College of Business and Economics Module: Banking Information system
Banking & Finance Department Academic year: 2020- 2021
Fourth Stage Lecturer: Dr. Ghazi Mamandi
Answer following question.
Q1 : Explain ( in Six sentences ) Loan policy.
Q2 : Explain ( in ten sentences ) Asymmetric Information in Lending.
Q3 : Explain (In six sentences ) Adverse selection in Lending.
Q4 : Explain (In six sentences ) Moral Hazard
Q5 : Explain general principles in Lending .
Q6: Determine types of Loans.
Q7 – Explain (in Six Sentence) Home Loans, Bridge Loans. line of credit, Revolving
loans, Leasing,
Q8- Explain what will include application form.
Q9: Explain (In six sentences) the purpose of Interview.
Q10: Explain (in six Sentences) Credit Scoring.
Q11: Explain (in Ten sentences) what will include structure of loan agreement.
Q12 : Explain ( in Seven sentences ) The function of Loan review .
Q13: Explain (in eight sentences) collateral in lending.
Q14: Explain (In eight Sentences) reasons for taking collateral.
Q15: Explain (in eight sentences) Characteristics of good collateral.
Q16 : Write 200 words about process of lending .
Q17 : Fill blankets with a suitable words .
A-Banks use different analytical tools to examine ……………………….. of loan applicant.
B-Loan policy aims to provide loans to only customers who can ……………………….. the loan
without any problems.
c-The process of …………………………. ends when the loan is repaid. The business of lending
is essentially linked to the ……………………………………..
D-.The borrower know more about …………………………. of their proposed investment
projects than they disclose to the bank.
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Banking & Finance Department Academic year: 2020- 2021
Fourth Stage Lecturer: Dr. Ghazi Mamandi
Answer following question.
Q1 : Explain ( in Six sentences ) Loan policy.
Q2 : Explain ( in ten sentences ) Asymmetric Information in Lending.
Q3 : Explain (In six sentences ) Adverse selection in Lending.
Q4 : Explain (In six sentences ) Moral Hazard
Q5 : Explain general principles in Lending .
Q6: Determine types of Loans.
Q7 – Explain (in Six Sentence) Home Loans, Bridge Loans. line of credit, Revolving
loans, Leasing,
Q8- Explain what will include application form.
Q9: Explain (In six sentences) the purpose of Interview.
Q10: Explain (in six Sentences) Credit Scoring.
Q11: Explain (in Ten sentences) what will include structure of loan agreement.
Q12 : Explain ( in Seven sentences ) The function of Loan review .
Q13: Explain (in eight sentences) collateral in lending.
Q14: Explain (In eight Sentences) reasons for taking collateral.
Q15: Explain (in eight sentences) Characteristics of good collateral.
Q16 : Write 200 words about process of lending .
Q17 : Fill blankets with a suitable words .
A-Banks use different analytical tools to examine ……………………….. of loan applicant.
B-Loan policy aims to provide loans to only customers who can ……………………….. the loan
without any problems.
c-The process of …………………………. ends when the loan is repaid. The business of lending
is essentially linked to the ……………………………………..
D-.The borrower know more about …………………………. of their proposed investment
projects than they disclose to the bank.
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