Texas All Lines Adjuster Exam LATEST
2023-2024 ACTUAL EXAM QUESTIONS AND
CORRECT ANSWERS (VERIFIED ANSWERS)
|ALREADY GRADED A+
DP - valuation - CORRECT ANSWER DP-1 - ACV building & contents
DP-2/3 - RCV building & ACV contents
DP - limit for fair rental value - CORRECT ANSWER 20% of A
DP - coverages (A-E) - CORRECT ANSWER A - dwelling
B - other structures
C - personal property
D - fair rental value
E - additional living expense
DP - limit for additional living expenses - CORRECT ANSWER DP-1 - NONE
DP-2/3 - 20% of A
DP - Property removed is covered for ___ days. - CORRECT ANSWER DP-1 - 5
days
DP-2 - 30 days
,DP - limit for trees/plants/shrubs - CORRECT ANSWER 5% of A
$500 per tree/shrub/plant
DP - fire department service charge - CORRECT ANSWER $500
DP - extended coverages - CORRECT ANSWER windstorm, civil commotion, hail,
aircraft, vehicles, volcanic eruption, explosion, riot
DP - broad perils - CORRECT ANSWER burglary damage, ice/snow weight, glass,
accidental discharge of water/steam, falling objects, freezing, electrical,
collapse, tearing apart/bulging/cracking
DP-3 perils covered (dwelling & contents) - CORRECT ANSWER dwelling - open
contents - broad (DP-2 perils)
Explain the difference between DP & HO policies. - CORRECT ANSWER DP does
not automatically cover theft or include liability coverage.
DP - Explain the difference between limited/broad theft endorsement. - CORRECT
ANSWER limited - on premises only
broad - on & off premises
HO-2 perils (dwelling & contents) - CORRECT ANSWER dwelling - named/broad
contents - named/broad
,HO-3 perils (dwelling & contents) - CORRECT ANSWER dwelling - open
contents - named/broad
HO-4 perils (dwelling & contents) - CORRECT ANSWER dwelling - NO COVERAGE
contents - named/broad
HO-5 perils (dwelling & contents) - CORRECT ANSWER dwelling - open
contents - open
HO-6 perils (dwelling & contents) - CORRECT ANSWER dwelling - LIMITED
named/broad
contents - named/broad
HO-8 perils (dwelling & contents) - CORRECT ANSWER dwelling - named/basic
& extended
contents - named/basic & extended
HO - valuation - CORRECT ANSWER RCV dwelling
ACV content (unless endorsed)
EXCEPT HO-8 - ACV dwelling & contents
HO - coverages (A-F) - CORRECT ANSWER A - dwelling
B - other structures - 10% of A
C - personal property - 50% of A
D - loss of use - 30% of A
, E - medical payments
F - liability
HO - limit for personal property in self-storage - CORRECT ANSWER 10% of C
HO - money limit - CORRECT ANSWER $200
HO - securities limit - CORRECT ANSWER $1,500
HO - watercraft limit (including trailers) - CORRECT ANSWER $1,500
HO - trailers limit (except watercraft trailers) - CORRECT ANSWER $1,500 - ON
PREMISES ONLY
HO - THEFT of jewelry/furs limit - CORRECT ANSWER $1,500
HO - THEFT of firearms limit - CORRECT ANSWER $2,500
HO - THEFT of silverware limit - CORRECT ANSWER $2,500
HO - business personal property on premises limit - CORRECT ANSWER $2,500
HO - business personal property off premises limit - CORRECT ANSWER $1,500
HO - electronic vehicle equipment limit - CORRECT ANSWER $1,500
2023-2024 ACTUAL EXAM QUESTIONS AND
CORRECT ANSWERS (VERIFIED ANSWERS)
|ALREADY GRADED A+
DP - valuation - CORRECT ANSWER DP-1 - ACV building & contents
DP-2/3 - RCV building & ACV contents
DP - limit for fair rental value - CORRECT ANSWER 20% of A
DP - coverages (A-E) - CORRECT ANSWER A - dwelling
B - other structures
C - personal property
D - fair rental value
E - additional living expense
DP - limit for additional living expenses - CORRECT ANSWER DP-1 - NONE
DP-2/3 - 20% of A
DP - Property removed is covered for ___ days. - CORRECT ANSWER DP-1 - 5
days
DP-2 - 30 days
,DP - limit for trees/plants/shrubs - CORRECT ANSWER 5% of A
$500 per tree/shrub/plant
DP - fire department service charge - CORRECT ANSWER $500
DP - extended coverages - CORRECT ANSWER windstorm, civil commotion, hail,
aircraft, vehicles, volcanic eruption, explosion, riot
DP - broad perils - CORRECT ANSWER burglary damage, ice/snow weight, glass,
accidental discharge of water/steam, falling objects, freezing, electrical,
collapse, tearing apart/bulging/cracking
DP-3 perils covered (dwelling & contents) - CORRECT ANSWER dwelling - open
contents - broad (DP-2 perils)
Explain the difference between DP & HO policies. - CORRECT ANSWER DP does
not automatically cover theft or include liability coverage.
DP - Explain the difference between limited/broad theft endorsement. - CORRECT
ANSWER limited - on premises only
broad - on & off premises
HO-2 perils (dwelling & contents) - CORRECT ANSWER dwelling - named/broad
contents - named/broad
,HO-3 perils (dwelling & contents) - CORRECT ANSWER dwelling - open
contents - named/broad
HO-4 perils (dwelling & contents) - CORRECT ANSWER dwelling - NO COVERAGE
contents - named/broad
HO-5 perils (dwelling & contents) - CORRECT ANSWER dwelling - open
contents - open
HO-6 perils (dwelling & contents) - CORRECT ANSWER dwelling - LIMITED
named/broad
contents - named/broad
HO-8 perils (dwelling & contents) - CORRECT ANSWER dwelling - named/basic
& extended
contents - named/basic & extended
HO - valuation - CORRECT ANSWER RCV dwelling
ACV content (unless endorsed)
EXCEPT HO-8 - ACV dwelling & contents
HO - coverages (A-F) - CORRECT ANSWER A - dwelling
B - other structures - 10% of A
C - personal property - 50% of A
D - loss of use - 30% of A
, E - medical payments
F - liability
HO - limit for personal property in self-storage - CORRECT ANSWER 10% of C
HO - money limit - CORRECT ANSWER $200
HO - securities limit - CORRECT ANSWER $1,500
HO - watercraft limit (including trailers) - CORRECT ANSWER $1,500
HO - trailers limit (except watercraft trailers) - CORRECT ANSWER $1,500 - ON
PREMISES ONLY
HO - THEFT of jewelry/furs limit - CORRECT ANSWER $1,500
HO - THEFT of firearms limit - CORRECT ANSWER $2,500
HO - THEFT of silverware limit - CORRECT ANSWER $2,500
HO - business personal property on premises limit - CORRECT ANSWER $2,500
HO - business personal property off premises limit - CORRECT ANSWER $1,500
HO - electronic vehicle equipment limit - CORRECT ANSWER $1,500
