DAMAGE APPRAISAL LICENSE TEST EXAM WITH 100% CORRECT ANSWERS 2023

Subrogation - correct answer One insurance company sues another to recover cost to repair insured's car Release - correct answer Two insurance companies agreed or insured agrees ACV - correct answer Actual Cash Value, cost new less depreciation Arbitration - correct answer Only way in insurance policy to dispute claim amount. Two appraisers agree or go to umpire LQK - correct answer Like, Kind, Quality Solenoid - correct answer Located between battery and starter motor Exhaust - correct answer Parts-CAT converter, muffler,pipes, exhaust, manifold Unibody - correct answer Overall stronger than "body on frame," car with high strength steel , spot welded Rear Suspension - correct answer Parts- rear springs,shocks, U bolts Roof - correct answer Unibody- supported by pillars. Windshield is part of unibody Stated Value Policy - correct answer Agreed amount of ACV Unibody floor - correct answer High strength from rockers at pinch Engine Parts - correct answer Intake manifold, exhaust manifold Stabilizer Bar - correct answer Keeps car level on turns Unibody Parts - correct answer Rockers, Pillars, Floors, Aprons Brake Parts - correct answer Disc: rotors, calipers, pads. Drums: drums, shoes, wh. cylinders Tire Thread New - correct answer 11/32 Tire Contact w/ Wheel - correct answer Bead Hood - correct answer Bonnet Deck Lid - correct answer Boot Auto Trans Torque Converter - correct answer Manual trans- clutch Bell Housing - correct answer Torque converter is shielded Air Bad Angle - correct answer Deploys at 30* angle when hit Nitrogen Gas - correct answer Inflates Air Bag Primary Damage - correct answer Immediate impact area Secondary Damage - correct answer Beyond immediate impact area Private investigation - correct answer Don't show license License qualifications - correct answer Must be 18 years old, have 2 years experience with appraisals, or take approved course Loss of license - correct answer Insurance fraud/court judgement Show license to - correct answer Insured, Body Shop, Board Members Auto Damage Appraisers Licensing Board - correct answer Appointed by Governor- 5 members; 2 body shop industry, 2 insurance industry, 1 chair person (neutral) Claim Assignment by insurance company - correct answer 2 days to appraiser Inspection time - correct answer 5 days for appraiser to compete appraiser Supplement Inspection - correct answer Must be seen in 3 business days and 3 days max to approve (field notes same day or 1 day after) Loss payable - correct answer Bank Premium - correct answer Cost of insurance Record Keeping - correct answer Appraisals must be kept for 2 years (body shops & insurance companies Salvage - correct answer If insured keeps car, cost of salvage is average of 2 salvage (local) yard quotes Total Loss - correct answer If insurance company pays ACV, salvage is turned over to insurance company and title assigned to insurance company O/H - correct answer remove, disassemble, replace any or all parts. R&R - correct answer remove and replace one part R&I - correct answer Remove as an assembly and set aside to gain access and reinstall D&R - correct answer Disconnect and Reconnect Comprehensive insurance - correct answer Optional-fire,theft,glass,water, animal Damage, (deer etc) Collision - correct answer Optional-standard deductible= $500 , striking another object Policy - correct answer ACV or P/D Limits - correct answer Found on insured's policy, declaration page Re-inspections - correct answer Over $4,000 in Damage 75% Under $4,000 in Damage 25% Deductibles - correct answer Limit high number of claims Theft coverage - correct answer (Comprehensive) covers rental car after 48 hours Loss of use - correct answer Optional, rental Towing insured - correct answer Optional Auto Damage Appraisal License MA - correct answer Issued each year ($50) and renews 7/1 for all appraisers. If not renewed, there is a 60 day grace period Firewall - correct answer Between engine & occupants Tint - correct answer necessary to color match A/C Condenser - correct answer holds R134A in front of radiator Radiator - correct answer Part of cooling system, water flow counter clockwise, water in top hose from engine to radiator Fuel Injection - correct answer Replaces carburetor Garnish Moldings - correct answer Around windshield Reveal Moldings - correct answer Inside cars AC/DC - correct answer voltage regulator converts A/C current to D/C Heat in car - correct answer Supplied by cooling system Tempered Glass - correct answer Heated in manufacturing process Windshield - correct answer Do not repair if in view area OEM - correct answer Original Equipment MFG Aftermarket Parts - correct answer Non-OEM VIN# - correct answer Vehicle ID# (17 digits, 10 digit tells year of car, last 6 digits insured's car) Appearance Allowance - correct answer A claim payment without replacing the damaged part Betterment - correct answer Cost to upgrade, paid by insured Depreciation - correct answer A decrease in value Contraction Repair Price - correct answer Insured keeps car to repair on agreed contract price with body shop. No supplements paid by insurance company Fraud Unit SIU - correct answer Special Investigative Unit to review fraud on claims, (each insurance company must have) U Bolts - correct answer Attach leaf spring to axle Power Brakes - correct answer Get power from booster Differential - correct answer Delivers power to wheels CV joint - correct answer Constant velocity 4 on unibody cars Crank Shaft - correct answer Delivers power from engine to drive train Holes in Block - correct answer Cylinders Connecting Rod - correct answer Connected at prison by wrist pin Emissions System - correct answer EGR Value, PCV Value, Gas canister Disc Brake Rotor - correct answer Cooled by fins Abandon Vehicle - correct answer Insurance Company cannot abandon car Trans X member - correct answer Not part of unibody Air Bag Sensor - correct answer Behind Dash ABS VIN# - correct answer shows if equipped with ABS Year of Car - correct answer tenth digit of VIN# shows year of car Drive Shaft - correct answer Has U joints at each end Paint Time - correct answer Includes mask adjacent panel, up to 36" Parts That Fit Multiple Years - correct answer Interchangeable Revoke License - correct answer After a hearing/surrender license to Board ABS - correct answer Anti-Locking Braking System SRS - correct answer Supplemental Restraint System Clear Coat - correct answer 2 stage paint system, can tell by sand paper paint if white dust has clear coat Part closest to radiator - correct answer Air condenser or grille Drum Brake Shoe - correct answer Returns after application by brake shoe return spring Hatch Back Car - correct answer Back glass is in rear lid Tie Rods - correct answer Connected to steering arm or spindle/knuckle Why Look At Cars - correct answer Damage Consistencies Air Flow - correct answer to radiator by grille P/D Loss - correct answer owner keeps salvage Air Filter - correct answer to carburetor by air cleaner Suspended License - correct answer if appraiser has suspended license, can get court hearing Unsafe car - correct answer Appraiser must notify customer if car is unsafe to drive Drive Shaft - correct answer Connects transmission to differential Bumpers - correct answer Protect from minor collision PCV & Canister - correct answer Part of Emissions System Fourth one listed is not part of the - correct answer emissions system Car floor - correct answer Supports the exhaust system and gas tank Auto transmission - correct answer the torque converter transfers power from motor to transmission Clear Coat - correct answer Included in blend flavor Cowl/Cowling - correct answer is NOT the pillars Headliner - correct answer Interior trim part under the roof