Commercial Auto Insurance Overview ( Summary )

Commercial Auto Insurance Overview ( Summary )

Loss Exposures - : Risks related to liability, property, and personal losses

Commercial Auto Coverage Part - : Includes declarations, coverage form, and
endorsements

Symbols - : Designations for customizing coverage in Business Auto Coverage Form

Section II—Covered Autos Liability Coverage - : Provisions for insuring liability in
Business Auto Coverage Form

Section III—Physical Damage - : Provisions for insuring physical damage in Business
Auto Coverage Form

Business Auto Conditions - : Conditions outlined in the Business Auto Coverage Form

Medical Payments - : Coverage for medical expenses in commercial auto insurance

Uninsured Motorists - : Coverage for damages caused by uninsured drivers

Private Passenger Vehicles Rating - : Method for determining rates for private cars in
commercial insurance

Trucks, Tractors, Trailers Rating - : Method for determining rates for trucks and trailers
in commercial insurance

Auto Dealers Coverage Form - : Coverage form for auto dealers combining general
and auto liability

Motor Carrier Coverage Form - : Coverage form for organizations providing
transportation services

Endorsements - : Modifications to terms and conditions of coverage forms

Covered Autos Symbols - : Designations in Business Auto Coverage Form for
qualifying autos

Auto Definition - : Includes land vehicles subject to motor vehicle laws, excluding
mobile equipment