everfi end tests answered latest

everfi end tests answered latest which of the following would be considered a want rather than a need for most people: a place to live, warm clothes, a phone, food a phone what is an opportunity cost the trade off of making one choice and giving up a different choice where should you look if you want to buy a computer for the fairest and most reliable information an independent consumer education website that reviews and rates computers what should you include for a budget of a business all income and expenses which of the following is a variable expense for many adults: monthly rent payment, monthly car payment, monthly health insurance payment, monthly cost of eating at restaurants monthly cost of eating at restaurants which expense isn't a need: car insurance, rent payment, groceries, cable service cable services if you know the unit prices of two different brands of an item, what are you better able to compare the prices of the two brands you received $50 as a birthday gift and chose to spend it on new wallpaper. what is the opportunity cost: other items you could have bought, the price, the time you could have spent doing something else the time you could have spent doing something else which of the following is not true of a budget: budgets include both income and expenses, once a budget is set it shouldn't be revisited, a budget can include charitable giving, budgets help you plan how to spend money you earn or receive once a budget is set it shouldn't be revisited what is not a successful budgeting strategy: buy your needs first, pay with a credit card if you have a hard time sticking to a budget, keep some extra money, revisit your budget regularly pay with a credit card if you have a hard time sticking to a budget what is usually paid on a biweekly or monthly basis for professional employment salary why is paying with cash a good option keeping track of how much you have spent is simple what is the biggest factor on a credit score your history of making payments on time what is the best strategy to avoid paying interest on your credit cards pay the full balance each month which of the following is not a source of income: student loan payment, wages, salary, stipend student loan payment why is it harder to pay back payday loans they have high fees and high interest rates what is an hourly income wage what method of payment accesses funds immediately and directly debit card what is the problem with paying only your minimum credit card balance each month you have to pay interest which of the following is not an example of a job skill: being good with computers, being creative, working well in groups, attending work every day attending work every day which of the following strategies is likely to save you the most money when going to college: purchasing used books, attending a private college, attending an in state public university, living off campus attending an in state public university what should you do first when planning your career make a list of your job preferences and skills what is the most direct way to gain on the job experience and earn money while attending school a work study program