NSA Notary Signing Agent Questions and Answers with
complete Solutions | Updated 2024
A Notary Signing Agent has been providing signing services with no incidents for
over 10 years without having undergone a background screening. Therefore he or
she:
Must still obtain and pass a background screening
A Notary Signing Agent with nearly 10 years experience has reviewed and is
completely familiar with all the documents in a loan package. When meeting with
the borrower, the Notary Signing Agent may now:
Present and state the general purpose of each document and how it must be signed
Why should a Notary Signing Agent learn about all the closing documents in a
loan package if they are not allowed to provide advice or counsel?
To demonstrate to the contracting companies that the Notary signing Agent is
competent to oversee a signing appointment
A Notary Signing Agent consistently follows the practice of obtaining borrowers'
thumbprints in his or her journal, but is commissioned in a state that does not
require journal thumbprints. A borrower has complied with all other notarization
requirements, but objects to leaving her thumbprint in the journal. What should
the Notary Signing Agent do?
Preform the notary
The Notarial Evidence Form is completed by
The Notary Signing Agent and returned to the contracting company
Notarial certificates on loan documents
Must be completed in the presence of the borrower
During a signing appointment, a borrower asks the Notary Signing Agent if his
loan rate is competitive. How should the NSA respond?
explain the to the borrower that a Notary Signing Agent is not permitted to discuss loan
rates
A Notary Signing Agent regularly records all notarial acts performed at a closing
in a journal. This is considered:
A practice required by the Code of Conduct
A borrower expresses a reluctance to continue signing documents. The Notary
Signing Agent may:
Recommend that the borrower contact the lender's representative immediately before
signing any more documents
A borrower expresses concern that once he signs all the documents he will be
"stuck" with a second mortgage. A good response by a Notary Signing Agent
could be to:
Recommend that the borrower contact his lender's representative and provide the
phone number
Explaining to a borrower the fees that make up the Annual Percentage Rate (APR)
of a borrower's loan is:
Permissible if the Notary Signing Agent has the breakdown of the fees
complete Solutions | Updated 2024
A Notary Signing Agent has been providing signing services with no incidents for
over 10 years without having undergone a background screening. Therefore he or
she:
Must still obtain and pass a background screening
A Notary Signing Agent with nearly 10 years experience has reviewed and is
completely familiar with all the documents in a loan package. When meeting with
the borrower, the Notary Signing Agent may now:
Present and state the general purpose of each document and how it must be signed
Why should a Notary Signing Agent learn about all the closing documents in a
loan package if they are not allowed to provide advice or counsel?
To demonstrate to the contracting companies that the Notary signing Agent is
competent to oversee a signing appointment
A Notary Signing Agent consistently follows the practice of obtaining borrowers'
thumbprints in his or her journal, but is commissioned in a state that does not
require journal thumbprints. A borrower has complied with all other notarization
requirements, but objects to leaving her thumbprint in the journal. What should
the Notary Signing Agent do?
Preform the notary
The Notarial Evidence Form is completed by
The Notary Signing Agent and returned to the contracting company
Notarial certificates on loan documents
Must be completed in the presence of the borrower
During a signing appointment, a borrower asks the Notary Signing Agent if his
loan rate is competitive. How should the NSA respond?
explain the to the borrower that a Notary Signing Agent is not permitted to discuss loan
rates
A Notary Signing Agent regularly records all notarial acts performed at a closing
in a journal. This is considered:
A practice required by the Code of Conduct
A borrower expresses a reluctance to continue signing documents. The Notary
Signing Agent may:
Recommend that the borrower contact the lender's representative immediately before
signing any more documents
A borrower expresses concern that once he signs all the documents he will be
"stuck" with a second mortgage. A good response by a Notary Signing Agent
could be to:
Recommend that the borrower contact his lender's representative and provide the
phone number
Explaining to a borrower the fees that make up the Annual Percentage Rate (APR)
of a borrower's loan is:
Permissible if the Notary Signing Agent has the breakdown of the fees
