HUD Exam 2023- Tenancy with complete solution
Jake has a session with a new client, Ruth, later that day. She has received notice that
her apartment complex, which offers her project-based housing assistance, will be sold
to a new management company in six months. The new company will renovate the
building and will no longer participate in the project-based assistance program. To help
Ruth find another affordable rental option, Jake should take all of the following steps,
except:
A. Provide Ruth with contact information for local housing authorities that administer
rental assistance programs.
B. Approve Ruth for a Housing Choice Voucher. C. Help Ruth understand what may
deter a landlord from approving her rental application.
D. Assist Ruth in distinguishing between her housing wants and needs
B. Approve Ruth for a Housing Choice Voucher.
-Housing counselors cannot approve clients for Housing Choice Vouchers; however,
they can refer clients to local housing agencies where they can submit an application.
Ahmed has received a note from his landlord explaining that he will be evicted if he
continues to break tenant regulations. The note did not specify exactly what Ahmed was
doing wrong. If Ahmed reviews his lease, he is likely to find all of the following
guidelines that he must abide by, except:
A. Guests may not stay at the housing unit more than 15 days without the owner's
written consent.
B. The resident is permitted to park only in the parking location 152.
C. The resident agrees to permit the landlord to enter the apartment unannounced to
show the unit to potential tenants.
D. The resident agrees to keep the premises and all items in order and good condition.
C. The resident agrees to permit the landlord to enter the apartment unannounced to
show the unit to potential tenants.
Jake has a Skype appointment scheduled with his client, Tatiana, who is upset about
her landlord's behavior. All of the situations that Tatiana describes would likely suggest
that her landlord is in breach of contract, except:
A. Fixing a broken stovetop seven months after she submitted a request for repair.
B. Arriving on the site of the property for a random home inspection, without prior
warning.
C. Neglecting to pay the water bill, resulting in two weeks without water service.
D. Calling Tatiana in advance to advise her that he will come by to replace a broken
cabinet door.
D. Calling Tatiana in advance to advise her that he will come by to repair a broken
cabinet door.
Jamie has an actual cash value renters insurance policy with contents coverage, loss of
use coverage, and liability coverage. For which expense will she likely be reimbursed?
A. The cost of rebuilding the living room, which was destroyed by fire.
B. The entire cost of purchasing a brand new bedroom set damaged by a pipe burst and
subsequent water damage.
C. Expenses associated with purchasing replacement materials for the artwork she sells
through an online vendor.
, D. Expenses for legal fees when Jamie is sued by her daughter's classmate who injured
himself when he tripped over clutter at Jamie's apartment.
D. Expenses for legal fees when Jamie is sued by her daughter's classmate who injured
himself when he tripped over clutter at Jamie's apartment.
Jake has clients in all of the following situations. Which client would Jake likely
recommend contact an emergency rent assistance program?
A. The client wants to quit working to return to college and will need help paying for rent
while in school.
B. The client cannot afford a rental in the area and needs a housing subsidy to obtain a
rental.
C. The client has been living with a roommate who suddenly moves and does not leave
his portion of the month's rent.
D. The client has been notified that her rent will increase by $200 per month if she
decides to remain in her apartment after her lease comes up for renewal in four months.
She cannot afford to pay an additional $200 a month.
C. The client has been living with a roommate who suddenly moves and does not leave
his portion of the month's rent.
-If the roommate did not leave his portion of the rent, the client may not have enough
money to pay the full amount of rent. If he does not pay in full, he may be threatened by
eviction. Emergency rent assistance programs are likely to assist in this situation.
A client with two cats received a cure or quit notice. Which following action would a
housing counselor likely recommend to someone in this situation?
A. Send an "answer" to the court explaining that the animal is not considered a pet.
B. Find another home for the animal within the time frame outlined in the notice.
C. Consult with a housing counselor to find housing in preparation for the eviction.
D. Hide the cat at a friend's house for a few days or until things cool off with the
landlord.
B. Find another home for the animal within the time frame outlined in the notice.
All of the following clients are facing challenges with rental housing. Which client would
Jake likely refer to an emergency shelter?
A. The client had an unexpected medical expense and knows she will not be able to
afford utilities for several months.
B. The client cannot afford rental in the new area where he plans to move.
C. The client has received a pay rent or quit notice.
D. The client did not pay rent within five days of the final judgment and will be evicted in
hours.
D. The client did not pay rent within five days of the final judgment and will be evicted in
24 hours.
One of Jake's clients, Anna, has been informed by the City Marshal that she has 72
hours to move out of her rental home. Jake recommends that she temporarily live in an
emergency shelter. All of the following are typical characteristics of homeless shelters,
except:
A. Homeless shelters do not allow individuals to stay longer than 90 days.
B. Homeless shelters provide training, counseling, and/or case management.
C. Homeless shelters may require residents to pay a small fee for admittance.
D. Homeless shelters accept anyone who arrives during intake hours.
Jake has a session with a new client, Ruth, later that day. She has received notice that
her apartment complex, which offers her project-based housing assistance, will be sold
to a new management company in six months. The new company will renovate the
building and will no longer participate in the project-based assistance program. To help
Ruth find another affordable rental option, Jake should take all of the following steps,
except:
A. Provide Ruth with contact information for local housing authorities that administer
rental assistance programs.
