amount you owe
average annual interest rate on your debt
amount of total monthly debt payments you are making
time to payoff your debt
Years of delay until you start saving
long term average inflation rate in the US
# of years until retirement
amount of money per month you want in today's dollars
amount of money per month at the time of your retirement
assumed average interest rate on your investments after retirement
number of years you will live off of your money
amount of money you will need when you retire
assumed average interest rate on investments before retirement
amount of money you have invested today
value of current investments at retirement using assumed interest rate on your investments
amount of money you need to save each month starting now
amount of money you need to save each month starting the month after your selected delay
NOTE: These calculations assume an annual inflation rate after retirement of 2/3 of the annual inflation rate be
This assumption is probably reasonable for those who own their own house at that time. If you wish to
then UNHIDE row 17 and change the inflation rate in Column D to match the assumption that you wish
, $ 5,000.00
12%
$ 250.00
1.86 years
0
3.23%
0
$ -
$ -
0.0%
0
$0.00
0.00%
$ -
$ -
$0.00 #NUM!
$0.00 #NUM!
nual inflation rate before retirement.
t time. If you wish to adjust this assumption,
mption that you wish to make.
average annual interest rate on your debt
amount of total monthly debt payments you are making
time to payoff your debt
Years of delay until you start saving
long term average inflation rate in the US
# of years until retirement
amount of money per month you want in today's dollars
amount of money per month at the time of your retirement
assumed average interest rate on your investments after retirement
number of years you will live off of your money
amount of money you will need when you retire
assumed average interest rate on investments before retirement
amount of money you have invested today
value of current investments at retirement using assumed interest rate on your investments
amount of money you need to save each month starting now
amount of money you need to save each month starting the month after your selected delay
NOTE: These calculations assume an annual inflation rate after retirement of 2/3 of the annual inflation rate be
This assumption is probably reasonable for those who own their own house at that time. If you wish to
then UNHIDE row 17 and change the inflation rate in Column D to match the assumption that you wish
, $ 5,000.00
12%
$ 250.00
1.86 years
0
3.23%
0
$ -
$ -
0.0%
0
$0.00
0.00%
$ -
$ -
$0.00 #NUM!
$0.00 #NUM!
nual inflation rate before retirement.
t time. If you wish to adjust this assumption,
mption that you wish to make.
