PSI Exam Prep: Practice of Real Estate
Graded A
The Office of Fair Housing and Equal Opportunity, which is a part of the___________________
enforces federal fair housing laws.
Department of Housing and Urban Development (HUD)
Federal laws outline seven protected classes what are they?
Race, color, religion, sex, disability, familial status, and national origin. Some courts have upheld
that discrimination based on sexual identity is protected under the prohibition of discrimination
based on sex.
The Civil Rights Act of 1866 prohibits?
housing discrimination based on race or color.
Title VIII of the Civil Rights Act of 1968 is the_____________Act?
Fair Housing Act. - This act prohibits housing discrimination based on race, color, national
origin, and religion.
Which act added to the list of protected classes?
The Housing and Community Development Act of 1974
Which act requires lenders to give consumers equal access to credit?
The Equal Credit Opportunity Act (ECOA) of 1974
, Which act extended fair housing protection to cover familial status and disability and provides
remedies to victims of housing discrimination?
The Fair Housing Amendments Act of 1988
___________________,is an illegal, discriminatory practice by lenders or insurance companies
that refuse or limit business within specific geographic areas based on the demographics of the
area rather than on the creditworthiness of the specific borrower.
Redlining - In another twist, the practice of charging non-white borrowers higher fees or interest
rates may be referred to a reverse redlining.
____________________ is the act of inducing property sales by threatening that the changing
demographics or the entry of a minority resident will decrease values.
Blockbusting -Licensees who engage in this behavior for their own profit are guilty of violating
fair housing laws.
____________________is the act of guiding prospective buyer/tenants to or away from a
location based on their membership in a protected class.
Steering -Licensees who engage in this practice are guilty of a fair housing violation.
Landlords may refuse to rent to individuals on the basis of_________?
creditworthiness.
Which act prohibits protected class-based discrimination in the delivery of commercial and
public programs, services, and activities?
Title II of the Americans with Disabilities Act of 1990
Graded A
The Office of Fair Housing and Equal Opportunity, which is a part of the___________________
enforces federal fair housing laws.
Department of Housing and Urban Development (HUD)
Federal laws outline seven protected classes what are they?
Race, color, religion, sex, disability, familial status, and national origin. Some courts have upheld
that discrimination based on sexual identity is protected under the prohibition of discrimination
based on sex.
The Civil Rights Act of 1866 prohibits?
housing discrimination based on race or color.
Title VIII of the Civil Rights Act of 1968 is the_____________Act?
Fair Housing Act. - This act prohibits housing discrimination based on race, color, national
origin, and religion.
Which act added to the list of protected classes?
The Housing and Community Development Act of 1974
Which act requires lenders to give consumers equal access to credit?
The Equal Credit Opportunity Act (ECOA) of 1974
, Which act extended fair housing protection to cover familial status and disability and provides
remedies to victims of housing discrimination?
The Fair Housing Amendments Act of 1988
___________________,is an illegal, discriminatory practice by lenders or insurance companies
that refuse or limit business within specific geographic areas based on the demographics of the
area rather than on the creditworthiness of the specific borrower.
Redlining - In another twist, the practice of charging non-white borrowers higher fees or interest
rates may be referred to a reverse redlining.
____________________ is the act of inducing property sales by threatening that the changing
demographics or the entry of a minority resident will decrease values.
Blockbusting -Licensees who engage in this behavior for their own profit are guilty of violating
fair housing laws.
____________________is the act of guiding prospective buyer/tenants to or away from a
location based on their membership in a protected class.
Steering -Licensees who engage in this practice are guilty of a fair housing violation.
Landlords may refuse to rent to individuals on the basis of_________?
creditworthiness.
Which act prohibits protected class-based discrimination in the delivery of commercial and
public programs, services, and activities?
Title II of the Americans with Disabilities Act of 1990
