Texas all lines adjuster exam
All of the following are criteria for an accident to have occurred "in the course of" the
employment under a workers' compensation policy, EXCEPT:
While performing a task that a fellow worker requested, that was unusual to the employee's job
description, but occurred on the employer's premises during working hours.
Which of the following statements is NOT TRUE regarding the implied warranties of an Ocean
Marine policy?
The implied warranties are attached to the policy as an endorsement..
Parmelia is covered under two separate standardized Personal Automobile policies, with Part C
limits under both policies set at $200,000. Parmelia is involved in an accident with an uninsured
motorist and she sustains bodily injury damages for $262,320. How much will Parmelia receive
when she submits a claim for these damages
$200,000
Which of the following endorsements must be attached to a standard Businessowners policy for
coverage to apply to a businesses freezer that was damaged by the interruption of a power
source
Utility Services - Direct Damage endorsement.
,After completing an inspection of an insured's pressure equipment and fire suppression
systems, the inspector determines that the pressure equipment needs to be repaired and the
suppression systems have not been cleaned and inspected in the time frame required by the
policy. The insurer will:
Suspend coverage immediately by red tagging the items until they are repaired, cleaned and
pass reinspection
To be eligible for coverage under a standardized Dwelling policy, the insured must not allow
more than _______ boarders to live on the premises.
5
All of the following are "Perils of the Sea" under an Ocean Marine policy, EXCEPT:
Pirates
The amount of insurance countersigned, issued, or sold by an agent or producer to cover
immediate family members, an employer, or employees is known as:
Controlled business
, Which of the following standardized Dwelling insurance forms provides coverage for loss of
rental income
The DP-1, DP-2, and DP-3 forms
The "Part B - Medical Payments" coverage of a personal automobile policy covers injuries for all
of the following, EXCEPT:
A passenger who is injured in another vehicle that is struck by the insured's vehicle in an
accident
Which of the following are the Texas Workers' Compensation benefits that are increased by a
cost-of-living adjustment (COLAs)
Lifetime Income Benefits (LIBs) only
Hannah must take time away from work to help assist in the investigation of a claim that was
made against her BOP policy. The policy will pay for Hannah's actual loss of earnings up to:
$250 per day.
Surplus Lines companies in Texas have _____ to acknowledge the receipt of a claim.
30 days.
All of the following are criteria for an accident to have occurred "in the course of" the
employment under a workers' compensation policy, EXCEPT:
While performing a task that a fellow worker requested, that was unusual to the employee's job
description, but occurred on the employer's premises during working hours.
Which of the following statements is NOT TRUE regarding the implied warranties of an Ocean
Marine policy?
The implied warranties are attached to the policy as an endorsement..
Parmelia is covered under two separate standardized Personal Automobile policies, with Part C
limits under both policies set at $200,000. Parmelia is involved in an accident with an uninsured
motorist and she sustains bodily injury damages for $262,320. How much will Parmelia receive
when she submits a claim for these damages
$200,000
Which of the following endorsements must be attached to a standard Businessowners policy for
coverage to apply to a businesses freezer that was damaged by the interruption of a power
source
Utility Services - Direct Damage endorsement.
,After completing an inspection of an insured's pressure equipment and fire suppression
systems, the inspector determines that the pressure equipment needs to be repaired and the
suppression systems have not been cleaned and inspected in the time frame required by the
policy. The insurer will:
Suspend coverage immediately by red tagging the items until they are repaired, cleaned and
pass reinspection
To be eligible for coverage under a standardized Dwelling policy, the insured must not allow
more than _______ boarders to live on the premises.
5
All of the following are "Perils of the Sea" under an Ocean Marine policy, EXCEPT:
Pirates
The amount of insurance countersigned, issued, or sold by an agent or producer to cover
immediate family members, an employer, or employees is known as:
Controlled business
, Which of the following standardized Dwelling insurance forms provides coverage for loss of
rental income
The DP-1, DP-2, and DP-3 forms
The "Part B - Medical Payments" coverage of a personal automobile policy covers injuries for all
of the following, EXCEPT:
A passenger who is injured in another vehicle that is struck by the insured's vehicle in an
accident
Which of the following are the Texas Workers' Compensation benefits that are increased by a
cost-of-living adjustment (COLAs)
Lifetime Income Benefits (LIBs) only
Hannah must take time away from work to help assist in the investigation of a claim that was
made against her BOP policy. The policy will pay for Hannah's actual loss of earnings up to:
$250 per day.
Surplus Lines companies in Texas have _____ to acknowledge the receipt of a claim.
30 days.
