PCIP Exam Questions and Answers
Graded A+
PCI Data Security Standard (PCI DSS)
The PCI DSS applies to all entities that store, process, and/or transmit cardholder data. It
covers technical
and operational system components included in or connected to cardholder data. If you accept
or process payment cards, PCI DSS applies to you.
Sensitive Authentication Data
Merchants, service providers, and other
entities involved with payment card processing must never store sensitive authentication
data after
authorization. This includes the 3- or 4- digit security code printed on the front or back of a card
(CVD), the data stored on a card's magnetic stripe or chip (also called "Full Track Data") - and
personal identification numbers (PIN) entered by the cardholder.
,Card Verification Data Codes (CVD)
3 or 4 digit code that further authenticates a not-present cardholder
Visa-CVV2
MC- CVC2
Discover- CVD
JCB-CAV2
AmEx- CID
Requirement 1
Install and maintain a firewall configuration to protect cardholder data
Network devices in scope for Requirement 1
Firewalls and Routers- Routers connect traffic between networks, Firewalls control the
traffic between networks and within internal network
QIR Qualified Integrators & Resellers
,Qualified Integrators & Resellers- authorized by the SSC to implement, configure and/or
support PA-DSS payment applications. Visa requires all level 4 merchants use QIRs for POS
application and terminal installation and servicing
Compensating Controls
An alternative control, put in place to satisfy the requirement for a security measure that is
deemed too difficult or impractical to implement at the present time.
Permitted reasons for using Compensating Controls
Organizations needing an alternative to security requirements that could not be met due
to legitimate technological OR documented business constraints, but has sufficiently
mitigated the risk associated with the requirement through implementation of other
compensating controls
Examples of Compensating Controls
(i) Segregation of Duties (SOD) and (ii) Encryption
Compensating Controls must:
1) Meet the intent and rigor of the original stated requirement;
2) Provide a similar level of defense as the original stated requirement;
3) Be "above and beyond" other PCI DSS requirements (not simply in compliance with other
PCI DSS requirements); and
, 4) Be commensurate with the additional risk imposed by not adhering to the original stated
requirement.
Compensating Controls Worksheet
1) Constraint; 2) Objective; 3) Identified Risk; 4) Define Compensating Control; 5)Validate
Controls; 6) Maintenance (COIDVM)
Card Data that cannot be stored by Merchants, Service providers after authorization
Sensitive Authentication Data. i) 3- or 4- digit security code printed on the front or back of a
card, ii) data stored on a card's magnetic stripe or chip (also called "Full Track Data"), and iii)
personal identification
numbers (PIN) entered by the cardholder
Card Data that MAY be stored
i) cardholder name, ii) service code (identifies industry iii) Personal Account Number (PAN)
iv) expiration date may be stored.
Network Segmentation
The process of isolating the cardholder data environment from the remainder of an entity's
network
Not a requirement but strongly recommended.
Report on Compliance (ROC)
Prepared at the time of the assessment of PCI compliance and comprehensively provides details
about the assessment approach and compliance standing against each PCI DSS requirement
Graded A+
PCI Data Security Standard (PCI DSS)
The PCI DSS applies to all entities that store, process, and/or transmit cardholder data. It
covers technical
and operational system components included in or connected to cardholder data. If you accept
or process payment cards, PCI DSS applies to you.
Sensitive Authentication Data
Merchants, service providers, and other
entities involved with payment card processing must never store sensitive authentication
data after
authorization. This includes the 3- or 4- digit security code printed on the front or back of a card
(CVD), the data stored on a card's magnetic stripe or chip (also called "Full Track Data") - and
personal identification numbers (PIN) entered by the cardholder.
,Card Verification Data Codes (CVD)
3 or 4 digit code that further authenticates a not-present cardholder
Visa-CVV2
MC- CVC2
Discover- CVD
JCB-CAV2
AmEx- CID
Requirement 1
Install and maintain a firewall configuration to protect cardholder data
Network devices in scope for Requirement 1
Firewalls and Routers- Routers connect traffic between networks, Firewalls control the
traffic between networks and within internal network
QIR Qualified Integrators & Resellers
,Qualified Integrators & Resellers- authorized by the SSC to implement, configure and/or
support PA-DSS payment applications. Visa requires all level 4 merchants use QIRs for POS
application and terminal installation and servicing
Compensating Controls
An alternative control, put in place to satisfy the requirement for a security measure that is
deemed too difficult or impractical to implement at the present time.
Permitted reasons for using Compensating Controls
Organizations needing an alternative to security requirements that could not be met due
to legitimate technological OR documented business constraints, but has sufficiently
mitigated the risk associated with the requirement through implementation of other
compensating controls
Examples of Compensating Controls
(i) Segregation of Duties (SOD) and (ii) Encryption
Compensating Controls must:
1) Meet the intent and rigor of the original stated requirement;
2) Provide a similar level of defense as the original stated requirement;
3) Be "above and beyond" other PCI DSS requirements (not simply in compliance with other
PCI DSS requirements); and
, 4) Be commensurate with the additional risk imposed by not adhering to the original stated
requirement.
Compensating Controls Worksheet
1) Constraint; 2) Objective; 3) Identified Risk; 4) Define Compensating Control; 5)Validate
Controls; 6) Maintenance (COIDVM)
Card Data that cannot be stored by Merchants, Service providers after authorization
Sensitive Authentication Data. i) 3- or 4- digit security code printed on the front or back of a
card, ii) data stored on a card's magnetic stripe or chip (also called "Full Track Data"), and iii)
personal identification
numbers (PIN) entered by the cardholder
Card Data that MAY be stored
i) cardholder name, ii) service code (identifies industry iii) Personal Account Number (PAN)
iv) expiration date may be stored.
Network Segmentation
The process of isolating the cardholder data environment from the remainder of an entity's
network
Not a requirement but strongly recommended.
Report on Compliance (ROC)
Prepared at the time of the assessment of PCI compliance and comprehensively provides details
about the assessment approach and compliance standing against each PCI DSS requirement
