solved 2023
How is skimming used to target PCI data?
Copying payment card numbers by tampering with POS devices, ATMs, Kiosks or
copying the magnetic stripe using handheld skimmers.
How is phishing used to target PCI data?
By doing reconnaissance work through social engineering and or breaking in using
software vulnerabilities or e-mails.
How can Payment Data be Monetized?
By skimming the card to get the full track of data, and then making another like card.
Using the card information in a "Card-not-present transactions such as e-commerce or
mail order, Telephone order. Card data is also sold in bulk to other criminals who
perform their own fraud using the stolen data.
Who all are targeted ?
Retail, Food and Beaverage, Hospitality, Financial Services, non-profit. EVERYONE!
What is the PCI SSC ?
Payment Card Industry Security Service Counsel is an independent industry standards
body providing oversight of the development and management of Payment Card
Industry Data Security Standards on a global basis.
What are some of the PCI SSC founding payment brands.
American Express, Discover Financial, JCB International, Master Card, Visa inc.
What are the Resources provided by the PCI SSC?
PCI DSS, PA-DSS, P2PE, PTS (POI, HSM and PIN) Card Production, and supporting
documents.
Roster of QSAs, PA-QSAs, PCIPs, ASVs, validated payment applications, PTS
Devices, and P2PE solutions
PCI Security Standards Counsil FAQs
Education and Outreach programs
Participating Organization Membership, Community Meetings, feedback.
What is the overview of PCI DSS?
Covers security of the environments that store, process or transmit account data.
Environments receive account data from payment applications and other sources (e.g..,
acquirers).
what is the overview of PCI PA-DSS
Covers secure payment applications to support PCI DSS compliance
Payment application recieves account data from PIN-entry devices (PEDs) or other
devices and begins payment transaction.
What is the overview of PCI P2PE
, Covers encryption, decryption, and Key management requirements for point to point
encryption solutions.
What is the overview of PCI PTS-POI?
Covers the protection of sensitive data at the point of interaction devices and their
secure components, including cardholder PINs and account data, and the cryptographic
keys used in connection with the protection of that cardholder data.
What is the overview of PCI PTS-PIN Security?
Covers secure management, processing and transmission of personal identification
number (PIN) data during online and offline payment card transaction processing.
What is the overview of PCI PTS-HSM
Covers physical, logical and device security requirements for securing hardware
security modules.
What is the overview of PCI Card Production
Covers physical and logical security requirements for systems and business processes.
What PCI DSS compliance program does American Express develop and
maintain?
Data Security Operating Policy (DSOP)
What PCI DSS compliance program does Discover develop and maintain?
Discover Information Security Compliance (DISC)
What PCI does DSS compliance program does JCB develop and maintain?
Data Security Program
What PCI does DSS compliance program does MasterCard develop and maintain?
Site Data Protection
What PCI does DSS compliance program dose VISA Inc develop and maintain?
What PCI does DSS compliance program dose MasterCard develop and maintain?
Cardholder Information Security Program (CISP) Account Information Security (AIS)
program
What is all included in the Payment brand Compliance programs?
Tracking and enforcement
Penalties, fees, compliance deadlines
Validation process and who needs to validate.
Approval and posting of compliant entities
Definition of merchant and services provider levels.
What are Payment brands responsible for
Defining rules for forensic investigations and responding to account data compromises
Monitoring and facilitation investigations of account data compromise to completion.
What is PA-DSS?
Payment Application Data Security Standard.
What does PA-DSS applies to?
Third party payment applications such as POS, shopping carts, etc.....
What does a PA-DSS do?