PTCB Practice Exam With A Graded Answers 2024

PTCB Practice Exam With A Graded Answers 2024 Health Care system Correct Answer: According to the World Health Organization (WHO), a health care system is defined as a system that consists of organizations, institutions, and resources of people whose primary purpose is to improve public health Medicare Correct Answer: Provides service for the elderly and disabled individuals (must meet a certain criteria) Medicaid Correct Answer: Provides service for lower income individuals. Federally and state funded Tricare Correct Answer: AKA military insurance; provides service to veterans and soldiers NIH Correct Answer: National Institute of Health Employer Insurance Correct Answer: Most employers provide health insurance to full time employees Private Insurance Correct Answer: Individuals can apply and pay for health insurance. Smaller businesses offer group rates to their employees. Copay Correct Answer: The remaining amount an individual must pay for their medication after insurance. This form of payment is collected at the point of sale (ie the pharmacy) Medicare A Correct Answer: Covers inpatient hospital stays Medicare B Correct Answer: Covers outpatient hospital stays and diabetic supplies, DME (durable medical equipment), patients on long term disabilities, X-rays, dialysis, vaccines, and respiratory nebulizers Medicare C Correct Answer: Additional coverage not covered under A or B. Often called the advantage plan or choice plan. Medicare Part D Correct Answer: Covers prescription medications; usually processed by private insurance but funding is provided by CMS (government) Medicare Part E Correct Answer: Supplemental coverage; covers A, B, and D (Different than just Medicare C)