College of Business & Economics Module: Banking Information system
Banking and Finance Department Lecturer: Assistant Prof: Ghazi Mamandi
Fourth Stage Academic year 2021-2022
Answer following questions
Q1 : Explain ( in seven sentences ) the objective of credit analysis ?
Q2 : What are two questions must credit department find their answers ?
Q3 : Explain ( in six sentences ) all following items of C6 : Character , capacity , capital
,condition , collateral and compliance .
Q4 : How can make sure that a loan applicant can repay back his/ her loan without problem .
Q6 : What are characteristics for a good collateral ?
Q7 : Why jeweler recognize a perfect collateral ?
Q8 : What are reasons for taking collateral ?
Q9 : Why we asking corporates to provide financial statement during applying loan ?
Q10 : Show a credit rating categories with international credit rating companies .
Q111 : Fill blanket with suitable words .
A- Lending is …………………….. and …………………
B- Banks lend loans to …………………………and ………………………. Loans
should …………………………after agreed period, usually with
………………….and ……………………….
C- Lending is risky because many borrows can fail to ……………….
loan due to many ……………
D- Loan office should know, if the borrower is ……………………..
E- Do the borrower will ………………….. the loan?
F- The bank officer try to ………………….. information about
customers …………….., …………….., serious and ………….of the
loan .
G- The bank can get advantage from ……………… dealing with
customer.
H- , bank officer should examine customer’s……………… to
…………… the loan.
I- The loan officer must be sure that the customer requesting credit has
the ………………….. to request a loan and the ……………… to sign
a binding loan agreement
1
Banking and Finance Department Lecturer: Assistant Prof: Ghazi Mamandi
Fourth Stage Academic year 2021-2022
Answer following questions
Q1 : Explain ( in seven sentences ) the objective of credit analysis ?
Q2 : What are two questions must credit department find their answers ?
Q3 : Explain ( in six sentences ) all following items of C6 : Character , capacity , capital
,condition , collateral and compliance .
Q4 : How can make sure that a loan applicant can repay back his/ her loan without problem .
Q6 : What are characteristics for a good collateral ?
Q7 : Why jeweler recognize a perfect collateral ?
Q8 : What are reasons for taking collateral ?
Q9 : Why we asking corporates to provide financial statement during applying loan ?
Q10 : Show a credit rating categories with international credit rating companies .
Q111 : Fill blanket with suitable words .
A- Lending is …………………….. and …………………
B- Banks lend loans to …………………………and ………………………. Loans
should …………………………after agreed period, usually with
………………….and ……………………….
C- Lending is risky because many borrows can fail to ……………….
loan due to many ……………
D- Loan office should know, if the borrower is ……………………..
E- Do the borrower will ………………….. the loan?
F- The bank officer try to ………………….. information about
customers …………….., …………….., serious and ………….of the
loan .
G- The bank can get advantage from ……………… dealing with
customer.
H- , bank officer should examine customer’s……………… to
…………… the loan.
I- The loan officer must be sure that the customer requesting credit has
the ………………….. to request a loan and the ……………… to sign
a binding loan agreement
1
