the customer's personal property (e.g. clothing, furniture, etc.). It also provides protection for the customer's personal property that is with them while away from home in many places throughout the world Coverage C - Loss of Use correct Answer : Includes additional living expense and fair rental value. Additional living expense provides payment