B. Approve Ruth for a Housing Choice Voucher. C. Help Ruth understand what may
deter a landlord from approving her rental application.
D. Assist Ruth in distinguishing between her housing wants and needs
B. Approve Ruth for a Housing Choice Voucher.
-Housing counselors cannot approve clients for Housing Choice Vouchers; however,
they can refer clients to local housing agencies where they can submit an application.
Ahmed has received a note from his landlord explaining that he will be evicted if he
continues to break tenant regulations. The note did not specify exactly what Ahmed was
doing wrong. If Ahmed reviews his lease, he is likely to find all of the following
guidelines that he must abide by, except:
A. Guests may not stay at the housing unit more than 15 days without the owner's
written consent.
B. The resident is permitted to park only in the parking location 152.
C. The resident agrees to permit the landlord to enter the apartment unannounced to
show the unit to potential tenants.
D. The resident agrees to keep the premises and all items in order and good condition.
C. The resident agrees to permit the landlord to enter the apartment unannounced to
show the unit to potential tenants.
Jake has a Skype appointment scheduled with his client, Tatiana, who is upset about
her landlord's behavior. All of the situations that Tatiana describes would likely suggest
that her landlord is in breach of contract, except:
A. Fixing a broken stovetop seven months after she submitted a request for repair.
B. Arriving on the site of the property for a random home inspection, without prior
warning.
C. Neglecting to pay the water bill, resulting in two weeks without water service.
D. Calling Tatiana in advance to advise her that he will come by to replace a broken
cabinet door.
D. Calling Tatiana in advance to advise her that he will come by to repair a broken
cabinet door.
Jamie has an actual cash value renters insurance policy with contents coverage, loss of
use coverage, and liability coverage. For which expense will she likely be reimbursed?
A. The cost of rebuilding the living room, which was destroyed by fire.
B. The entire cost of purchasing a brand new bedroom set damaged by a pipe burst and
subsequent water damage.
C. Expenses associated with purchasing replacement materials for the artwork she sells
through an online vendor.
, D. Expenses for legal fees when Jamie is sued by her daughter's classmate who injured
himself when he tripped over clutter at Jamie's apartment.
D. Expenses for legal fees when Jamie is sued by her daughter's classmate who injured
himself when he tripped over clutter at Jamie's apartment.
Jake has clients in all of the following situations. Which client would Jake likely
recommend contact an emergency rent assistance program?
A. The client wants to quit working to return to college and will need help paying for rent
while in school.
B. The client cannot afford a rental in the area and needs a housing subsidy to obtain a
rental.
C. The client has been living with a roommate who suddenly moves and does not leave
his portion of the month's rent.
D. The client has been notified that her rent will increase by $200 per month if she
decides to remain in her apartment after her lease comes up for renewal in four months.
She cannot afford to pay an additional $200 a month.
C. The client has been living with a roommate who suddenly moves and does not leave
his portion of the month's rent.
-If the roommate did not leave his portion of the rent, the client may not have enough
money to pay the full amount of rent. If he does not pay in full, he may be threatened by
eviction. Emergency rent assistance programs are likely to assist in this situation.
A client with two cats received a cure or quit notice. Which following action would a
housing counselor likely recommend to someone in this situation?
A. Send an "answer" to the court explaining that the animal is not considered a pet.
B. Find another home for the animal within the time frame outlined in the notice.
C. Consult with a housing counselor to find housing in preparation for the eviction.
D. Hide the cat at a friend's house for a few days or until things cool off with the
landlord.
B. Find another home for the animal within the time frame outlined in the notice.
All of the following clients are facing challenges with rental housing. Which client would
Jake likely refer to an emergency shelter?
A. The client had an unexpected medical expense and knows she will not be able to
afford utilities for several months.
B. The client cannot afford rental in the new area where he plans to move.
C. The client has received a pay rent or quit notice.
D. The client did not pay rent within five days of the final judgment and will be evicted in
hours.
D. The client did not pay rent within five days of the final judgment and will be evicted in
24 hours.
One of Jake's clients, Anna, has been informed by the City Marshal that she has 72
hours to move out of her rental home. Jake recommends that she temporarily live in an
emergency shelter. All of the following are typical characteristics of homeless shelters,
except:
A. Homeless shelters do not allow individuals to stay longer than 90 days.
B. Homeless shelters provide training, counseling, and/or case management.
C. Homeless shelters may require residents to pay a small fee for admittance.
D. Homeless shelters accept anyone who arrives during intake hours.
