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AHIP Final Exam Test Questions and Answers 100% Pass

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Mrs. West wears glasses and dentures and has enjoyed considerable pain relief from arthritis through acupuncture. She is concerned about whether or not Medicare will cover these items and services. What should you tell her? Medicare does not cover acupuncture, or, in general, glasses or dentures. Mr. Bickford did not quite qualify for the extra help low-income subsidy under the Medicare Part D Prescription Drug program and he is wondering if there is any other option he has for obtaining help with his considerable drug costs. What should you tell him? He could check with the manufacturers of his medications to see if they offer an assistance program to help people with limited means obtain the medications they need. Alternatively, he could check to see whether his state has a pharmacy assistance program to help him with his expenses. Mr. Lombardi is interested in a Medicare Advantage (MA) PPO plan that you represent. It is one of three plans operated by the same organization in Mr. Lombardi's area. The MA PPO plan does not include drug coverage, but the other two plans do. Mr. Lombardi likes the PPO plan that does not include drug coverage and intends to obtain his drug coverage through a stand-alone Medicare prescription drug plan. What should you tell him about this situation? He could enroll in one of the MA plans that include prescription drug coverage or a Medigap plan and a

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AHIP Final Exam Questions and
Answers 100% Pass
Types of Medicare Advantage Plans ✔✔PPO, HMO, MSA, Cost Plan, PFFS




Medicare-Medicaid plans ✔✔Serve both Medicare and Medicaid individuals. Include Part D

coverage. Individuals sometimes referred to as dual eligibles




Medicare Cost Plan ✔✔Type of Medicare health plan. Have Part B to enroll. Can join anytime

plan is accepting new members. A non network provider will can charge higher coinsurances and

deuctibles. Different enrollment/disenrollment periods apply. Can get Part D Rx coverage if

available, or apply for a separate PDP.




Medicare Entitlement/Enrollment - Part A & Part B ✔✔Individuals with ESRD may sign up at

anytime. Date on which coverage begins is the fourth month after dialysis begins.




Medicare Enrollment Period ✔✔Individuals who do not enroll in Part B when first eligible can

enroll during a General Enrollment Period, Jan 1st to Mar 31st each year. Coverage begins July

1st of that year.

, Medicare Enrollment Period - Group Health Coverage ✔✔Individuals who have group health

coveage through employer may enroll in Part A and/or Part B anytime while on group coverage

during a Special Enrollment Period. Occurs during the 8 month period following last month of

group coverage.




Medicare Part A Premium ✔✔Free if worked 40 quarters of your life and paid Medicare taxes.

Premium is $240.00 for individuals or spouses who paid Medicare taxes for 30 - 39 quarters.

Premium is $437.00 for less than 30 quarters.




Medicare Part A Penalty ✔✔Don't enroll in Part A when fist eligible, will pay a late penalty of

up to 10% unless enroll during a Special Enrollment Period.




Medicare Part B Premium ✔✔In 2019, the standard monthly premium is $135.50 or higher

depending on income. Deducted from S.S. check or Railroad Retirement check. Do not enroll

when first eligible, premium is increased 10% for each 12 month period not enrolled. Deductible

for 2019 is $185.00




Part C Medicare Advantage plans ✔✔Entiled to benefits under Part A AND enrolled in Part B.

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