Georgia Life and Health Insurance Complete Solutions

Georgia Life and Health Insurance Complete Solutions Accident ️An unplanned unforseen event which occurs suddenly at an unspecified place Accident insurance ️A type of insurance that protects the insured against loss due to an accidental bodily injury Accidental bodily injury ️Unplanned unforseen traumatic injury to the body Accidental Death and Dismemberment ️An insurance policy which pays a specified number or specified multiple of the insurer's benefit if the insured dies, loses his/her sight, or loses two limbs due to an accident. Acquired Immunodeficiency Symdrome ️An infectious and incurable disease caused by the human immunodeficiency virus (hiv) Activities of daily living ️Activities individuals must do every day such as moving about, getting dressed, eating, bathing, etc. Actual charge ️The amount a physician or supplier actually bills for a particular service or supply. Adhesion ️A contract offered on a "take it or leave it" basis by an insured, in which the insured's only option is to accept or reject the contract. Any ambiguities in the contract will be settled in favor of the imsured. Admitted (Authorized) Insurer ️An insurance company authorized and licensed to transact business in a particular state. Adult Day Care ️A program for impaired adults that attempts to meet their health, social, and functional needs in a setting away from their homes. Adverse Selection ️The tendency of risks witha higher probability of loss to purchase and maintain insurance more often than the risks who present lower probability Agent ️An individual who is licensed to sell, negotiate, or effect insurance contracts on behalf of an insurer. Aleatory ️A contract in which participating parties exchange unequal amounts. Insurance contracts are aleatory in that the amount the insured will pay in premiums is unequal to the amount the insurer will pay in the event of a loss. Alien Insurer ️An insurance company that is incorporated outside the United States. Alzheimer's Disease ️A disease that causes the victim to become dysfunctional due to degeneration of brain cells and severe memory loss. Ancillary ️Additional, miscellaneous services provided by a hospital, such as x-rays, anesthesia, and lab work, but not hospital room and board expenses. Apparent Authority ️The appearance or the assumption of authority based on the actions, words, or deeds of the principal or because of circumstances the principal created. Approved Amount ️The amount Medicare determines to be reasonable for a service that is cov