Accident and Health Questions and
Answers
4. Comprehensive (Non-Scheduled).
Which of the following types of Dental Policies typically pays a portion of usual and
customary charges for covered procedures?
1. Integrated Deductible.
2. Pre-Paid Dental.
3. Scheduled.
4. Comprehensive (Non-Scheduled).
3. The Fair Credit Reporting Act.
If an insurance company obtains an investigative consumer report on a prospective
insured, it MUST inform the prospect that it is permitted to do so under which of the
following Federal laws?
1. The Federal Investigative Reporting Act.
2. The Insurance Credit Investigating Act.
3. The Fair Credit Reporting Act.
4. The Insurance Information Practices Act.
, 2. It prevents an insured covered by two health plans from making a profit on a
covered loss.
Which of the following statements is CORRECT about the Coordination of Benefits
Provision?
1. It prohibits an insurer from selling a health policy to an applicant who already has
similar coverage.
2. It prevents an insured covered by two health plans from making a profit on a covered
loss.
3. It allows an insured to change insurers without losing benefits.
4. It permits an insurer to defer paying a claim for a work-related injury until Workers'
Compensation Benefits have expired.
2. hospital room and board.
A Basic Hospital Policy pays expenses for
1. surgical services.
2. hospital room and board.
3. in-hospital physician visits.
4. post-operative care.
4. The surviving spouse of a deceased agent.
A temporary license may be issued by the Insurance Superintendent to which of the
following individuals?
Answers
4. Comprehensive (Non-Scheduled).
Which of the following types of Dental Policies typically pays a portion of usual and
customary charges for covered procedures?
1. Integrated Deductible.
2. Pre-Paid Dental.
3. Scheduled.
4. Comprehensive (Non-Scheduled).
3. The Fair Credit Reporting Act.
If an insurance company obtains an investigative consumer report on a prospective
insured, it MUST inform the prospect that it is permitted to do so under which of the
following Federal laws?
1. The Federal Investigative Reporting Act.
2. The Insurance Credit Investigating Act.
3. The Fair Credit Reporting Act.
4. The Insurance Information Practices Act.
, 2. It prevents an insured covered by two health plans from making a profit on a
covered loss.
Which of the following statements is CORRECT about the Coordination of Benefits
Provision?
1. It prohibits an insurer from selling a health policy to an applicant who already has
similar coverage.
2. It prevents an insured covered by two health plans from making a profit on a covered
loss.
3. It allows an insured to change insurers without losing benefits.
4. It permits an insurer to defer paying a claim for a work-related injury until Workers'
Compensation Benefits have expired.
2. hospital room and board.
A Basic Hospital Policy pays expenses for
1. surgical services.
2. hospital room and board.
3. in-hospital physician visits.
4. post-operative care.
4. The surviving spouse of a deceased agent.
A temporary license may be issued by the Insurance Superintendent to which of the
following individuals?
